Get un$tuck with a member-exclusive rate
and mortgage advice you can rely on.
We help make homeownership real.
Here are a few ways we're helping to make homeownership more affordable
you can feel confident about.
Learn more about Member-exclusive rates you can feel confident about
for every stage of your journey. Talk to us over the phone or we can even come to you.
Member-exclusive rates
3.76% APR‡
5-Year Variable High-Ratio
Interest rate varies with prime. This mortgage can convert to a fixed rate at any time, penalty-free and is for those with a downpayment of less than 20%.
4.01% APR‡
5-Year Fixed High-Ratio
Mortgage features include stability with a fixed rate and payments throughout the mortgage term. This rate is for those with a downpayment of less than 20%.
Expert Mortgage Advisors to help create a personalized plan you can feel confident about
Needs assessment
Financial decisions should be specific to your income, your lifestyle, and your goals. We can help you assess your needs objectively.
Creating a personalized plan is just as important as locking in a great interest rate. We can help you find the right balance between your lifestyle and your financial wellbeing.
There’s a lot of jargon crammed into mortgage descriptions. We can explain all the inner details of our mortgage products to help figure out which one is right for you.
Working with your mortgage specialist doesn’t have to end once you sign on the dotted line. We can help manage your mortgage and other related products over the long term.
See cash bonus details below
|
Principal |
Help Extras Bonus |
Legal and Appraisal Bonus |
Maximum Total Cash Bonus |
||
|---|---|---|---|---|---|
|
Mortgage + Fewer than 2 Qualifying Products |
Mortgage + 2 Qualifying Products |
Mortgage +3 or more Qualifying Products |
|||
|
Less than $100K |
$0 |
$0 |
$0 |
$0 |
$0 |
|
$100K - $299.99K |
$0 |
$250 |
$500 |
$0 |
$500 |
|
$300K - $499.99K |
$0 |
$250 |
$500 |
$500 |
$1,000 |
|
$500K - $749.99K |
$500 |
$750 |
$1,000 |
$500 |
$1,500 |
|
$750K - $999.99K |
$1,100 |
$1,600 |
$2,100 |
$500 |
$2,600 |
|
$1MM or more |
$1,600 |
$2,350 |
$3,100 |
$500 |
$3,600 |
|
Principal Balance |
Help Extras Bonus |
Legal and Appraisal Bonus |
Maximum Total Cash Bonus |
||
|---|---|---|---|---|---|
|
Mortgage + Fewer than 2 Qualifying Products |
Mortgage + 2 Qualifying Products |
Mortgage +3 or more Qualifying Products |
|||
|
Less than $100K |
$0 |
$0 |
$0 |
$0 |
$0 |
|
$100K - $299.99K |
$0 |
$250 |
$500 |
$0 |
$500 |
|
$300K - $499.99K |
$0 |
$250 |
$500 |
$1,000 |
$1,500 |
|
$500K - $749.99K |
$500 |
$750 |
$1,000 |
$1,000 |
$2,000 |
|
$750K - $999.99K |
$1,100 |
$1,600 |
$2,100 |
$1,000 |
$3,100 |
|
$1MM or more |
$1,600 |
$2,350 |
$3,100 |
$1,000 |
$4,100 |
Connect with a Mortgage Advisor today.
†See full Mortgage Cash Bonus Promotion terms and conditions.
‡ APR calculation is based on a $300,000 mortgage at a 25 year amortization, assuming an appraisal fee of $300 (which includes fees associated with determining the value of the property). If there are no additional cost of borrowing changes, the APR and the interest rate will be the same. If additional fees apply, the APR could increase. The APR assumes that the interest rate does not vary over time.