Personal & Business Account Rates
Personal Accounts
|
Coast Capital Elevate Chequing Account
|
Rate effective Mar 18, 2020 |
|---|---|
| Elevate Chequing Account Tier 1 - $0 to $999.99 | 0.000% 1 |
| Elevate Chequing Account Tier 2 - $1,000 to $4,999.99 | 0.000% 1 |
| Elevate Chequing Account Tier 3 - $5,000 to $9,999.99 | 0.000% 1 |
| Elevate Chequing Account Tier 4 - $10,000 + | 0.000% 1 |
|
Coast Capital Unlimited Chequing Account
|
Rate
effective Mar 18, 2020 |
|---|---|
| Unlimited Chequing Account Tier 1 - $0 to $999.99 | 0.000% 1 |
| Unlimited Chequing Account Tier 2 - $1,000 to $4,999.99 | 0.000% 1 |
| Unlimited Chequing Account Tier 3 - $5,000 to $9,999.99 | 0.000% 1 |
| Unlimited Chequing Account Tier 4 - $10,000 + | 0.000% 1 |
|
Coast Chequing Prestige Account
(Legacy Account - no longer offered) |
Rate effective May 9, 2022 |
|---|---|
| Elevate Chequing Account Tier 1 - $0 to $999.99 | 0.000% 1 |
| Elevate Chequing Account Tier 2 - $1,000 to $4,999.99 | 0.000% 1 |
| Elevate Chequing Account Tier 3 - $5,000 to $9,999.99 | 0.000% 1 |
| Elevate Chequing Account Tier 4 - $10,000 + | 0.000% 1 |
|
Coast Chequing Classic Account
(Legacy Account - no longer offered) |
Rate effective Mar 18, 2020 |
|---|---|
| Unlimited Chequing Account Tier 1 - $0 to $999.99 | 0.000% 1 |
| Unlimited Chequing Account Tier 2 - $1,000 to $4,999.99 | 0.000% 1 |
| Unlimited Chequing Account Tier 3 - $5,000 to $9,999.99 | 0.000% 1 |
| Unlimited Chequing Account Tier 4 - $10,000 + | 0.000% 1 |
|
Coast US Chequing
|
Rate effective Mar 18, 2020 |
|---|---|
| Coast US Chequing Tier 1 - $0 to $999.99 | 0.000% 1 |
| Coast US Chequing Tier 2 - $1,000 to $4,999.99 | 0.000% 1 |
| Coast US Chequing Tier 3 - $5,000 to $24,999.99 | 0.000% 1 |
| Coast US Chequing Tier 4 - $25,000 to $59,999.99 | 0.000% 1 |
| Coast US Chequing Tier 5 - $60,000 + | 0.000% 1 |
|
High-Interest Savings
|
Rate effective Jun 16, 2025 |
|---|---|
| The High-Interest Savings Account - $0 + | 0.400% 2 |
|
Overdraft Protection (ODP)
|
Rate effective Mar 13, 2025 |
|---|---|
| Overdraft Protection ( CA ) | 21% |
| Unauthorized Overdraft (CA) | Prime + 18% |
| Unauthorized Overdraft (US)* | 26% (Coast Capital US Base + 18%) |
* Please note that we do not offer Overdraft Protection for US currency accounts at this time.
Business Accounts
|
Coast Business Savings®
|
Rate effective Apr 25, 2018 |
|---|---|
| Coast Business Savings Tier 1 - $0 to $4,999.99 | 0.050% 1 |
| Coast Business Savings Tier 2 - $5,000 to $9,999.99 | 0.100% 1 |
| Coast Business Savings Tier 3 - $10,000 to $100,000 + | 0.150% 1 |
|
High-Interest Business Savings
|
Rate effective Apr 17, 2025 |
|---|---|
| The High-Interest Business Savings Account Tier 1 - $0 to $24,999.99 | 1.450% 1 |
| The High-Interest Business Savings Account Tier 2 - $25,000 to $99,999.99 | 1.550% 1 |
| The High-Interest Business Savings Account Tier 3 - $100,000 to $499,999.99 | 2.000% 1 |
| The High-Interest Business Savings Account Tier 4- $500,000 - $999,999.99 | 2.250% 1 |
| The High-Interest Business Savings Account Tier 5- $1,000,000-$4,999,999.99 | 2.450% 1 |
| The High-Interest Business Savings Account Tier 6 - $5,000,000+ | 3.050% 1 |
|
Overdraft
|
Rate effective Mar 13, 2025 |
|---|---|
| Unauthorized Overdraft (CA) | Prime + 18% |
| Unauthorized Overdraft (US)* | 26% (Coast Capital US Base + 18%) |
* Please note that we do not offer Overdraft Protection for US currency accounts at this time.
Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information
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Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.
Want to compare our accounts with accounts at other financial institutions? Use the Financial Consumer Agency of Canada Account Selector Tool
You are now being redirected to a third party site.
The website you will be entering is not owned or operated by Coast Capital Savings Federal Credit Union or its subsidiaries. You are entering a website of an independent third party which solely owns and controls the content, products, services, and information contained on its websites. Coast Capital Savings Federal Credit Union makes no representations or warranties about the third party’s products or services and is not responsible or liable for damages relating to the third party, its products or services, its website, its privacy policies or practices, or the content of the third party website. Your use of the third party website is subject to the third party’s terms, conditions, and policies and you accept any risks and liabilities of using the third party website including, but not limited to, risks associated with data breach and loss of personal and private information.
1. Interest rates are subject to change without notice. Interest is calculated, per annum, at the tier rate on the portion of the closing daily balance within the tier. Interest is paid monthly. Learn more about how our interest rates are calculated on deposit and GIC products.
2. Interest rates are calculated per annum, accrued daily, and paid monthly. Learn more about how our interest rates are calculated on deposit and GIC products.