PERSONAL LENDING

Personal Loans

Members get a helping hand with loans.

Big expenses happen. And you won’t always have money in your pocket to pay for them. That’s where loans come in.

Our team can help figure out the loan that’s right for you and your situation -whether you’re in need of a student loan, a new car or a loan to top up this year’s RRSP contribution.

Personal Loans

A personal loan can help whether you need money for education, a major purchase, or to consolidate higher interest rate debt.

  • Term length options available from 1 to 10 years
  • Fixed or variable rate options1
  • Weekly, bi-weekly, semi-monthly or monthly payment schedule options
  • Creditor insurance available
Apply online
Read the not-so-fine print

Terms & Conditions

  1. Rate and approval based on risk profile.

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RRSP Loan

A loan for your first-ever RRSP contribution, to help make your annual contribution, or to ″top up″ unused contribution room from past years.

  • Up to 45 days before first repayment
  • 2 to 7 year finance terms1 available
  • Finance any investment product within your RRSP account
Apply online
Read the not-so-fine print

Terms & Conditions

  1. Rate and approval based on risk profile.

Interest payments on RRSP loans are not tax deductible.
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Need a hand?
Need a hand?
Let's have a quick Where You're At Money Chat® to help you solve your money matters and determine which loan is right for you.
Schedule a Money Chat
More help Budget Calculator Loan Calculator Loan Application Document Checklist About Credit Reports Download our Everyday Guide


More help.

Here are other products we’ll go over with you when you get a loan from Coast Capital Savings.

Loan Insurance
Through our partners at Valeyo‡, we offer line of credit coverage which takes care of your payments if you become disabled due to a health issue, accident or injury. If you were to pass away, this coverage helps reduce or eliminate your outstanding loan balance.
Learn more
Automatic Deposits and Payments

Make deposits into your chequing or savings account at a regular frequency. You can also set up automatic bill payments.

Learn more
Coast Mobile® Banking App
Do most of your banking with your smartphone and tablet on our Apple or Android App.
Get our App

Ready to apply?

Here’s what you need to do.

Step 1

Take no more than 10 minutes to complete the application. We’ll get back to you within 3 business days.

Step 2
We’ll contact you to discuss your application including required documents, rates and terms.
Step 3

Finalize the loan at a branch of your choice.

Get started

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 4 tips to hack your loan
Paying off debt is never easy but there are ways to help lessen the pain of paying. We have a few tips to help you get on a path to financial well-being.
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Need more help? You can count on us
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.
Email us
Find a Branch
‡ Valeyo is a marketer of personal loan insurance underwritten by Canadian Premier Life Insurance Company (Head Office - Toronto, ON) and insurance-related products. This product may not pay off your entire personal loan obligation. Any benefits will be payable to your creditor. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your Coast Capital Savings lender. 
* Variable rate. On approved credit. Rate subject to change.
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