Our mortgage members enjoy flexible renewal options.

It's never too early to plan ahead and discuss renewing your Coast Capital mortgage. Give yourself time to make sure you're getting the right mortgage product, features and rate that work for you and your unique goals. As a mortgage member you get all the flexibility you need including the option to port your mortgage, hold your rate or renew as early as 210 days before your mortgage maturity date without any penalties.

Check out our competitive mortgage rates.

Talk to us today.

Call our Mortgage Team at 1.844.517.7792 to get started. Or get your renewal started online.


Not a Coast Capital member? Learn more about switching.
No early renewal penalty
No early renewal penalty

If you’re 210 days or less away from your mortgage maturity date, you are now eligible to renew your mortgage early without a penalty. Ask us for details.

Manage your debts
Manage your debts

Outstanding debts can potentially be added to your mortgage. We’ll help you understand your options when it comes to paying off any unsecured debt.

Make a prepayment
Make a prepayment

Before you renew, you can reduce your mortgage amount by making a prepayment of any amount then renew into a new term. This will allow you to pay down your mortgage faster.

Hold your rate
Hold your rate

Take advantage of low rates by locking it in. If you’re 120 days or less away from your mortgage maturity date, you’re eligible to hold your rate.

Customize your payment timing and amount
Customize your payment timing and amount

Select a payment schedule that fits your budget, choose from weekly, bi-weekly, semi-monthly or monthly payments to meet your financing needs. Pay down your mortgage faster by increasing the payment amount.

Mortgage Portability
Mortgage Portability

Porting your mortgage allows you to transfer your existing mortgage to a new property and remain with Coast Capital Savings. As long as you meet certain requirements, you can keep your existing interest rate and term without paying a prepayment penalty.

Ready to renew?

It’s easy, just call our Mortgage Team at 1.844.517.7792 to get started.

If you prefer to get started online, here’s how:
Step 1
Take a few minutes to complete the online form.
Step 2
We'll contact you within 2 business days to finalize your renewal details including rates and terms.
Step 3

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Ready to renew? Let's chat.
Call us at 1.844.517.7792 Mon-Fri, 8am-8pm; Sat, 8am-6pm.
* Terms and conditions apply, ask us for details.