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Earn up to $4,100* when you get a mortgage with us. Meet our Mortgage Advisor today to help you plan for your next big move.
Earn up to $4,100* when you get a mortgage with us. Meet our Mortgage Advisor today to help you plan for your next big move.
Earn up to $4,100* when you get a mortgage with us. Meet our Mortgage Advisor today to help you plan for your next big move.

Get a head start on planning for a mortgage that works for you.

We know how important owning a home is to you. Our expert Mortgage Advisors can help create a personalized plan so you feel confident about your next move. Here are a few ways to reach your goals sooner.
 
 

Earn up to $4,100* when you get a mortgage with Coast Capital.

For a limited time, get member-preferred rates and a cash bonus of up to $4,100* when you get a Coast Capital mortgage and have eligible products.

Earn up to $4,100* when you get a mortgage with us

Meet with a Mortgage Advisor today.

Our advisors are ready to help you in-branch, on the phone or even in-person where it's most convenient for you.

Or talk to us today at 1.888.517.7749.

Meet with a Mortgage Advisor today

Switch your mortgage to us with 3 easy steps.

Switching your mortgage to Coast Capital to renew or refinance your mortgage at member-preferred rates and flexible terms. We'll even hold your rate for 120 days. Ask us how.

1. Get started.

Contact us to start your mortgage—our advisors will guide you through the process.

2. Customize your mortgage.

We’ll help you complete an application, customize your rate and terms, and we'll hold your rate for 120 days. You’ll need these documents for your application.

3. Finalize your mortgage.

Our team will take care of all the final details and complete your mortgage.

Get one of Canada’s lowest advertised mortgage rates.1

The difference between a big bank mortgage and a Coast Capital mortgage? A better rate.1

4.76% APR2

5-Year Fixed High-Ratio Mortgage 

6.41% APR2

5-Year Variable High-Ratio Mortgage 

4.96% APR2

5-Year Fixed Mortgage 

5.08% APR2

3-Year Fixed Mortgage 

A mortgage worth switching for.

Put more towards your home and less towards interest when you switch your mortgage to Coast Capital.

Construction Mortgage
Building your own house? We’re here to help. Get financing at every stage of your build.

  • Get advances to pay for the cost of building
  • Make interest-only payments up to 18 months
  • Agree on the term upfront
Creditor Insurance
Protect your payments if the unexpected happens.

  • We offer optional creditor insurance through our partner Valeyo to give you and your family the peace of mind that your financial debts, like mortgages, personal loans or lines of credit, will not become a burden in the event of unforeseen circumstances.
  • You can easily apply for this insurance If you’re between the ages of 18 and 69
  • Monthly premiums are set up conveniently as deductions from your bank account
‡ Read terms and conditions

‡ Valeyo is a marketer of creditor insurance underwritten by Canadian Premier Life Insurance Company and insurance-related products. This product may not pay off your entire obligation. Any benefits will be payable to your creditor. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your Coast Capital Savings lender.

Close

See cash bonus details below.

Principal
Balance

Help Extras
Cash bonus

Legal and
appraisal fee3

Mortgage +2
Eligible Products

Mortgage +3
Eligible Products

Max Total Cash
Bonus Available*

<$100K

$0

$0

$0

$0

$0

$100K - $299.99K

$0

$0

$250

$500

$500

$300K - $499.99K

$0

$500

$250

$500

$1000

$500K-$749.99K

$1,000

$500

$250

$500

$2,000

$750K - $999.99K

$1,600

$500

$500

$1,000

$3,100

$1MM<

$2,100

$500

$750

$1,500

$4,100

Connect with a Mortgage Advisor today.

* See full Spring Mortgage Bonus terms and conditions

1. As of , Coast's advertised rate on a 5-year fixed high ratio mortgage is lower when compared to the average of the 5-year fixed high ratio mortgage rates advertised by the big five banks, based on independent external third-party market research. 

2. APR calculation is based on a $300,000 mortgage at a 25 year amortization, assuming an appraisal fee of $300 (which includes fees associated with determining the value of the property). If there are no additional cost of borrowing charges, the APR and the interest rate will be the same. The APR assumes that the interest rate does not vary over time​. Rates are subject to Coast Capital's standard lending criteria. 

3. The $500 appraisal and legal credit is available for new closed mortgage loans with a principal amount not less than $300,000 and having a term not less than three (3) years. Must be a mortgage loan on a primary residence and either a first mortgage, or a second mortgage behind a Coast Capital Savings first mortgage. Re-financed mortgages and subsequent advances on mortgage loans are not eligible. Coast Capital Savings Federal Credit Union may limit the availability of the $500 appraisal and legal credit from time to time at its sole discretion. Coast Capital Savings Federal Credit Union may change or terminate this offer at any time and without prior notice. All decisions by Coast Capital Savings Federal Credit Union regarding this offer are binding on all participants. Other conditions will apply. Contact us for details.