Members get a helping hand with loans.

Big expenses happen. And you won’t always have money in your pocket to pay for them. That’s where loans come in.

Our team can help figure out the loan that’s right for you and your situation -whether you’re in need of a student loan, a new car or a loan to top up this year’s RRSP contribution.

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Personal Loans

A personal loan can help whether you need money for education, a major purchase, or to consolidate higher interest rate debt.

  • Term length options available from 1 to 10 years
  • Fixed or variable rate options1
  • Weekly, bi-weekly, semi-monthly or monthly payment schedule options
  • Creditor insurance available
Read the not-so-fine print

Terms & Conditions

  1. Rate and approval based on risk profile.

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Insured Personal Loan

Get a great rate on your personal loan, plus peace of mind that your financial obligations will be covered in the event of unforeseen circumstances.

5.75 %
Interest Rate
6.88 %
Annual Percentage Rate
  • Get a great rate on loans when you also sign up for Creditor Insurance
  • Term length options available from 1 to 5 years
  • Weekly, bi-weekly, semi-monthly or monthly payment schedule options
  • Get financial protection in the case of event of death or disability with Creditor Insurance
Read the not-so-fine print

Disclosure

Interest rate and approval based on risk profile. Term lengths of 1 to 5 years. Stated interest rate and annual percentage rate (APR): (1) are effective July 3, 2018, and subject to change without notice, (2) require obtaining creditor insurance (life and/or disability) through Coast Capital or an insurance agent/insurer of borrower’s choice, (3) require payments by pre-authorized debit from a Coast Capital account, and (4) are based on the following representative transaction: a $10,000 loan, 3 year term and amortization, monthly payments, and creditor insurance (single life insurance coverage) purchased through Coast Capital with a premium of $170 added to the loan. Some conditions apply. If other fees or charges apply, the APR could increase. Call for details.

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RRSP Loan

A loan for your first-ever RRSP contribution, to help make your annual contribution, or to ″top up″ unused contribution room from past years.

  • Defer payments for the first 90 days (on a 1-year loan)
  • 1-year RRSP ExpressLoan is re-advanceable every year
  • 2 to 7 year finance terms1 available
  • Finance any investment product within your RRSP account
Read the not-so-fine print

Terms & Conditions

  1. Rate and approval based on risk profile.

Interest payments on RRSP loans are not tax deductible.
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Need a hand?
Need a hand?
Let's have a quick Where You're At Money Chat® to help you solve your money matters and determine which loan is right for you.

More help.

Here are other products we’ll go over with you when you get a loan from Coast Capital Savings.

Loan Insurance
Through our partners at Valeyo, we offer line of credit coverage which takes care of your payments if you become disabled due to a health issue, accident or injury. If you were to pass away, this coverage helps reduce or eliminate your outstanding loan balance.
Automatic Deposits and Payments

Make deposits into your chequing or savings account at a regular frequency. You can also set up automatic bill payments.

Coast Mobile® Banking App
Do most of your banking with your smartphone and tablet on our Apple or Android App.

Ready to apply?

Here’s what you need to do.

Step 1

Take no more than 10 minutes to complete the application. We’ll get back to you within 3 business days.

Step 2
We’ll contact you to discuss your application including required documents, rates and terms.
Step 3

Finalize the loan at a branch of your choice.

Like what you see? Here's more.

MONEY HELP
How to pay off your student loan like a pro
If you're done school (or nearly finished), it's time to work on paying down that student loan. Here's how you can pay it off without sacrificing fun.
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How to get rid of that credit card debt
How you manage your credit card debt makes a difference in how quickly you pay it back & become debt-free. Here are some ways to gain control of your debt.
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Money management for kids
Some ways to teach your kid about saving and managing their money, so the things that they want are within reach. Hello, new video game.

Need more help? You can count on us

Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.
‡ Valeyo is a marketer of personal loan insurance underwritten by Canadian Premier Life Insurance Company (Head Office - Toronto, ON) and insurance-related products. This product may not pay off your entire personal loan obligation. Any benefits will be payable to your creditor. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your Coast Capital Savings lender. 
* Variable rate. On approved credit. Rate subject to change.

For information on changes to deposit insurance and the transition period if we become a federal credit union, see the notice pursuant to the Disclosure on Continuance Regulations (Federal Credit Unions).