Day to Day Banking

Savings Accounts

Members get all the savings options they need.

Your savings don't have to be locked away. Our High-interest Savings Account offers a great rate and easy access to your money. Deposit or withdraw funds at any time, while your money earns daily interest. Our savings accounts include free access to Coast Online® & Mobile Banking.

Savings accounts are best if:

  • You want to make short-term or temporary savings
  • You want to access your savings any time


The High-interest Savings Account

Your savings don’t need to be locked away. Get a great rate and easy access to your money.

  • No monthly fee
  • 0.55%1 interest rate
  • No minimum balance required
  • Unrestricted access to funds at a branch, online, by phone or by ATM
  • 10 free monthly transactions2
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Terms & Conditions

  1. Rates are subject to change.

  2. Transactions include Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, bill payments, transfers, and withdrawals. Deposits are free. Additional transactions: $1.00.

For more information, see our full list of service fees.

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Tax-Free Savings Account

If you're over 18, thanks to the government, you won't get taxed on the income or growth you make on your investment, even when it's withdrawn. That's right, no taxes, from the government.

  • No maximum age limit to open or hold a TFSA
  • No deadline for your contributions
  • Unused TFSA contribution room can be carried forward to future years
  • Investment income earned in a TFSA plan, including capital gains, will not be taxed, even when withdrawn
  • Multiple investment products such as Term Deposits and Mutual Funds available within a TSFA
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Disclosure

Coast Capital Savings Credit Union provides service and advice related to deposit, loan and mortgage products. Coast Capital Financial Management Ltd. provides service and advice related to life insurance, segregated funds and annuities. Worldsource Financial Management Inc. provides service and advice related to mutual funds. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the Fund Facts before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation (CDIC) or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.

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Humanomics Youth Savings Account

The perfect starter account to encourage 11 or 12 year olds how to save and invest. This account is only available for sign up once a year.

  • Reg + 0.25 % interest rate
  • Earn a bonus of up to $100 on the account's first anniversary1
  • Earn up to $25 on the third anniversary2
  • Unlimited deposits, 1 free debit per month
  • No monthly fee
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Terms & Conditions

Offer available for a limited time only and may be withdrawn at any time without notice during the offer period. Only one Humanomics Youth Savings Account per member is allowed.

To be eligible for the Humanomics Youth Savings Account Bonus Payments, a member must:

  • Be 11 or 12 years of age on the date the Humanomics Youth Savings Account is opened

  • Open the account in their own name

  • Deposit an initial $25 to the Humanomics Youth Savings Account OR set up a recurring monthly deposit of a minimum of $10 to the Humanomics Youth Savings Account for a minimum 3 months

$125 is the maximum total Bonus Payments eligible for each customer.

  1. The first Bonus Payment will be calculated as 20% of the account balance on the first anniversary of the account opening, to a maximum $100.

  2. The second Bonus Payment will be calculated as 5% of the account balance on the third anniversary of the account opening, to a maximum $25. Bonus Payments will be deposited directly to the Humanomics Youth Savings Account within 30 days of the first and third anniversaries of account opening. If the account is closed prior to the first or third anniversaries, subsequent Bonus Payment(s) will not be made. Bonus Payments will be treated as interest income for tax reporting purposes.


When the account holder turns 19 years of age, the Humanomics Youth Savings Account will be converted to a regular savings account which may have different fees, interest rates, terms and conditions.

Transactions include Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, bill payments, transfers, and withdrawals. Other chargeable transactions apply: e.g. non-Exchange ATM withdrawals and other applicable service fees according to Coast Capital Savings' standard service fee schedule. Additional transactions are $5 each.

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Need help finding the right account?

Let's have a quick Where You're At Money Chat® to help you solve your money matters.
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Services available with your savings account.

Automatic Deposits and Payments

Make deposits into your chequing or savings account at a regular frequency. You can also set up automatic bill payments.

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Coast Online® Banking

Pay bills, make transfers and manage accounts from your desktop or tablet, anytime, anywhere.

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Coast Mobile® Banking App

Do most of your banking with your smartphone and tablet on our Apple or Android App.

Get our App

Safety Deposit Boxes

Store your valuables and important papers in a safety deposit box available in a variety of sizes at most branches. Service fees apply.

Access to thousands of surcharge-free ATMs

In addition to Coast Capital ATMs, members get ding-free use at any ATM on The EXCHANGE® Network in Canada.

Deposit On-the-go

Use your Coast Mobile® App to make deposits by simply snapping a photo of a cheque.
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Questions? Give us a shout.

Call us at 1.888.517.7000 Mon-Sat, 8am-8pm

Email us Find a branch