Be mortgage-free sooner.

Pay down your mortgage faster by taking advantage of our low rates. Our team will find the right mortgage product, features and rate that work best for your unique financial goals. We’ll even give you a helping hand with our Help Extras which includes up to a $1000 in Help Extras™ to invest, a line of credit plus other benefits.

We make it easy to switch. Get started by phone, online, in a branch or have our Mobile Mortgage Specialists come to you.

Apply online, book an appointment at a nearby branch or call our Mortgage Team at 1.844.517.7792 to get pre-approved today.

Featured Mortgage Rate (Effective 27-Mar-20)
3.04%
3.042%APR
5-Year Fixed *


Helpful Links


Members Get It® Mortgages

Our members get more with Members Get It Mortgages. You'll get a great rate2 and up to $1,000 in Help Extras®3.

    • New mortgages with a term of 3 years or more receive $1,000 in Help Extras®
    • Put your Help Extras toward investment products such as term deposits in non-registered or registered accounts such as an RRSP, RESP or TFSA
Read the not-so-fine print

Terms & Conditions

  1. Closed, residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. If fees apply, the Annual Percentage Rate (APR) could increase. Rates subject to change without notice.

  2. Initial interest rate and APR, compounded monthly.

  3. Some conditions apply for Help Extras. Contact us for details.

Close

Construction Mortgage

Building a house? Get financing at every stage of your build.

  • Get advances to pay for the cost of building
  • Make interest-only payments up to 12 months
  • Agree on the term upfront
Need a hand?
Need a hand?
Let's have a quick Where You're At Money Chat® to help you solve your money matters and determine the right mortgage for you.

Other helpful mortgage options.

Here are other mortgage options we’ll go over with you when you get a mortgage from Coast Capital Savings

Multi-purpose Mortgage

With a Multi-Purpose Mortgage, you can split your mortgage into sections, each with its own term length and interest rate. You can borrow up to 80% of your homes equity, make advances any time, and pay the registration and legal fees once, no matter how many times you dip into it.

Mortgage Portability

Porting your mortgage allows you to transfer your existing mortgage to a new property and remain with Coast Capital Savings. As long as you meet certain requirements, you can keep your existing interest rate and term without paying a prepayment penalty.

Mortgage Insurance

Through our partners at Valeyo‡, we offer life and disability insurance for your mortgage which protects you from losing your home if you're unable to make mortgage payments due to injury, illness or death.
Learn more

Automatic Deposits and Payments

Make deposits into your chequing or savings account at a regular frequency. You can also set up automatic bill payments.

Learn more

Ready to apply online?

Here’s what you need to do.
Step 1
Take no more than 10 minutes to complete the pre-approval form. We’ll get back to you within 2 business days.
Step 2
We’ll contact you to discuss your application including required documents, rates and terms.
Step 3

Finalize the mortgage at a branch of your choice.


Get started

Like what you see? Here's more.

MANAGING YOUR MONEY
How porting your mortgage can save you money
Porting your mortgage is a beneficial feature to have at any given time. Why? We'll break it down for you.
MONEY HELP
Using your RRSP for things other than retirement
You probably know that you can use an RRSP to save up for retirement. But do you know about the other ways you can tap into these savings?
MONEY HELP
Common mistakes first time homebuyers make
Consider these factors before signing off on the dotted line.
Mortgage questions? Let's chat.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm. Or, we'll come to you.