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Personal Loans

LENDING
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Lending that gives your budget breathing room

Real life sometimes means you need to make an expensive purchase when you don’t have the cash on-hand. If you have a large purchase planned or need some breathing room in your budget, the right loan can be a great solution. You can also leverage lower interest loans to consolidate some of your high-interest debt with a set payment schedule.

Our advisors are on standby to help you find the right financial solutions for your real life.

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Your success is our top priority and we actually care how things turn out. Talk to our Lending Team today and we’ll help you plan for the real life you want.

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Why partner with Coast Capital?

Partnership Partnership

The more we get to know you personally, the better we can help you create the real life you want. Together, we’ll find the right loan, term and rate that works for you.

Advice Advice
Our focus is to educate and guide you towards the right lending solutions and to provide clear, simple and personalized advice that you can feel excited about.
Rates Rates
We offer rates that are as low as possible to make sure that your loans work for your real life. We want you to feel confident about your lending solutions.
Personal Loans†
A personal loan can help whether you need money for education, a major purchase, or to consolidate higher interest rate debt.
  • Term length options from 1 to 5 years generally available
  • Fixed or variable rate options
  • Weekly, bi-weekly, semi-monthly or monthly payment schedule options
Apply online
† Read terms and conditions.

Terms and Conditions.

† Rate and approval based on risk profile.

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Registered Savings Plan Loan†
Use this loan for your first-ever RRSP or FHSA deposit, to help make your annual contribution, or to "top up" unused room from past years.
  • Up to 30 days before first repayment
  • 1 to 5 year finance terms† available
  • Finance any investment solution within your RRSP or FHSA account
Call our Lending Team at 1.888.517.7749 today.
† Read terms and conditions.

Terms and Conditions.

† Rate and approval based on risk profile. Interest payments on RSP loans are not tax deductible.

‡ Offer subject to change without notice at any time. Interest rates are guaranteed and are calculated on a per annum basis.

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Auto Financing
With flexible, affordable and competitive car loans, we put money back in your pocket.
  • Competitive rates and flexible terms†
  • Quick approvals and easy payment options
  • Finance new and used vehicles, including business fleets
  • Refinance and reduce monthly card payments‡
  • Fixed rate throughout the full term

Learn more
† Read terms and conditions.

Terms and Conditions.

† Rates and terms are subject to standard lending criteria

‡ Auto refinancing does not apply to existing Coast Capital auto loans. Refinancing may result in a lower monthly payment, but may not be the case in every circumstance.

Coast Capital Savings Federal Credit Union automotive financing products are offered by Coast Capital Auto & Equipment Finance Ltd. under the name Coast Capital Auto Finance. Coast Capital Savings Federal Credit Union automotive financing products are available in Ontario, Nova Scotia, New Brunswick, Manitoba, British Columbia, Prince Edward Island, Alberta, Newfoundland and Labrador.

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Make your loan work for you

MANAGING YOUR MONEY
Loan or LOC? A look at two lending options.

A loan and a line of credit are two ways you can borrow money. Find out what the differences are and which one is right for you.

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MANAGING YOUR MONEY
Is all debt bad?

Debt doesn’t have to be a dirty word. There is good debt and bad debt. Find out more about the types of debts and which ones to avoid.
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MONEY HELP
How lending can get you ahead.
There’s such a thing as good debt. Sometimes good debt can help you get out of bad debt. Read about how lending can sometimes help you get ahead.
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Let's find the right loan solution, together
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.
Book an appointment