To purchase a GIC, simply log into Online Banking and click Open an Account. Don't have an account with us yet? Phone our  Advice Centre at 1.888.517.7000 or apply online to take advantage of these rates.

GICs are also available as most Registered Accounts.

Featured Rates
Rate effective Aug 8, 2022
1 Year Better Than Cash GIC 2.900%
15 Month Non-Redeemable GIC 4.050%
18 Month Non-Redeemable GIC 4.100%


Long-Term Deposits
Rate effective Aug 8, 2022
1 Year GIC (non redeemable) 3.950%
15 Month GIC (non redeemable) 4.050%
18 Month GIC (non redeemable) 4.100%
2 Year GIC (non redeemable) 4.200%
3 Year GIC (non redeemable) 4.300%
4 Year GIC (non redeemable) 4.350%
5 Year GIC (non redeemable) 4.400%
Short-Term Deposits
Rate effective Aug 2, 2022
1 month to less than 2 months (non redeemable) 1.100%
2 months to less than 3 months (non redeemable) 1.200%
3 months to less than 4 months (non redeemable) 1.500%
4 months to less than 6 months (non redeemable) 1.600%
6 months to less than 9 months (non redeemable) 2.750%
9 months to less than 12 months (non redeemable) 3.550%
Redeemable GIC
Rate effective Aug 8, 2022
1 Year Redeemable GIC 2.050%
1 Year Better Than Cash GIC 2.900%
Market-Linked GIC
View Current and Past Offers
Short-Term US Deposits
Rate effective May 9, 2022
1 month to less than 2 months 0.100%
2 months to less than 3 months 0.150%
3 months to less than 4 months 0.200%
4 months to less than 6 months 0.250%
6 months to less than 9 months 0.300%
9 months to less than 12 months 0.400%
Rising Rate GIC
Rate effective Aug 8, 2022
3 Year Rising Rate GIC
Year 1
Year 2
Year 3
3.650%
4.100%
5.000%
7 Year Rising Rate GIC
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
0.600%
0.700%
0.800%
0.900%
1.000%
1.500%
2.000%
Offer subject to change without notice at any time. Interest rates are guaranteed and are calculated on a per annum basis. Learn more about how our interest rates are calculated on deposit and GIC accounts.
Let’s find the right GIC, together.

Our Investment Team will work with you to find the GIC that’s right for you and your goals.

Call us at 1.888.517.7000 Mon-Sat, 8am-8pm PT; Sun, 9am-5:30pm PT or book an appointment online.


CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information


Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.