The earlier you renew, the better.

It’s never too early to plan ahead and discuss renewing your Coast Capital mortgage. Our Mortgage Advisors are ready with personalized advice to help you achieve what matters to you, like living mortgage-free sooner. With flexible options for your renewal, we’re here to help you pay your mortgage off faster. Getting started is as easy as a quick phone call.

Check out our competitive mortgage rates.

Take advantage of today’s great rates.

We make renewing easy. Call our Mortgage Advisors at 1.844.517.7792 or get in touch online.

Not a Coast Capital member? Learn more about switching.

Not sure what you can afford? Explore your options with our mortgage calculator.

Take advantage of all the options available during your renewal.

No early renewal penalty.
No early renewal penalty.
If you’re 7 months or less away from your mortgage maturity date, you’re now eligible to renew your mortgage early without a penalty.
Manage your debts.
Manage your debts.

Outstanding debts (like credit cards or loans) can potentially be added to your mortgage. We’ll help you understand your options when it comes to paying off any unsecured debt.

Unlock some of your home’s value.
Unlock some of your home’s value.

Many members find a low-cost Home Equity Line of Credit financially beneficial for many different reasons. Talk to us to find out if accessing the equity in your home is right for you.

Hold your rate.
Hold your rate.

Take advantage of great rates by locking it in. If you’re 4 months from your mortgage maturity date, you’re eligible to hold your rate.

Customize your payment timing and amount.
Customize your payment timing and amount.

Have flexibility of getting a variable mortgage rate but changing it to a fixed rate, penalty free. You can also reduce your mortgage amount by making a prepayment of any amount before you renew.

Bring your same mortgage to a new home.
Bring your same mortgage to a new home.

You can transfer your existing mortgage to a new property and remain with Coast Capital. As long as you meet certain requirements, you can keep your existing interest rate and term without paying a prepayment penalty.

Ready to renew?

Call 1.844.517.7792 to renew right away or contact us online and we’ll be in touch within 2 business days.

Protect your payments if the unexpected happens.

We offer optional creditor insurance through our partner Valeyo1 to give you and your family the peace of mind that your financial debts, like mortgages, personal loans or lines of credit, will not become a burden in the event of unforeseen circumstances.

It's protection you can count on.

Protect your payments if the unexpected happens.

We offer optional creditor insurance through our partner Valeyo1 to give you and your family the peace of mind that your financial debts, like mortgages, personal loans or lines of credit, will not become a burden in the event of unforeseen circumstances.

It's protection you can count on.

Mortgage advice that’s available 24/7.

No matter where you’re at in your mortgage journey, we have an entire collection of helpful articles to help you live the real life you want. Explore our first-time homebuyers manual, popular mortgage FAQs and more.

Mortgage advice that’s available 24/7.

No matter where you’re at in your mortgage journey, we have an entire collection of helpful articles to help you live the real life you want. Explore our first-time homebuyers manual, popular mortgage FAQs and more.

Like what you see? Here's more.

MANAGING YOUR MONEY
When should you consider refinancing your mortgage? 
Refinancing your mortgage can leave you in a much better financial situation. Read up and find out how.
MANAGING YOUR MONEY
Fixed vs. variable – which mortgage rate is right for you?
What type of mortgage is the most suitable for you? Fixed-rate mortgage or a variable mortgage? This short guide sets out what you need to know.
MANAGING YOUR MONEY
All about HELOCs and home renovations
Find out how HELOCs work, when you should use one, and some best practices to consider.
Ready to renew? Let's chat.

Call us at 1.844.517.7792 Mon-Sat, 8am-8pm PST; Sun, 9am-5:30pm PST.

  1. Valeyo is a marketer of creditor insurance underwritten by Canadian Premier Life Insurance Company and insurance-related products. This product may not pay off your entire obligation. Any benefits will be payable to your creditor. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your Coast Capital Savings lender.