GIC & Deposit Rates
Find the GIC that's right for you.
Featured Rates
|
Term
|
Rate effective May 26, 2025 |
|---|---|
| 1 Year Better Than Cash GIC | 2.500% 1 |
| 1 Year Non-Redeemable GIC | 3.000% 1 |
| 3 Year Non-Redeemable GIC | 3.150% 1 |
Long-Term Deposits
|
Term
|
Rate effective Mar 10, 2025 |
|---|---|
| 1 Year GIC (non redeemable) | 3.000% 1 |
| 15 Month GIC (non redeemable) | 3.000% 1 |
| 18 Month GIC (non redeemable) | 3.000% 1 |
| 2 Year GIC (non redeemable) | 3.100% 1 |
| 3 Year GIC (non redeemable) | 3.150% 1 |
| 4 Year GIC (non redeemable) | 3.200% 1 |
| 5 Year GIC (non redeemable) | 3.400% 1 |
Short-Term Deposits
|
Term
|
Rate effective Mar 10, 2025 |
|---|---|
| 1 month to less than 2 months (non redeemable) | 2.200% 1 |
| 2 months to less than 3 months (non redeemable) | 2.200% 1 |
| 3 months to less than 4 months (non redeemable) | 2.500% 1 |
| 4 months to less than 6 months (non redeemable) | 2.500% 1 |
| 6 months to less than 9 months (non redeemable) | 2.800% 1 |
| 9 months to less than 12 months (non redeemable) | 2.800% 1 |
Redeemable GIC
|
Term
|
Rate effective May 26, 2025 |
|---|---|
| 1 Year Redeemable GIC | 2.250% 1 |
| 1 Year Better Than Cash® GIC | 2.500% 1 |
|
16 Month Flex GIC
1 - 8 months
9 - 16 months
Average
|
0.850%¹
5.350%¹
3.100%¹
|
|
Market-Linked GIC
|
|---|
| View Current and Past Offers |
Short-Term US Deposits
|
Term
|
Rate effective May 9, 2022 |
|---|---|
| 1 month to less than 2 months | 0.100% 1 |
| 2 months to less than 3 months | 0.150% 1 |
| 3 months to less than 4 months | 0.200% 1 |
| 4 months to less than 6 months | 0.250% 1 |
| 6 months to less than 9 months | 0.300% 1 |
| 9 months to less than 12 months | 0.400% 1 |
Rising Rate GIC
|
Term
|
Rate effective Sep 16, 2024 |
|---|---|
|
3 Year Rising Rate GIC
Year 1
Year 2
Year 3
|
2.800%¹
3.300%¹
3.500%¹
|
|
7 Year Rising Rate GIC
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
|
0.600%¹
0.700%¹
0.800%¹
0.900%¹
1.000%¹
1.500%¹
2.000%¹
|
Let’s find the right GIC, together.
Our Investment Team will work with you to find the GIC that’s right for you and your goals.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm PT; Sun, 9am-5:30pm PT or book an appointment online.
Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information
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1. Offer is subject to change without notice at any time. Interest rate is calculated per annum and accrued daily. Learn more about how our interest rates are calculated on our deposit and GIC accounts. Product specific conditions will apply.