Reach your retirement goals faster

Our Investment Team will create a personalized retirement plan tailored to your goals to help you minimize your debt, maximize your investments, and retire the way you want. Whether your plan includes TFSAs, RRSPs, mutual funds or a combination, meet with our Investment Team to make sure you’re getting the most out of your existing and potential investments.

Talk to us today

Our Investment Team works in your best interest to help you get the most out of your hard-earned savings.

Book your complimentary appointment.

Why partner with a Coast Capital Financial Advisor?

Results Results
Our advisors have over 80 years of experience helping members make the most of their savings and reach their goals.
Partnership Partnership
We build relationships with members so we can give meaningful advice customized to their unique goals.
Strategy Strategy
Receive a personalized action plans that outlines clear strategic steps you can take towards living the life you want.
Transparency Transparency
We will simplify complicated financial jargon and offer clear advice so you truly understand your finances. 
Park-it RRSP Term Deposit
RRSP contributions are easy with Park-It. Get your tax receipt now, earn interest and decide how to invest later8.
0.05 % 1 1-year term

  • Only need $500 to get started
  • One time option to re-write to another Coast Capital term or mutual fund
  • Get a tax receipt right away and decide on your long-term investment later
  • Also available for purchase as RIF and TFSA registered accounts
Registered Retirement Savings Plan (RRSP)
Save money for retirement during your higher income years and avoid paying taxes on the money you save until you retire.

  • Money contributed is tax deductible, within limits
  • Earnings are tax sheltered so they will grow even faster than a non-RRSP investment
  • Contribute to an RRSP until the year you turn 71
  • Multiple investment products such as term deposits and mutual funds available within an RRSP account
  • RRSP Loans available to maximize your contributions and potential tax refund.
Tax-Free Savings Account (TFSA)
If you're over the age of 19 avoid paying tax on the income or growth you make on your investment, even when it's withdrawn.

  • No maximum age limit to open or hold a TFSA
  • No deadline for your contributions
  • Unused TFSA contribution room can be carried forward to future years
  • Investment income earned in a TFSA plan, including capital gains, will not be taxed, even when withdrawn
  • Multiple investment products such as term deposits and mutual funds available within a TFSA
Coast Capital® Mutual Funds
Our family of mutual funds gives you more of what you want. Enjoy conservative management, simplicity and affordability.

  • Lower management expense ratio fees
  • Conservative fund management
  • Simple and flexible to fit your investment goals, life-stage and risk tolerance
  • Start with a $50 monthly contribution or a minimum investment of $1,000
  • Broad selection of investment choices
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
RRSP Loan
Utilize this loan for your first-ever RRSP deposit, to help make your annual contribution, or to ″top up″ unused room from past years.

  • Up to 30 days before first repayment
  • 1 to 7 year finance terms1 available
  • Finance any investment product within your RRSP account

Helpful Resources

Worldsource Financial Management

Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and subsidiary of Guardian Capital, a Canadian publicly-traded investment management company. Their expertise allows us to provide better products and services, online account access and reporting.

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.

Worldsource Financial Management

Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and subsidiary of Guardian Capital, a Canadian publicly-traded investment management company. Their expertise allows us to provide better products and services, online account access and reporting.

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.

Optimize your retirement strategy

MONEY HELP
5 Tips for Financial Well-being in Retirement
There's no time like the present to learn how to make an RRSP a part of your retirement plan. Your future self will thank you.
GROW YOUR MONEY
How much money do you need to retire?
It's never too early or late to discuss retirement savings. So, how much do you need? Short answer: It depends. Long answer: read the post to find out.
MONEY HELP
Different ways to build your retirement income
Knowing what will make up your income when you retire will help you plan for your future today.
Let’s build the right plan, together

Our team of experts will find the right solutions for you and your goals.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.


CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the CDIC.


Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

Coast Capital Savings Federal Credit Union is a member of the CDIC. For information on changes to deposit insurance and the transition period, see our Statement of Transitional Coverage.


1. The Low-fee, More-for-me Mutual Funds® are managed by SEI Investments Canada Company. Worldsource Financial Management provides mutual funds and services. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses all may be related with mutual fund investments. Please read the Fund Facts carefully before investing.

2. Rate and approval based on risk profile.

  1. Interest payments on RRSP loans are not tax deductible.

8. Offer subject to change without notice at any time. Interest rates are guaranteed and are calculated on a per annum basis.