Members get a helping hand with their mortgage.

Buying a house is probably one of the biggest purchases you'll ever make, and you want to be sure you're getting the mortgage product, features and rate that work for you. That’s why our team can help you choose the right mortgage for you and they'll even help you save along the way with the Members Get It® Mortgage.

We also make it easy to access getting a mortgage. Get started by phone, in a branch or one of our Mobile Banking Specialists can come to you.

Featured Mortgage Rates (Effective 07-Jun-19)
2.84%5-Year Fixed Insured *
3.09 %5-Year Variable Special Insured †

Members Get It® Mortgages

Our members get more with Members Get It Mortgages. You'll get a great rate2 and up to $1,000 in Help Extras®3.

    • New mortgages with a term of 3 years or more receive $1,000 in Help Extras®
    • Put your Help Extras toward investment products such as term deposits in non-registered or registered accounts such as an RRSP, RESP or TFSA
Read the not-so-fine print

Terms & Conditions

  1. Closed, residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. If fees apply, the Annual Percentage Rate (APR) could increase. Rates subject to change without notice.

  2. Initial interest rate and APR, compounded monthly.

  3. Some conditions apply for Help Extras. Contact us for details.

Close

Construction Mortgage

Building a house? Get financing at every stage of your build.

  • Get advances to pay for the cost of building
  • Make interest-only payments up to 12 months
  • Agree on the term upfront
Need a hand?
Need a hand?
Let's have a quick Where You're At Money Chat® to help you solve your money matters and determine the right mortgage for you.

Other helpful mortgage options.

Here are other mortgage options we’ll go over with you when you get a mortgage from Coast Capital Savings

Multi-purpose Mortgage

With a Multi-Purpose Mortgage, you can split your mortgage into sections, each with its own term length and interest rate. You can borrow up to 80% of your homes equity, make advances any time, and pay the registration and legal fees once, no matter how many times you dip into it.

Mortgage Portability

Porting your mortgage allows you to transfer your existing mortgage to a new property and remain with Coast Capital Savings. As long as you meet certain requirements, you can keep your existing interest rate and term without paying a prepayment penalty.

Mortgage Insurance

Through our partners at Valeyo‡, we offer life and disability insurance for your mortgage which protects you from losing your home if you're unable to make mortgage payments due to injury, illness or death.
Learn more

Automatic Deposits and Payments

Make deposits into your chequing or savings account at a regular frequency. You can also set up automatic bill payments.

Learn more

Ready to apply online?

Here’s what you need to do.
Step 1
Take no more than 10 minutes to complete the pre-approval form. We’ll get back to you within 2 business days.
Step 2
We’ll contact you to discuss your application including required documents, rates and terms.
Step 3

Finalize the mortgage at a branch of your choice.


Get started

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You probably know that you can use an RRSP to save up for retirement. But do you know about the other ways you can tap into these savings?
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Common mistakes first time homebuyers make
Consider these factors before signing off on the dotted line.
Mortgage questions? Let's chat.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm. Or, we'll come to you.
* Closed, residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. If fees apply, the Annual Percentage Rate (APR) could increase. Rates subject to change without notice.   Initial interest rate and APR, compounded monthly.   Some conditions apply for Help ExtrasContact us for details. 
† For new high-ratio-insured, closed, residential (owner-occupied) first mortgage loans made to members with a Direct Payroll Deposit to a Coast Capital Savings account and a Pre-Authorized Credit into a Coast Capital Savings investment product (registered or unregistered) only. Additional mortgage insurance criteria may apply. Interest rate and approval based on risk profile. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate. Rates subject to change at any time without notice. Additional fees may apply. Insurance fees and other applicable fees, if any, will increase your APR. 
‡ Valeyo is a marketer of mortgage insurance underwritten by Canadian Premier Life Insurance Company (Head Office - Toronto, ON) and insurance-related products. This product may not pay off your entire mortgage obligation. Any benefits will be payable to your creditor. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your Coast Capital Savings lender.