Make expensive tuition affordable.

Saving for an education, for yourself or for someone else, is within your reach, and we'll help you get there. We'll break everything down in a clear and simple way, including government grants you can apply for and a personalized savings plan that will make you feel confident in your path forward.

Our advisors will work through which government incentives are right for you like the Canada Education Savings Grants or the BC Training and Education Savings Grant.

Talk to us today.

Your success really is our top priority. Connect with our Investment Team today by booking your complimentary appointment online or calling us at 1.888.517.7000.

RRSP deadline is March 1.

Feel confident in your retirement plan with complimentary expert advice that’s right for your life. Plus, make your RRSP contribution by taking advantage of our limited-time investment offers.

Why invest with Coast Capital?

Real Partnership Real Partnership

As a member-owned financial cooperative for over 80 years, if it matters to you it matters to us. We work hard to understand members personally, so we can help you build a plan to live the real life you want.

Real Advice Real Advice

Our members are our shareholders, so your success is our success. Our focus is to educate and guide you to the right financial solutions with clear, simple and personalized advice that you can feel confident about.

Real Impact Real Impact

As a Certified B Corp we want a more sustainable world for all. That’s why we reinvest 10% of our profits to unlocking financial opportunities for our members, employees and communities to build better futures.

Registered Education Savings Plan (RESP)
Save for your child's education without paying taxes on the interest earned as you grow your investments within an RESP.

  • Contribute to a lifetime maximum of $50,000
  • Anyone can contribute to the RESP, not just the parents of the child
  • Take advantage of the Canada Education Savings Grant and the BC Training and Education Savings Grant
  • Multiple investment products such as Term Deposits and Mutual Funds available within an RESP account
  • Up to $8,400 in government grants are available

Disclosure

Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits held in Canadian currency, having a term of five years or less and payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.


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Tax-Free Savings Account (TFSA)
If you're over the age of 19 avoid paying tax on the income or growth you make on your investment, even when it's withdrawn.

  • No maximum age limit to open or hold a TFSA
  • No deadline for your contributions
  • Unused TFSA contribution room can be carried forward to future years
  • Investment income earned in a TFSA plan, including capital gains, will not be taxed, even when withdrawn
  • Multiple investment products such as term deposits and mutual funds available within a TFSA

Disclosure

Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits held in Canadian currency, having a term of five years or less and payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act

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Mutual Funds
We partner with leading Canadian Mutual Fund providers to curate portfolios of investment options to support your values, goals, timeframe and tolerance for risk.

  • Preferred partners include Guardian Capital, SEI, Fidelity, NEI and CI
  • Lower management expense ratio fees
  • Conservative fund management through an institutional-quality approach
  • ESG and responsible investing focus with our Sustainable Funds, managed and offered by Guardian Capital LP†
  • Available in Non-registered and Registered Accounts such as an RRSP, RRIF, RESP or TFSA
  • Most mutual funds have a minimum investment of $1,000
  • Not locked in, so you can buy or sell mutual funds at any time
† Read terms and conditions.

Terms and Conditions.

Guardian Capital LP is the Manager and Portfolio Manager of the Sustainable Funds. Worldsource Financial Management Inc. is the Principal Distributor of the Sustainable Funds.

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Market-Linked GIC
Tap into the stock market with this GIC where the return is based on the performance of an underlying market index.†

  • Potential to earn higher returns linked to stock market performance​
  • Principal investment protected​
  • Interest is compounded annually and paid at maturity​
  • Only $500 to get started​
  • No commissions or management fees​
  • Choose from a globally diversified or Canadian financial services term deposit​
  • Available in Non-registered and Registered Account such as an RRSP or TFSA

† Read terms and conditions.

Terms and Conditions.

† The variable return can only be known at maturity. These investments cannot be transferred or redeemed and will not pay any interest or principal before maturity. Product specific terms and conditions apply.

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Education Savings Calculator

Looking to start saving for your greatest investment—your child’s future? Our Registered Education Savings Plan Calculator will help determine the cost of a post-secondary education. It’ll map out the savings required – through your individual contributions as well as government grants - to meet your financial target.

Education Savings Calculator

Looking to start saving for your greatest investment—your child’s future? Our Registered Education Savings Plan Calculator will help determine the cost of a post-secondary education. It’ll map out the savings required – through your individual contributions as well as government grants - to meet your financial target.

Worldsource Financial Management

Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and subsidiary of Guardian Capital, a Canadian publicly-traded investment management company. Their expertise allows us to provide better products and services, online account access and reporting.

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.

Go to Worldsource View

Worldsource Financial Management

Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and subsidiary of Guardian Capital, a Canadian publicly-traded investment management company. Their expertise allows us to provide better products and services, online account access and reporting.

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.

Go to Worldsource View

Optimize your investment strategy

MANAGING YOUR MONEY
Your child could be eligible for more than $10,000 in RESP grants
It turns out 74% of parents feel stressed about the cost of their children’s post-secondary education. Luckily, RESP grants can help you stress less.
GROW YOUR MONEY
Pay Yourself First: the benefits of automatic savings
Learn how to inject more certainty into your savings through a technique known as pay yourself first, or a little more dramatically automatic savings.

MONEY HELP
RESPecting your kids: How to save for their education
If you’re a parent, you want the best for your kids – including a good education.
Let’s build the right plan, together

Our team of experts will find the right solutions for you and your goals.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.


Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.


CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information