Business members get control of their liabilities.

Whether you're in a short-term crunch, or need to make a big purchase, we can help. Our dedicated team will get a better understanding of your business needs to determine the optimal way to maximize your cash flow.

We're here to help.

  • Can't come to us? Our team will come to you.
  • Trained and experienced team that knows your local market.
  • Dedicated team members whose business is to know your business.
  • Dedicated Commercial Leasing Team.

Short-Term Loans

Need short-term cash flow for an unexpected opportunity or challenge? We’ve partnered with OnDeck to help.

  • A simple process with funding in as fast as 1 business day
  • Easy online application
  • Term loans from $10,000 - $300,000
  • Renewal opportunity at 50% paid down
  • Competitive rates
  • FAQ's 

Read the not-so-fine print
*Short-Term Loans are offered by On Deck Capital Canada, ULC (“OnDeck”) and all loans and loans amounts are subject to OnDeck approval. Coast Capital Savings will earn a referral fee on any funded and received loan amount between OnDeck and borrower.

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Business Loans*

Need to grow, add or update your business? A term loan can do the trick.

  • For purchase, modernization or expansion of fixed assets
  • Fixed or variable interest rate terms
  • Flexible repayment options available+
Read the not-so-fine print
*Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.
+Subject to the terms and conditions of your loan agreement


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Business Lines of Credit*

Lines of credit help finance your working capital so you can grow your business.

  • Improves cash flow
  • Minimum credit limit of $1000
  • Linked to your business chequing account
  • Competitive low rates and fees
  • Interest paid only on the amount used+
  • Download our Business LOC guide
Read the not-so-fine print
*Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.
+Subject to the terms and conditions of your line of credit agreement.

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Letters of Credit*

We've got your back. With a Letter of Credit, we can guarantee that a payment to third parties can be made.

  • Eliminates the need to make advanced payment or deposits for a commercial transaction
  • Demonstrates your credit worthiness and gives you greater access to key suppliers
  • Reduces payment risk for all parties
  • Ensures that suppliers are not paid, until the letter of credit terms are met
Read the not-so-fine print
*Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.
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Coast Visa Business Card*

Get one of the lowest interest rates in the country and 1% cashback.

10.95 % 1
Annual interest rate
  • 1% cashback credit2
  • Low annual fee of $60/card/year for the first four cards, and $40/card/year for additional cards
  • Variable interest rate of Prime + 8.5%
  • 24/7 access to Corp. Legal Assistance and Information Security Services
  • Get a $60 Refund Bonus on your first card for a limited-time.3
Read the not-so-fine print

Terms & Conditions

*Coast Visa Business Card is issued by Desjardins Group (“Desjardins”) and all cards are subject to Desjardins approval.

1. Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factors. Rates are calculated as Desjardins Prime + 8.5%.

2. Business purchases charged to one or more Coast Visa Business cards that total between $12,000 and $500,000 in one year will be eligible for a 1% cashback credited to the Business cardholders account on the anniversary date of the account opening. Visa cheques, cash advances, interest charges, returned goods, administration fees and other fees related to purchases are excluded.

3. Offer available from June 15 to December 31, 2020. Eligible member will receive a $60 reimbursement, from Coast Capital, of the member’s first year annual fee on the member’s first card. Please see full terms & conditions.

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Builder Finance

Are you an experienced builder looking to build and sell a house? Our team is dedicated to helping local builders grow their business.

  • Friendly and experienced real estate experts, who will work with you from land acquisition until the sale of the finished project.   
  • Expertise in a variety of property types including: single family homes, subdivision developments, and multi-family residential.
  • Customized financing solutions from $500,000 up to $10 million, to ensure our members have room to grow their business.
Need a hand?
Our Business Banking Team can help identify the tools, resources and products that are right for your business.
Waiting to get the business advice you need is a thing of the past. Give our dedicated Business Banking Team a call: 1.888.517.7000 (Mon-Fri, 8am-5:30pm).

Additional services available with any business account.

Deposit at thousands of ATMs
Canadian coin, cash, and cheques are instantly credited to your account 24/7 at any of our branches. Envelope deposits can be made at any ATM on THE EXCHANGE® Network.
Business Overdraft Protection
Cover off your businesses' chequing account between deposits with overdraft protection. You'll only get charged interest if you use it.
Coast Online® Banking for Small Business
Pay bills, make transfers or check and manage accounts anytime, anywhere. You can view both personal and business accounts in the same log in and more helpful features. 
Pay Business Taxes
With this convenient and cost-effective cash management online service, you can automatically deliver or receive payments to and from accounts held at other financial institutions.
Deposit On-the-go
Use your Coast Mobile® App to make deposits by simply snapping a photo of a cheque.
INTERAC® e-Transfer
Send or receive money to and from other financial institutions within Canada. All you need to send money is the recipient's mobile phone number or email address.

Additional services available with any business account.

Business Overdraft Protection
Cover off your businesses' chequing account between deposits with overdraft protection. You'll only get charged interest if you use it.
Coast Online® Banking for Small Business
Pay bills, make transfers or check and manage accounts anytime, anywhere. You can view both personal and business accounts in the same log in and more helpful features. 
Deposit On-the-go
Use your Coast Mobile® App to make deposits by simply snapping a photo of a cheque.
Mobile Alerts

Ensure all your deposits, bill payments and cheques go through by setting yourself up with Coast Mobile Banking alerts via text or email

Deposit at thousands of ATMs
Canadian coin, cash, and cheques are instantly credited to your account 24/7 at any of our branches. Envelope deposits can be made at any ATM on THE EXCHANGE® Network.
INTERAC® e-Transfer
Send or receive money to and from other financial institutions within Canada. All you need to send money is the recipient's mobile phone number or email address.
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Questions?

Contact our Business Banking Team at 1.888.517.7000 Mon-Fri, 8am-5:30pm.