PERSONAL LENDING

Renewing Your Mortgage

We make it easy to renew.

Renewing your mortgage is easy at Coast Capital. We’ll get in contact with you a few months before your mortgage expires so you can confirm a rate in advance. Renewals have flexible payment options that let you pay your mortgage off faster, which could save you thousands of dollars. If we don't hear from you before your renewal date, we'll automatically renew your mortgage into a 1-year open term.

Below are a few products we can talk to you about when you renew your Coast Capital Savings mortgage.

Featured Mortgage Rates (Effective 07-Jun-19)
3.20 %5-Year Variable *
2.79 %5-Year Fixed †

Home Equity Line of Credit

Use the equity in your home for renovations, big purchases or even consolidating debt, all at a lower interest rate than a regular loan.

  • Access up to 65% of the value of your home
  • Only pay interest1 on the amount used
  • Access money through your chequing account, debit card, cheques, or in branch
  • Pay down the balance any time, and then use it again when you need to
Apply online
Read the not-so-fine print

Terms & Conditions

  1. Rate and approval based on risk profile.

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Other helpful mortgage products.

Here are other mortgage options we’ll go over with you when you get a mortgage from Coast Capital Savings

Multi-purpose Mortgage

With a Multi-Purpose Mortgage, you can split your mortgage into sections, each with its own term length and interest rate. You can borrow up to 80% of your homes equity, make advances any time, and pay the registration and legal fees once, no matter how many times you dip into it.

Mortgage Insurance

Through our partners at Valeyo‡, we offer life and disability insurance for your mortgage which protects you from losing your home if you're unable to make mortgage payments due to injury, illness or death.
Learn more

Automatic Deposits and Payments

Make deposits into your chequing or savings account at a regular frequency. You can also set up automatic bill payments.

Learn more

Ready to renew?

Here's what you need to do.
Step 1
Take a few minutes to complete the online form.
Step 2
We'll contact you within 2 business days to finalize your renewal details including rates and terms.
Step 3

Like what you see? Here's more.

MONEY HELP
 Home renos on a budget.
Does your home need some sprucing up? Here's a few innovative & budget friendly home reno projects to add to your list.
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MONEY HELP
 Common mistakes first time homebuyers make
Consider these factors before signing off on the dotted line.
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 How to get rid of that credit card debt
How you manage your credit card debt makes a difference in how quickly you pay it back & become debt-free. Here are some ways to gain control of your debt.
Read article
Ready to renew? Let's chat.
Call us at 1.844.517.7792 Mon-Fri, 8am-8pm; Sat, 8am-6pm.
Email us
Find a branch
* Closed, residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. If fees apply, the Annual Percentage Rate (APR) could increase. Rates subject to change without notice.   Initial interest rate and APR, compounded monthly.   Some conditions apply for Help Extras. Contact us for details. 
† Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase. 
‡ Valeyo is a marketer of mortgage insurance underwritten by Canadian Premier Life Insurance Company (Head Office - Toronto, ON) and insurance-related products. This product may not pay off your entire mortgage obligation. Any benefits will be payable to your creditor. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your Coast Capital Savings lender.
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