Introducing Coast Capital® Small Business Suites.
All of your business banking needs together in one suite of products.
Introducing Coast Capital® Small Business Suites.
All of your business banking needs together in one suite of products.
Mortgages
Need help financing new and existing operating premises and rental properties? †
- Ideal for purchasing or expanding office, retail and industrial properties, as well as residential subdivision, multi-residential properties, and strata units
- Variable and fixed interest rates
- Expert advice from our Business Banking Team to help you choose the right mortgage options unique to your situation
Terms and Conditions.
† Subject to Coast Capital lending policies and criteria. Additional personal guarantee(s), security, and documentation may be required. Fees may apply. Other conditions may apply.
CloseBusiness Loans
A business loan can help you grow or update your business.†
- Maintain working capital by using business loans for large expenses
- Flexible terms help match your cash flow needs
- Fixed or variable interest rate terms, and/or flexible repayment options‡
Terms and Conditions.
† Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.
‡ Subject to the terms and conditions of your loan agreement.
Low Rate Business Mastercard®Enhance business cash flow and purchasing power with a low rate of interest — all for a $25 annual fee.
13.99
%
Purchases
13.99
%
Cash Advances
Terms and Conditions.
※ Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online. Insurance coverage is subject to change.
® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. ®Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
CloseLetters of Credit
With a Letter of Credit, we can guarantee that payments to third parties can be made.†
- Eliminates the need to make advanced payment or deposits for a commercial transaction
- Demonstrates your credit worthiness and gives you greater access to key suppliers
- Reduces payment risk for all parties
- Ensures that suppliers are not paid, until the letter of credit terms are met
Terms and Conditions.
† Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.
Canada Small Business Financing Program (CSBFP)
Get the financing you need for equipment or leasehold improvements.†
- Ideal for startups or small businesses purchasing or improving new or used equipment including business vehicles, or for improving rental properties such as renovations
- For business with gross annual revenues less than $10 million
- Borrower can be sole proprietorship, partnership, corporation or cooperative
- Enjoy competitive rates, transparent fees with no hidden costs and no security fee
- Download our CSBFP guide
Terms and Conditions.
† Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.
Builder Finance
Are you an experienced builder looking to build and sell a house? We're here to help local builders grow their businesses.
- Friendly and experienced real estate experts who will work with you from land acquisition until the sale of the finished project.
- Expertise in a variety of property types including: single family homes, subdivision developments, and multi-family residential
- Customized financing solutions from $500,000 up to $10 million, to ensure our members have room to grow their businesses
Short-Term Loans
Get quick financing for unexpected opportunities or challenges with Journey Capital†.
- A simple process with funding in as little as one business day
- Apply online in minutes
- Term loans from $10,000 to $300,000
- Renewal opportunity at 50% paid down
- Competitive rates
- Apply now
Terms and Conditions.
† Short-Term Loans are offered by Journey Capital Inc and all loans and loan amounts are subject to Journey Capital approval. Coast Capital will earn a referral fee on any funded and received loan amount between Journey Capital and borrower.
Additional services available with any business account
Business
Digital Banking
Save time when you complete transfers, bill payments, cheque deposits or almost anything with the touch of your fingertip. Learn more
Business Overdraft Protection
Overdraft Protection attaches to your existing chequing account and prevents you from incurring overdrawn charges between deposits. Talk to us
Deposit 24/7 at thousands of ATMs
Deposit coin, cash and cheques at any branch, plus deposit envelopes at any ATM on THE EXCHANGE® Network. Request a business deposit card
Connect with us.
