Members get a helping hand with their mortgage.
Buying a house is probably one of the biggest purchases you'll ever make, and you want to be sure you're getting the mortgage product, features and rate that work for you. That’s why our team can help you choose the right mortgage for you and they'll even help you save along the way with the Members Get It® Mortgage.
We also make it easy to access getting a mortgage. Get started by phone, in a branch or one of our Mobile Banking Specialists can come to you.
Members Get It® Mortgages
Our members get more with Members Get It Mortgages. You'll get a great rate2 and up to $1,000 in Help Extras®3.
- New mortgages with a term of 3 years or more receive $1,000 in Help Extras®
- Put your Help Extras toward investment products such as term deposits in non-registered or registered accounts such as an RRSP, RESP or TFSA
Terms & Conditions
Closed, residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. If fees apply, the Annual Percentage Rate (APR) could increase. Rates subject to change without notice.
Initial interest rate and APR, compounded monthly.
Other helpful mortgage options.
With a Multi-Purpose Mortgage, you can split your mortgage into sections, each with its own term length and interest rate. You can borrow up to 80% of your homes equity, make advances any time, and pay the registration and legal fees once, no matter how many times you dip into it.
Porting your mortgage allows you to transfer your existing mortgage to a new property and remain with Coast Capital Savings. As long as you meet certain requirements, you can keep your existing interest rate and term without paying a prepayment penalty.
Through our partners at Valeyo‡, we offer life and disability insurance for your mortgage which protects you from losing your home if you're unable to make mortgage payments due to injury, illness or death.