Rates
Here are today’s rates for mortgages, term deposits, RRSPs and foreign exchange. Want any of the below rates? Phone our Contact Centre at 1.888.517.7000 or visit a Coast Capital Savings branch.
Call us1.888.517.7000
Mon-Sat, 8am-8pm
Sun, 9am-5:30pm
 
Email us
Visit a branchFind a Branch
Featured Mortgage Rates Rate effective 16-Nov-20
Members Get It™ Mortgages 5-Year Variable 1.750% 1
Members Get It™ Mortgages 5-Year Fixed 1.840% 2,3
5-Year Variable Special Insured 1.700% 4
5-Year Fixed Special Insured 1.740% 5
Prime Rate Rate Date of change
CCS Prime 2.450% 31-Mar-20
CCS US Prime 4.250% 6 04-Mar-20
CCS US Base 4.750% 04-Mar-20
Overdraft Protection (ODP) Rate effective 18-Mar-20
Overdraft Protection ( CA ) 21%
Unauthorized Overdraft Protection ( US )* 21.75%
* Please note that we do not offer Overdraft Protection for US currency accounts at this time.
Foreign Exchange Rate (Rates effective 27-Nov-20) Member Buy Member Sell
United Kingdom (Pound) - Cash 1.8168 1.6503
United States (Dollar) - Cash 1.3340 1.2640
Euro - Cash 1.6232 1.4760
See more rates...
Mortgages Rate effective 16-Nov-20
3-Year Fixed Rate - Closed 1.890% 3
5-Year Variable Rate - Closed (Up to 25 Year Amortization) 1.750% 1
5-Year Fixed Rate - Closed 1.840% 3
5-Year Fixed Rate - You're the Boss™ 4.200% 3
See more rates...
Term Deposits/GICs Rate effective 26-Oct-20
1-Year Redeemable Term Deposit 0.400%
1-Year Better Than Cash® Term Deposit 0.600%
See more rates...
VISA Desjardins Credit Cards
Low Rate Modulo GOLD 10.9%
Travel Odyssey GOLD 19.9%
See more rates...
Personal Loans
Personal Loan 5.75% Interest Rate | 6.88% APR
Interest rates on personal loans vary based on the application. For more information on rates, call us at 1.888.517.7000, or visit a Coast Capital Savings branch.

All rates subject to change without notice.

    1. Initial interest rate and the APR on a 5-year variable, closed mortgage, compounded monthly. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate. If fees or charges apply, the APR could increase.
    2. For residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. Interest rates subject to change without notice.
    3. Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase.
    4. For new high-ratio-insured, closed, residential (owner-occupied) first mortgage loans made to members with a Direct Payroll Deposit to a Coast Capital Savings account and a Pre-Authorized Credit into a Coast Capital Savings investment product (registered or unregistered) only. Additional mortgage insurance criteria may apply. Interest rate and approval based on risk profile. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate. Rates subject to change at any time without notice. Additional fees may apply. Insurance fees and other applicable fees, if any, will increase your APR.
    5. For new high-ratio-insured, closed, residential (owner-occupied) first mortgage loans made to members with a Direct Payroll Deposit to a Coast Capital Savings account and a Pre-Authorized Credit into a Coast Capital Savings investment product (registered or unregistered) only. Additional mortgage insurance criteria may apply. Interest rate and approval based on risk profile. Rates subject to change at any time without notice. Additional fees may apply. Insurance fees and other applicable fees, if any, will increase your APR.
    6. Not for US dollar loans in Canada.
    7. For new residential first mortgages only. Interest rate and approval based on risk profile. Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase. Interest rate subject to change without notice.

Need more help? You can count on us
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.