GICs & Deposits
To purchase a GIC, simply log into Online Banking and click Open an Account. Don't have an account with us yet? Phone our Advice Centre at 1.888.517.7000 or apply online to take advantage of these rates.
GICs are also available as most Registered Accounts.
Introducing our 16 Month Flex GIC.
Earn 7.00% in the second 8 months* and enjoy the flexibility to redeem with interest anytime after the first 30 days. The longer you stay, the more it pays.
*1.00% in the first 8 months. Interest rate is calculated per annum and accrued daily. Conditions apply.
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Featured Rates
|
Rate effective Nov 14, 2022 |
|---|---|
| 1 Year Better Than Cash GIC | 3.250% |
| 15 Month Non-Redeemable GIC | 4.150% |
| 18 Month Non-Redeemable GIC | 5.000% |
|
Long-Term Deposits
|
Rate effective Nov 14, 2022 |
|---|---|
| 1 Year GIC (non redeemable) | 4.500% |
| 15 Month GIC (non redeemable) | 4.150% |
| 18 Month GIC (non redeemable) | 5.000% |
| 2 Year GIC (non redeemable) | 4.350% |
| 3 Year GIC (non redeemable) | 4.750% |
| 4 Year GIC (non redeemable) | 4.500% |
| 5 Year GIC (non redeemable) | 4.500% |
|
Short-Term Deposits
|
Rate effective Oct 17, 2022 |
|---|---|
| 1 month to less than 2 months (non redeemable) | 1.250% |
| 2 months to less than 3 months (non redeemable) | 1.250% |
| 3 months to less than 4 months (non redeemable) | 1.700% |
| 4 months to less than 6 months (non redeemable) | 1.600% |
| 6 months to less than 9 months (non redeemable) | 2.300% |
| 9 months to less than 12 months (non redeemable) | 2.450% |
|
Redeemable GIC
|
Rate effective Nov 14, 2022 |
|---|---|
| 1 Year Redeemable GIC | 2.900% |
| 1 Year Better Than Cash® GIC | 3.250% |
|
16 Month Flex GIC
1 - 8 months
9 - 16 months
Average
|
1.000%
7.000%
4.000%
|
|
Market-Linked GIC
|
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|---|---|
| View Current and Past Offers |
|
Short-Term US Deposits
|
Rate effective May 9, 2022 |
|---|---|
| 1 month to less than 2 months | 0.100% |
| 2 months to less than 3 months | 0.150% |
| 3 months to less than 4 months | 0.200% |
| 4 months to less than 6 months | 0.250% |
| 6 months to less than 9 months | 0.300% |
| 9 months to less than 12 months | 0.400% |
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Rising Rate GIC
|
Rate effective Nov 7, 2022 |
|---|---|
|
3 Year Rising Rate GIC
Year 1
Year 2
Year 3
|
4.000%
4.150%
5.000%
|
|
7 Year Rising Rate GIC
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
|
0.600%
0.700%
0.800%
0.900%
1.000%
1.500%
2.000%
|
Our Investment Team will work with you to find the GIC that’s right for you and your goals.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm PT; Sun, 9am-5:30pm PT or book an appointment online.
Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information
Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.
