Mortgage Rates
To take advantage of these rates, call us at 1.888.517.7000 Mon-Sat, 8am-8pm or connect with a Mortgage Advisor online.
|
Featured Mortgage Rates
|
Rate effective 20-Mar-23 |
|---|---|
| 5-Year Variable High-Ratio | 5.99% (6.01% APR) 5 |
| 5-Year Fixed High-Ratio | 4.69% (4.71% APR) 6 |
| 5-Year Variable | 6.29% (6.31% APR) 3 |
| 5-Year Fixed | 4.99% (5.01% APR) 1,2 |
|
Fixed Rate Mortgages
|
Rate effective 20-Mar-23 |
|
|---|---|---|
| Mortgage Terms | Up to 25 Year Amortization | More than 25 Year Amortization |
| 1-Year Fixed Rate - Open | 7.49% 2 | 7.59% 2 |
| 1-Year Fixed Rate | 5.99% 2 | 6.09% 2 |
| 2-Year Fixed Rate | 5.29% 2 | 5.39% 2 |
| 3-Year Fixed Rate | 4.99% 2 | 5.09% 2 |
| 4-Year Fixed Rate | 4.99% 2 | 5.09% 2 |
| 5-Year Fixed Rate | 4.99% 2 | 5.09% 2 |
| 5-Year Fixed High Ratio | 4.84% 2 | Not Offered |
| 6-Year Fixed Rate | 5.44% 2 | 5.54% 2 |
| 7-Year Fixed Rate | 5.44% 2 | 5.54% 2 |
| 8-Year Fixed Rate | 6.84% 2 | 6.94% 2 |
| 9-Year Fixed Rate | 6.94% 2 | 7.04% 2 |
| 10-Year Fixed Rate | 6.84% 2 | 6.94% 2 |
*Mortgage Terms are Closed unless stated otherwise.
|
Variable Rate Mortgages
|
Rate effective 20-Mar-23 |
|
|---|---|---|
| Mortgage Terms* | Up to 25 Year Amortization | More than 25 Year Amortization |
| 1-Year Variable Rate - Open | 7.4% 4 | N/A |
| 5-Year Variable Rate | 6.29% 3 | 6.39% |
| 5-Year Variable High-Ratio | 5.99% 5 | N/A |
*Mortgage Terms are Closed unless stated otherwise.
|
Prime Rate
|
Rate |
Date of change |
|---|---|---|
| CCS Prime | 6.70% | 26-Jan-23 |
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- For residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. Interest rates subject to change without notice.
- Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase.
- Initial interest rate and the APR on a 5-year variable, closed mortgage, compounded monthly. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate. If fees or charges apply, the APR could increase.
- Initial interest rate and the APR on a 1-year variable rate, open mortgage, compounded monthly. If fees or charges apply, the APR could increase. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate.
- For new high-ratio-insured, closed, residential (owner-occupied) first mortgage loans made to members with a Direct Payroll Deposit to a Coast Capital Savings account and a Pre-Authorized Credit into a Coast Capital Savings investment product (registered or unregistered) only. Additional mortgage insurance criteria may apply. Interest rate and approval based on risk profile. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate. Rates subject to change at any time without notice. Additional fees may apply. Insurance fees and other applicable fees, if any, will increase your APR.
- For new high-ratio-insured, closed, residential (owner-occupied) first mortgage loans made to members with a Direct Payroll Deposit to a Coast Capital Savings account and a Pre-Authorized Credit into a Coast Capital Savings investment product (registered or unregistered) only. Additional mortgage insurance criteria may apply. Interest rate and approval based on risk profile. Rates subject to change at any time without notice. Additional fees may apply. Insurance fees and other applicable fees, if any, will increase your APR.
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