Business Banking

Small Business Solutions

Business members get it.

We treat your small business like big business. Our team is skilled at understanding your business's specific needs and your local market. They'll focus on providing solutions that are right for you and your business.

Below are just some of the products and services our team can help with.

We're here to help.

  • Can't come to us? Our team will come to you.
  • Trained and experienced team that knows your local market.
  • Dedicated team members whose business is to know your business.


The Deposit-for-free Business Account

Really, we could've called this the unlimited deposit account.

  • Unlimited in-branch and ATM deposits1
  • $5 monthly fee, 95¢/withdrawal2
  • Unlimited transfers via Coast Online®, Coast Mobile® Banking and Coast-by-Phone®
Talk to our Business
Banking Team
Read the not-so-fine print

Terms & Conditions

  1. Deposits include in-branch deposits, preauthorized credits, Coast Capital Savings® business depository ATM deposits, regular ATM deposits and electronic deposits.

  2. Withdrawals include cheques, Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, online, mobile, telephone banking and in-branch bill payments, in-branch transfers between Coast Capital Savings accounts, and in-branch withdrawals. Non-EXCHANGE® ATM and international ATM and POS administration or third party fees on transaction amount may apply. The 'transaction amount' is the international ATM or POS payment instruction that we receive in Canadian Dollars and pay from your account to settle the transaction. The 'transaction amount' is converted to Canadian Dollars by third party participants in the electronic network used to process the transaction at rates which are not set by us. Third party fees or commissions may also be included in the transaction amount.

For more information, see our full list of service fees.

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Coast Visa Business Card

Get one of the lowest interest rates in the country and 1% cashback.

Coast Visa Business Card 11.2 %1 Annual interest rate
  • 1% cashback credit2
  • Low annual fee of $60/card/year for the first four cards, and $40/card/year for additional cards
  • Variable interest rate of Prime + 8.5%
  • 24/7 access to Corp. Legal Assistance and Information Security Services
Talk to our Business
Banking Team
Read the not-so-fine print

Terms & Conditions

  1. Rates effective as of July 1, 2015 and are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factors. Rates are calculated as Desjardins Prime + 8.5%.

  2. Business purchases charged to one or more Coast Visa Business cards that total between $12,000 and $500,000 in one year will be eligible for a 1% cashback credited to the Business cardholder’s account on the anniversary date of the account opening. Visa cheques, cash advances, interest charges, returned goods, administration fees and other fees related to purchases are excluded.

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Lines of Credit

Lines of credit help finance your working capital so you can grow your business.

  • Starting at $12,000
  • Pay interest only on what you use
  • Linked to a business chequing account
  • Available as secured or unsecured
Talk to our Business
Banking Team

Disclaimer

Rate and approval based on risk profile.

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Merchant Services

In partnership with Desjardins, Coast Capital Savings offers point of sale services to help boost your sales volumes and deliver fast transaction processing.

  • Unique rate structure based on the volume of transactions as well as variable discount rates
  • On-site POS installation and training
  • We'll help assess your needs and provide equipment and services solutions such as tip processing and cashier management
  • View daily or weekly transaction reports and account statements online
Talk to our Business
Banking Team

Disclaimer

Rate and approval based on risk profile.

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Foreign Exchange Services

Timing of foreign exchange conversions can be critical. We'll help manage your foreign exchange transactions and help minimize exchange rate risk.

  • For businesses with payables and receivables in foreign currency
  • We'll work with you and align to your business planning
Talk to our Payments &
Cash Management Team

Disclaimer

Rate and approval based on risk profile.

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Wire Transfers

Whether you're sending or receiving money across the country or around the world, we can help.

Talk to our Business
Banking Team
Read the not-so-fine print

Terms & Conditions

Service fees apply to incoming wire transfers of $500 or over, outgoing wire transfers, recalls and amendments to wire transfers and wires returned to the member. Third-party intermediary financial institutions may deduct a fee from the wire before it reaches its destination.

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Need a hand?

Our Business Banking Team can help identify the tools, resources and products that are right for your business.
Talk to our Business
Banking Team

Additional services available with any business account.

Deposit at thousands of ATMs

Canadian coin, cash, and cheques are instantly credited to your account 24/7 at any of our branches. Envelope deposits can be made at any ATM on THE EXCHANGE® Network.

Request a business deposit card

Business Overdraft Protection

Cover off your businesses' chequing account between deposits with overdraft protection. You'll only get charged interest if you use it.

Talk to us

Coast Online® Banking

Pay bills, make transfers or check and manage accounts anytime, anywhere. If you manage more than one membership or require dual signature, consider Coast Online Business Banking.
Learn more

Pay Business Taxes

With this convenient and cost-effective cash management online service, you can automatically deliver or receive payments to and from accounts held at other financial institutions.

Talk to us

Deposit On-the-go

Use your Coast Mobile® App to make deposits by simply snapping a photo of a cheque.

Get our App

INTERAC® e-Transfer

Send or receive money to and from other financial institutions within Canada. All you need to send money is the recipient's mobile phone number or email address. Learn more

Questions?

Contact our Business Banking Team at 1.888.517.7000 Mon-Sat, 8am-8pm.

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