Pay off your mortgage faster

We’re member-owned, so we actually want you to pay off your mortgage faster. Put more towards your home and less towards interest by taking advantage of our competitive rates and speaking with our mortgage team of experts to choose the mortgage that’s right for you. We also give you a helping hand with our Help Extras which includes up to $1000 to invest.

We make it easy to switch. Apply for pre-approval online, book a virtual appointment to talk with our Mobile Mortgage Specialists or call us at 1.888.517.7749 to get started.

Featured rates
1.82%APR5-Year Variable *
1.90%APR5-Year Fixed *

Check out our other mortgage rates.

Members Get It® Mortgages

Our members get more with Members Get It Mortgages. You'll get a great rate2 and up to $1,000 in Help Extras®3.

  • New mortgages with a term of 3 years or more receive $1,000 in Help Extras®
  • Put your Help Extras toward investment products such as term deposits in non-registered or registered accounts such as an RRSP, RESP or TFSA

Construction Mortgage
Building your own house? Get financing at every stage of your build.

  • Get advances to pay for the cost of building
  • Make interest-only payments up to 12 months
  • Agree on the term upfront
  • Are you building a house for sale? Click here for more detail

No need to choose between homeownership and saving, because Members Get It Mortgages come with Help Extras4. With a new mortgage with a term of 3 years or more, you'll get $1,000 in Help Extras towards an investment like an RRSP or Tax-Free Savings Account. Or for a 1 or 2-year mortgage term, you'll still receive $500 in Help Extras. Conditions apply.

Members Get It Mortgage™

You'll get a reduced rate to help cover the costs of CMHC or Genworth Insurance, plus up to $1,0004 in Help Extras.™

$500 Towards Your Fees³
We'll cover $500 worth of legal and appraisal fees. Because nobody really likes fees.

Here’s what you need to do.
Step 1
Take no more than 10 minutes to complete the pre-approval form. We’ll get back to you within 2 business days.
Step 2
We’ll contact you to discuss your application including required documents, rates and terms.
Step 3

Finalize your mortgage.

Get started

Like what you see? Here's more.

Why you should talk to a mortgage specialist
A perfect mortgage is so much more than just a seductively low-interest rate. Read up on why you should always talk to a mortgage specialist.
When should you consider refinancing your mortgage? 
Refinancing your mortgage can leave you in a much better financial situation. Read up and find out how.
5 mortgage FAQs answered by an expert (Janessa)
Here are 5 common questions Janessa, a relationship manager, gets asked about mortgages.
Mortgage questions? Let's chat.
Call us at 1.888.517.7749 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.