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Saving for retirement.

INVESTMENTS

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Reach your retirement goals faster.

For over 80 years, we’ve been a trusted financial partner to our members. Our Investment Team will create a retirement plan tailored to your goals to help you minimize your debt, maximize your investments, and retire the way you want. Whether your plan includes automatic savings, TFSAs, RRSPs, mutual funds or a combination, meet with our Investment Team to make sure you’re getting the most out of your existing and potential investments.

Talk to us today.

Your success really is our top priority. Connect with our Investment Team today by booking your complimentary appointment online or calling us at 1.888.517.7000.

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Why invest with Coast Capital?

Real Partnership Real Partnership

As a member-owned financial cooperative for over 80 years, if it matters to you it matters to us. We work hard to understand members personally, so we can help you build a plan to live the real life you want.

Real Advice Real Advice

Our members are our shareholders, so your success is our success. Our focus is to educate and guide you to the right financial solutions with clear, simple and personalized advice that you can feel confident about.

Real Impact Real Impact

As a Certified B Corp we want a more sustainable world for all. That’s why we reinvest 10% of our profits to unlocking financial opportunities for our members, employees and communities to build better futures.

Park-It RRSP GIC
RRSP contributions are easy with Park-It. Get your tax receipt†, earn interest and then decide how to invest later.
3.25% ‡ 1-year term
  • Get your RRSP tax receipt† and then decide on your long-term investment later. Meet with our Investment Team when it's more convenient for you. 
  • One time option to convert to another Coast Capital GIC or mutual fund before one year term ends
  • Only $500 to get started
  • Also available for purchase as RIF and TFSA registered accounts
  • Confirm your RRSP limit before making a contribution
Book an appointment or get started online.
GET STARTED
† Read terms and conditions.
Terms and Conditions.† Get a printed copy of your RRSP tax receipt from a branch or a digital version will be emailed to you at the end of the month.‡ Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum, accrued daily, and paid at maturity. Minimum investment of $500. Eligible for non-registered, TFSA, RRSP and RRIF. Rate holds are not eligible for the promotional offers.
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Registered Retirement Savings Plan (RRSP)
Save money for retirement during your higher income years and avoid paying taxes on the money you save until you retire.
  • Money contributed is tax deductible, within limits
  • Earnings are tax sheltered so they will grow even faster than a non-RRSP investment
  • Contribute to an RRSP until the year you turn 71
  • Multiple investment products such as GICs and mutual funds available within an RRSP account
  • RRSP Loans available to maximize your contributions and potential tax refund
Learn more

Disclosure

Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits held in Canadian currency, having a term of five years or less and payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

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Tax-Free Savings Account (TFSA)
If you're over the age of 19 avoid paying tax on the income or growth you make on your investment, even when it's withdrawn.
  • No maximum age limit to open or hold a TFSA
  • No deadline for your contributions
  • Unused TFSA contribution room can be carried forward to future years
  • Investment income earned in a TFSA plan, including capital gains, will not be taxed, even when withdrawn
  • Multiple investment products such as GICs and mutual funds available within a TFSA
Learn more

Disclosure

Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits held in Canadian currency, having a term of five years or less and payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act. 

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Mutual Funds
We partner with leading Canadian Mutual Fund providers to curate portfolios of investment options to support your values, goals, timeframe and tolerance for risk.
  • Preferred partners include Guardian Capital, SEI, Fidelity, NEI and CI
  • Lower management expense ratio fees
  • Conservative fund management through an institutional-quality approach
  • ESG and responsible investing focus with our Sustainable Funds, managed and offered by Guardian Capital LP†
  • Available in Non-registered and Registered Accounts such as an RRSP, RRIF, RESP or TFSA
  • Most mutual funds have a minimum investment of $1,000
  • Not locked in, so you can buy or sell mutual funds at any time
Learn more
† Read terms and conditions.

Terms and Conditions.

† Guardian Capital LP is the Manager and Portfolio Manager of the Sustainable Funds. Worldsource Financial Management Inc. is the Principal Distributor of the Sustainable Funds.

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Registered Savings Plan Loan†
Use this loan for your first-ever RRSP or FHSA deposit, to help make your annual contribution, or to "top up" unused room from past years.
  • Up to 30 days before first repayment
  • 1 to 5 year finance terms† available
  • Finance any investment solution within your RRSP or FHSA account
Call our Lending Team at 1.888.517.7749 today.
† Read terms and conditions.

Terms and Conditions.

† Rate and approval based on risk profile. Interest payments on RSP loans are not tax deductible.

‡ Offer subject to change without notice at any time. Interest rates are guaranteed and are calculated on a per annum basis.

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Reverse Mortgage†
Access the equity that already exists in your home by turning a portion of it into an additional source of cash. Tax and payment free.
  • Flexible term rates, amounts and personalized advance types
  • Minimum home value of $250,000 and aged 55 years and over
Call our Lending Team at 1.888.517.7749
† Read terms and conditions.

Terms and Conditions. † Read Reverse Mortgage terms and conditions here.

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Financial planner Financial planner

If it matters to you, it matters to us.

You might want more space, more education or more vacation. We offer advice online that’s available 24/7 to help you find real solutions to achieve what's important to you and your loved ones.

Learn more about growing your money.

LEARN MORE

If it matters to you, it matters to us.

You might want more space, more education or more vacation. We offer advice online that’s available 24/7 to help you find real solutions to achieve what's important to you and your loved ones.

Learn more about growing your money.

LEARN MORE

Get closer to your goals, automatically.

Automatic savings help you build the habit of saving without even thinking about it. Kick-start your savings plan and fast-track the growth of your investments by setting up automatic savings.

LEARN MORE 

Helpful Resources

Worldsource Financial Management

Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and a wholly-owned subsidiary of Desjardins Group. Their expertise allows us to provide better products and services, online account access and reporting.

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.

Go to Worldsource View

Optimize your retirement strategy.

GROW YOUR MONEY
 Top 4 reasons you need a financial plan.
A financial plan is an important tool for anyone who wants to manage their money effectively, whatever their income or net worth. Learn how it can help you.
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GROW YOUR MONEY
 How much money do you need to retire?
It's never too early or late to discuss retirement savings. So, how much do you need? Short answer: It depends. Long answer: read the post to find out.
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MONEY HELP
 Different ways to build your retirement income
Knowing what will make up your income when you retire will help you plan for your future today.
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Real advice from real people.

Our advisors will find the right solutions for you and your goals.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.

BOOK APPOINTMENTFIND A BRANCH
CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information

Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing.