Pay off your mortgage faster.

Put more towards your home and less towards interest. It’s as easy as taking advantage of our great rates and connecting with our team of experts who are here to help you find the right mortgage. Plus, get up to a $1,500 cash bonus when you switch to an eligible mortgage with us today1,2.

Have questions? Book an appointment at a nearby branch or call our Mortgage Team at 1.888.517.7749 to get pre-approved today.

Featured Rates
1.37%APR5-Year Variable 3
2.73%APR5-Year Fixed 3

Check out our other mortgage rates.

Why switch to Coast Capital?

We’ve been member-owned for over 80 years, so you always get great rates and advice you can trust.

Partnership Partnership
The more we get to know you personally, the better we can help you create the real life you want. We'll work together to find the right mortgage for you.
Advice Advice
Our focus is to educate and guide you to the right mortgage solution and to provide clear, simple, and personalized advice that you can feel excited about.
Rates Rates
We offer rates that are as low as possible to make sure that your mortgage works for your real life. We want you to feel confident when you're buying your home.

Get up to $1,500 when you switch to a Members Get It® Mortgage.

$1,000 Help Extras cash bonus1

That’s cash in your pocket that you can use for other home-buying expenses like creditor insurance.

$500 cash bonus towards your fees2
In addition to the Help Extras cash bonus, we’ll cover up to $500 of legal and appraisal fees.
Members Get It® Mortgages
Get more with our mortgages including a great rate and up to $1,500 cash bonus with eligible mortgages.1,2

  • New mortgages with a term of 3 years or more receive $1,000 in Help Extras®
  • Put your cash bonus toward investment products such as term deposits in non-registered or registered accounts such as an RRSP, RESP or TFSA
Construction Mortgage
Building your own house? We’re here to help. Get financing at every stage of your build.

  • Get advances to pay for the cost of building
  • Make interest-only payments up to 18 months
  • Agree on the term upfront
Reverse Mortgage4
Access the equity that already exists in your home by turning a portion of it into an additional source of cash. Tax and payment free.

  • Flexible term rates, amounts and personalized advance types
  • Minimum home value of $250,000 and aged 55 years and over

Ready to apply online?

Here’s what you need to do.
Step 1
Take no more than 10 minutes to complete the pre-approval form. We’ll get back to you within 2 business days.
Step 2
We’ll contact you to discuss your application including required documents, rates and terms.
Step 3

Finalize your mortgage.


Helpful Resources

Like what you see? Here's more.

When should you consider refinancing your mortgage? 
Refinancing your mortgage can leave you in a much better financial situation. Read up and find out how.
How porting your mortgage can save you money
Porting your mortgage is a beneficial feature to have at any given time. Why? We'll break it down for you.
Planning like a boss to afford that mortgage
‘Tis mortgage season and people are hunting for that perfect home. But affordability remains a challenge. How do you afford a home and find a mortgage that works for you?
Take advantage of our rates and offers today.
Call us at 1.844.517.7748 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.

  1. Help Extras are available for new closed mortgage loans with a principal amount not less than $150,000, having a term of not less than 3 years. Pre-approval is available for both primary residences and rental properties. Must be either a first mortgage, or a second mortgage behind a Coast Capital Savings first mortgage. Other conditions will apply. Contact us for details.
  2. The $500 appraisal and legal credit is available for new closed mortgage loans with a principal amount not less than $150,000 and having a term not less than 3 years. Only property purchase transactions will be eligible. Re-financed mortgages and subsequent advances on mortgage loans are not eligible. Coast Capital Savings Federal Credit Union may limit the availability of the $500 appraisal and legal credit from time to time at its sole discretion. Coast Capital Savings Federal Credit Union may change or terminate this offer at any time and without prior notice. All decisions by Coast Capital Savings Federal Credit Union regarding this offer are binding on all participants. Contact us for details.
  3. Interest rate and approval based on risk profile. Rates subject to change without notice. Each Annual Percentage Rate (APR) calculation is based on a $300,000.00 mortgage at a 25 year amortization, assuming an appraisal fee of $300 (which includes fees associated with determining the value of the property). If there are no additional cost of borrowing charges, the APR and the interest rate will be the same. If additional fees apply, the APR could increase. The APR assumes the interest rate does not vary over the term. Variable mortgage interest rates will change when the Coast Capital Savings Prime Rate changes. The fixed mortgage APR is compounded semi-annually, not in advance. The variable mortgage APR is compounded monthly, not in advance.
  4. Read Reverse Mortgage terms and conditions here.