The Free Chequing, Free Debit and More Account®
Monthly fee: None
Unlimited transactions1
Coast Chequing® Classic Package
Monthly fee: $11
40 transactions included1
Additional transactions1: $1.00
Coast Chequing® Prestige Package
Monthly fee: $21
Unlimited transactions1
Coast US Chequing
Monthly fee: None
1 transaction included1
Additional transactions1: $1.00
The High-interest Savings Account
Monthly fee: None
2 transactions included2
Additional transactions2: $5.00

1. Transactions include cheques, Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, bill payments, transfers (between Coast Capital Savings accounts), and withdrawals. Deposits and electronic transfers (between Coast Capital Savings accounts) Coast Capital Savings® ATM, Coast-by-Phone®, Coast Mobile® Banking and Coast Online® are free.
2. Transactions include Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, bill payments, and withdrawals. Deposits and self-serve transfers between Coast Capital Savings accounts are free.

Cheque Orders
Personalized Single Cheques
Quantity - 50
Quantity - 100
Senior, Classic & Prestige accounts
Pricing available via branches and the Contact Centre
Pricing available via branches and the Contact Centre
Free
To re-order the same cheques, you can order directly from D+H online, or contact them at 1.877.448.1294 (toll-free) for the automated reorder option or to speak to a D+H agent. 
For first time cheque orders, you can order through Online Banking.
Personalized Duplicate Cheques
Quantity - 50
Quantity - 100
Senior, Classic & Prestige accounts
Pricing available via branches and the Contact Centre
Pricing available via branches and the Contact Centre
Free
US Cheques
Price varies with exchange rate
Cheque Image Retrieval1
Cheque cleared < 18 months requested in-branch
Cheque cleared < 18 months requested online
Cheque cleared > 18 months
$2 per cheque
Free
$7.50/item
1. With some of our accounts, you can add an option to pay $0.50 per month and receive images of all your cheques with your statement. If you don't write any cheques, no fee will be charged.
Cheque & Payment Processing
Overdraft Protection Usage Fee
$5/month1 + interest charges
Overdrawing Savings/Chequing Accounts without Overdraft Protection or a Line of Credit
$5/item + interest charges
Exceeding Limit on Line of Credit or Overdraft Protection
$5/item + interest charges
Chargeback
(deposited items returned unpaid)
$7.50
NSF Due to Cheque or Pre-authorized Payment (PAP)
If returned due to insufficient funds
$48.00/item
Unqualified Clearing Items
Cheque written in US funds on a Canadian chequing account
Cheque written on a savings account
$15
$10
Stop Payment
$18
1. This fee will apply each month only if you make a transaction that either puts you into your overdraft or increases your overdraft balance. Subsequent increases in your overdraft balance for that particular monthly statement period will not incur additional usage fee charges.
Dormant Accounts/Closing Accounts
Dormant Accounts
(no activity within 2 years)
Any balance
$35 annually
Closing An Account
90 days or over
Under 90 days
Free
$25
Mortgages & Loans
Appraisal Fee
Contact your branch for more information
Mortgage Transfer-in
(within policy guidelines)
Free
Mortgage Transfer-out
$75
Discharge Fee per Mortgage
(provide a registerable discharge)
$75
Discharge Fee per Assignment of Rent
$30.50
Mortgage Assumption Fee
$100
Mortgage Renewal
$100
Mortgage Blend & Extend Fee
$100
Security Registration
(including renewals and collaterals)
Contact your branch for more information
Loan/Mortgage Payment Suspension
$25
Multi-Purpose Mortgage - Subsequent Advance
$150

Other fees and costs may be applicable that would increase the total Cost of Credit and Annual Percentage Rate. Please contact us for full details.

Network ATM & POS
Coast Chequing & Savings Packages
The EXCHANGE®
Interac®
International ATM
International POS – for Coast Chequing® Classic Package
and The High-interest Savings Account
International POS – for The Free Chequing, Free Debit And More Account®
and Coast Chequing® Prestige Package
Free1
$2.50 each2
$5 each2 + 2.00% per transaction3
$2.15 each2 + 2.00% per transaction3
2.00% per transaction3
Coast US Chequing
Network ATM not available on this account

1. Transaction fees may apply on some packages.
2. Get 8 free non-Coast Capital Savings ATM withdrawals in Canada and abroad with the Coast Chequing Prestige Package account. 2.00% International ATM Administration fee still applies.
3. Additional fees may be charged by third parties as part of the transaction amount. International ATM or POS Fee: 2% administration fee on transaction amount. The ‘transaction amount’ we use to calculate the commission is the amount of the POS or ATM request we receive and pay from your account to settle your international ATM or POS transaction. The ATM or POS request we receive is in Canadian dollars. Any currency conversion to calculate the Canadian dollar transaction amount is done by a third party in the electronic network your debit request comes through on. We do not set the rates for or complete those currency conversions. Fees or commissions of third parties involved in processing your international ATM or POS transaction may also be included in the transaction amount.
4. Surcharges from other financial institution ATMs may apply.
® Trade-Mark of Interac Inc. Used under licence.

Other Banking Services
Bill Payment Reversal (done via Coast-by-Phone®/Coast Online®)
Same day before 2pm
Same day after 2pm
Free
$15 each
Foreign Currency
Buying and selling, excluding US and UK
$5
Phone Transfers Between Chequing & Savings Accounts
Via Coast-by-Phone automated service
Free
Transferring Balance Of Account
Including office cheque fee
$25
International Direct Payment
Coast Chequing Prestige/Free Chequing, Free Debit and More Account
All other accounts
2.00% per transaction
$2.15 each + 2.00% per transaction
Paper Statements
The Free Chequing, Free Debit and More Account®1
Coast US Chequing1
$2/membership per month
$2 US/membership per month
Information Search and Statement Replacement
Member information Requests/Searches:
  • Information retrievals
  • Statement replacement through archives
  • Account information letters
  • Bank confirmations – from accountant/auditor
Interim statement produced at branch
$35/hour ($35 minimum)
$2/monthly statement
1. Memberships which contain a Coast Chequing® Classic Package or a Coast Chequing® Prestige Package will not be charged this fee.
Annual administration fee
(debited July 1st)
Change of beneficiary
Transfer-out fee
Close RESP in first 90 days
Free
Free
$55
$25
Account setup and ongoing administration
Replace tax receipt
Closing or transfer-out fee
Free
$10
$55
Account setup and ongoing administration
Replace tax receipt
Closing or transfer-out fee
(Fixed terms only at maturity excluding those transferred to a Coast RRIF or annuity)
Free
$10
$55
Self-Directed RRSPs/RRIFs
Annual Administration Fee
(Fee waived if approved products > $75,000 and held at Coast Capital Savings or
if Coast Chequing Prestige account holder)
Full Withdrawal/Transfer Out/ De-Registration1
Partial Withdrawal/Transfer Out/De-Registration2
$45 + GST
$125 + GST
$35 + GST
Closing or transfer-out fee
$55

1. Effective June 1, 2014
2. Effective June 1, 2014, excludes recurring automatic withdrawals.

Safety Deposit Boxes (GST included) 1 2
1.5 x 5
$48.75
2.5 x 5
$65.63
5 x 5
$92.81
2 x 10
$92.81
5 x 10
$169.69
10 x 10
$285.94
12 x 15
$330.00
Drilling boxes
Contact your branch for more information
Replacing safety deposit box key
$20
1. Sizes and availability vary by branch.
2. Get $10 off if you are a senior or have a Coast Chequing Classic Package account, or get $15 off with a Coast Chequing Prestige Package account.
Drafts
Office Cheques/Certified Cheques
Members
Non-members
Junior, Senior, Classic & Prestige accounts
$10.00
$15
Free
US Drafts
Junior, Senior, Classic & Prestige accounts
All other accounts
Free
$7.50 (CAD)
Foreign Drafts
Prestige accounts
All other accounts
Free
$7.50 (CAD)
Wire Transfers1
Incoming Wires*
Under $500 CAD
$500 CAD and over
Free
$10
Outgoing Wires*
To other Canadian financial institution
To international financial institution (under $10,000 CAD)
To international financial institution ($10,000 CAD and over)
$20
$25
$40
Recalls or Amendments
(waived if error by Coast Capital Savings or funds not received)
$50
Returns
$10
1. All wire transfer fees are charged in Canadian dollars.
* Additional fees will be deducted by the intermediary financial institution on all outgoing and incoming wire transfers.

For information on changes to deposit insurance and the transition period if we become a federal credit union, see the notice pursuant to the Disclosure on Continuance Regulations (Federal Credit Unions).