Business GICs (Guaranteed Investment Certificates)

Terms and Conditions.



*Rate is subject to change at any time, without notice. Interest rate is calculated per annum and accrued daily, and paid at maturity. Minimum $500 investment required. Eligible for Non-Registered account and TFSA, RRSP, FHSA, and RESP. Non-redeemable prior to maturity. Rate holds are not eligible for promotional offers. Product specific conditions will apply. Learn more about how our interest rates are calculated on our deposit and GIC accounts.

Terms and Conditions 

† Rate subject to change or termination at any time, without notice. Interest rates are calculated per annum, accrued daily, and paid at maturity. Minimum investment of $500.

Terms and Conditions 

†Interest rates are calculated per annum and accrued daily. Minimum investment of $500. Interest paid at maturity. No interest will be paid if you redeem this GIC within the first 6 months. Minimum redemption amount of $500 while maintaining the minimum investment amount.

Terms and Conditions 

† Offer subject to change without notice at any time. Interest rates are guaranteed and are calculated on a per annum basis. Minimum investment of $500. Partial or full redemption allowed, no minimum redemption amount required while maintaining minimum investment of $500.

Terms and Conditions 

† Rate subject to change or termination at any time, without notice. Interest rates are calculated per annum, accrued daily, and paid at maturity. Minimum investment of $500.

Terms and Conditions 

† The effective simple interest rate if held to maturity is 2.75% when averaging 1.00% for the first 8 months and 4.50% for the second 8 months of the term. Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum and accrued daily. Minimum investment of $500. Choose interest to be paid every 8 months (compounding) or every 8 months (non-compounding). Partial or full redemptions allowed, subject to the minimum redemption amount of $500 while maintaining minimum investment amount of $500. No interest is payable if redeemed before 30 days. 

Terms and conditions 



† Interest rates are calculated per annum and accrued daily. Minimum investment of $500. Choose interest to be paid annually (compounding) or annually (non-compounding). Partial or full redemptions allowed on the annual anniversary date of the GIC. Minimum redemption amount of $500 while maintaining the minimum investment amount. Redemption outside the designated anniversary date is strictly prohibited.