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Get up to 4.76% APR* on a 5-Year fixed high-ratio mortgage.

To take advantage of these rates, call us at 1.888.517.7000 Mon-Sat, 8am-8pm or connect with a Mortgage Advisor online.

Featured and Prime Rates

Featured Mortgage Rates

Mortgage Terms

(effective 15-Apr-24)

Rates 

APR

5-Year Variable High-Ratio 6.39% 1 6.41% 2
5-Year Fixed High-Ratio 4.74% 3 4.76% 2
5-Year Variable 6.49% 4 6.51% 2
5-Year Fixed 4.94% 5 4.96% 2

Prime Rate

Rate Type
Rate
Date of change
CCS Prime 7.20% 13-Jul-23

Fixed Rate Mortgages

Mortgage Terms
Rate effective 15-Apr-24
Up to 25 Year Amortization

APR

More than 25 Year Amortization APR
1-Year Fixed Rate - Open 8.29% 5 8.39% 2 8.39% 5 8.49% 2
1-Year Fixed Rate 6.79% 5 6.89% 2 6.89% 5 6.99% 2
2-Year Fixed Rate 6.29% 5 6.34% 2 6.39% 5 6.44% 2
3-Year Fixed Rate 5.04% 5 5.08% 2 5.14% 5 5.18% 2
4-Year Fixed Rate 5.04% 5 5.07% 2 5.14% 5 5.17% 2
5-Year Fixed Rate 4.94% 5 4.96% 2 5.04% 5 5.06% 2
5-Year Fixed High Ratio 4.74% 3 4.76% 2 NA NA
6-Year Fixed Rate 5.89% 5 5.91% 2 5.99% 5 6.01% 2
7-Year Fixed Rate 5.89% 5 5.91% 2 5.99% 5 6.01% 2
8-Year Fixed Rate 5.89% 5 5.91% 2 5.99% 5 6.01% 2
9-Year Fixed Rate 6.89% 5 6.91% 2 6.99% 5 7.01% 2
10-Year Fixed Rate 6.89% 5 6.90% 2 6.99% 5 7.00% 2

Variable Rate Mortgages

Mortgage Terms
Rate effective 08-Apr-24
Up to 25 Year Amortization

APR

More than 25 Year Amortization APR
1-Year Variable Rate - Open 7.90% 4 8.00% 2 N/A N/A
5-Year Variable Rate 6.49% 4 6.51% 2 6.59% 4 6.61% 2
5-Year Variable High-Ratio 6.39% 1 6.41% 2 N/A N/A
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We’ll help you complete an application, customize your rate and terms, and we'll hold your rate for 120 days. You’ll need these documents for your application.

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  1. For new high-ratio-insured, closed, residential (owner-occupied) first mortgage loans only. Additional mortgage insurance criteria may apply. This is a variable rate product which will fluctuate with Coast Capital's prime rate. Interest rate and approval based on risk profile. Rates subject to change at any time without notice. Additional fees may apply.
  2. APR calculation is based on a $300,000 mortgage at a 25 year amortization, assuming an appraisal fee of $300 (which includes fees associated with determining the value of the property). If there are no additional cost of borrowing changes, the APR and the interest rate will be the same. If additional fees apply, the APR could increase. The APR assumes that the interest rate does not vary over time.
  3. For new high-ratio-insured, closed, residential (owner-occupied) first mortgage loans only. Additional mortgage insurance criteria may apply. Interest rate and approval based on risk profile. Rates subject to change at any time without notice. Additional fees may apply.
  4. Interest rate and approval based on risk profile. This is a variable rate product which will fluctuate with Coast Capital's prime rate. Rates subject to change at any time without notice. Additional fees may apply.
  5. Interest rate and approval based on risk profile. Rates subject to change at any time without notice. Additional fees may apply.
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