Personal & Business Accounts Rates

You have all kinds of chequing and savings needs. We have all kinds of chequing and savings accounts, with great rates. And the more you put in, the better rate you'll get.

Already a Coast Capital member? Open additional Chequing or Savings accounts using Coast Online® Banking.

Personal Accounts


Coast Chequing Classic
Rate effective Mar 18, 2020
Coast Chequing Classic Tier 1 - $0 to $999.99 0.000%
Coast Chequing Classic Tier 2 - $1,000 to $4,999.99 0.000%
Coast Chequing Classic Tier 3 - $5,000 to $9,999.99 0.000%
Coast Chequing Classic Tier 4 - $10,000 + 0.000%
Coast Chequing Prestige
Rate effective Rate effective May 9, 2022
Coast Chequing Prestige Tier 1 - $0 to $999.99 0.000%
Coast Chequing Prestige Tier 2 - $1,000 to $4,999.99 0.000%
Coast Chequing Prestige Tier 3 - $5,000 to $9,999.99 0.000%
Coast Chequing Prestige Tier 4 - $10,000 + 0.000%
Coast US Chequing
Rate effective Rate effective Mar 18, 2020
Coast US Chequing Tier 1 - $0 to $999.99 0.000%
Coast US Chequing Tier 2 - $1,000 to $4,999.99 0.000%
Coast US Chequing Tier 3 - $5,000 to $24,999.99 0.000%
Coast US Chequing Tier 4 - $25,000 to $59,999.99 0.000%
Coast US Chequing Tier 5 - $60,000 + 0.000%
High-interest Savings
Rate effective Rate effective Apr 27, 2022
The High-interest Savings Account - $0 + 0.750%
Overdraft Protection (ODP)
Rate effective 05-May-22
Overdraft Protection ( CA ) 21%
Unauthorized Overdraft Protection (CA) Prime + 18%
Unauthorized Overdraft Protection ( US )* 22.5%
* Please note that we do not offer Overdraft Protection for US currency accounts at this time.

Business Accounts

Coast Business Savings®
Rate effective Rate effective Apr 25, 2018
Coast Business Savings Tier 1 - $0 to $4,999.99 0.050%
Coast Business Savings Tier 2 - $5,000 to $9,999.99 0.100%
Coast Business Savings Tier 3 - $10,000 to $100,000 + 0.150%
High-interest Business Savings
Rate effective Rate effective May 3, 2022
The High-interest Business Savings Account Tier 1 - $0 to $24,999.99 0.400%
The High-interest Business Savings Account Tier 2 - $25,000 to $99,999.99 0.500%
The High-interest Business Savings Account Tier 3 - $100,000 to $499,999.99 0.600%
The High-interest Business Savings Account Tier 4- $500,000 - $999,999.99 0.900%
The High-interest Business Savings Account Tier 5- $1,000,000-$4,999,999.99 1.000%
The High-interest Business Savings Account Tier 6 - $5,000,000+ 1.100%
Overdraft Protection (ODP)
Rate effective 05-May-22
Overdraft Protection ( CA ) 21%
Unauthorized Overdraft Protection (CA) Prime + 18%
Unauthorized Overdraft Protection ( US )* 22.5%
* Please note that we do not offer Overdraft Protection for US currency accounts at this time.
These interest rates are subject to change without notice. Interest is calculated at this rate on the applicable portion of the closing daily balance. Learn more about how our interest rates are calculated on deposit and term deposit products. 
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CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information


Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.