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Lending solutions to strengthen your business

Get access to the funds you need to expand your operations or improve cash flow with our financing and lending solutions.

Business loans

A business loan lets you easily access a lump sum to expand your operations or cover large expenses.1

  • Maintain working capital and finance large expenses
  • Get flexible terms to match your cash flow needs
  • Get fixed or variable interest rate terms, and/or flexible repayment options2

Explore more lending options

Mortgages

Need help financing new and existing operating premises and rental properties?


  • Ideal for purchasing or expanding office, retail and industrial properties, as well as residential subdivision, multi-residential properties, and strata units
  • Variable and fixed interest rates
  • Expert advice from our Business Banking Team to help you choose the right mortgage options unique to your situation
† Read terms and conditions
Letters of Credit

With a Letter of Credit, we can guarantee that payments to third parties can be made.


  • Eliminates the need to make advanced payment or deposits for a commercial transaction
  • Demonstrates your credit worthiness and gives you greater access to key suppliers
  • Reduces payment risk for all parties
  • Ensures that suppliers are not paid, until the letter of credit terms are met
† Read terms and conditions
Canada Small Business Financing Program (CSBFP)

Get the financing you need for equipment or leasehold improvements.


  • Ideal for startups or small businesses purchasing or improving new or used equipment including business vehicles, or for improving rental properties such as renovations
  • For business with gross annual revenues less than $10 million
  • Borrower can be sole proprietorship, partnership, corporation or cooperative
  • Enjoy competitive rates, transparent fees with no hidden costs and no security fee
  • Download our CSBFP guide
† Read terms and conditions
Construction Finance

Are you an experienced builder looking to build and sell a house? We're here to help local builders grow their businesses.


  • Friendly and experienced real estate experts who will work with you from land acquisition until the sale of the finished project.   
  • Expertise in a variety of property types including: single family homes, subdivision developments, and multi-family residential
  • Customized financing solutions from $500,000 up to $10 million, to ensure our members have room to grow their businesses
†Read terms and conditions
Alternative financing

Get quick financing for new opportunities or unexpected challenges with Journey Capital.


  • A simple process, with funding in as little as one business day
  • Apply online in minutes
  • Term loans from $10,000 to $300,000
  • Renewal opportunity at 50% paid down
  • Competitive rates
†Read terms and conditions
Creditor insurance

Get protection and peace of mind to help ensure your finances are taken care of in the event of death, disability, critical illness, or involuntary loss of employment.


  • Available for loans, lines of credit and mortgages
  • Apply any time
  • Personalized
†Read terms and conditions

Join Coast Capital to help your business get ahead

Tailored financial advice when you need it

Our dedicated business advisors are an extension of your team, with complimentary financial advice specific to you and your goals.

Affordable banking and financing solutions

From chequing to financing, manage your business at any stage with ease and no hidden fees.

Award-winning digital
banking

Save time on day-to-day banking with the convenience of Coast Online and Mobile Banking.

Explore solutions for every stage of your business

Starting a business
Launch your business with the right financial advice and banking solutions to help set you up for future success.
Building a business
Take your business to the next level with the help of expert advice and solutions to support business growth.
Managing a business
We have the advice and solutions to help you balance your current day-to-day operations with future planning.
Transitioning a business
Whether you’re looking to sell or wind-down your business, understand the key things you should know before a major transition.

1. Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.

2. Subject to the terms and conditions of your loan agreement.