Setting up a pre-authorized credit and debit

Looking for the thrill of having your very first paycheque deposited automatically into your account? Or wanting to forget about manually paying bills month after month? The most convenient way to achieve this is through automatic payments known as pre-authorized credit and debits.

What are pre-authorized credits and debits?

Pre-authorized credits are funds that are automatically deposited into your bank account at regular intervals. Pre-authorized debits are payments that are set up to debit a Coast Chequing or Coast Savings account and credit an external company.

Pre-authorized payments cannot be set up to automatically debit or credit a registered plans account or mortgage.

Please note: If you haven't migrated to the new digital banking experience, some of the help in these pages may not apply to you. If you have questions about online banking, give us a call 1.888.517.7000. When it's time to upgrade to the new digital banking experience, you'll receive a notification when you log in to online banking on desktop, or you’ll get a prompt to download our new app. Please continue using the old app until you are prompted to switch – if you download it beforehand, you’ll receive an error message. Once you accept the notification or download the app, we'll guide you through the setup process step-by-step. Learn more.

How do I set up a pre-authorized payment or a direct deposit?

  1. You will need your Transit (branch) number, Institution (bank) number and full 12 digit account number. You can find these either on the bottom of a personal cheque or in your online banking account. We’ve included some tips on how to locate the information below. 

    Please note: if your account number is 11 digits, add a 0 in front of it to make it 12 digits.

  2. Next step is to download the pre-authorized form.

    Download Form

  3. Fill out the pre-authorized form and forward it to the company that will be crediting or debiting you.
Need help finding your banking account info?

Find your information on a Cheque:

Find your information in online banking

Your Transit (branch) number, Institution (bank) number and full account number can be found within online banking.

  • Log into your account
  • From the ‘Accounts Overview’ click on the account you wish credited/debited
  • From the ‘Account Details’ page, click on ‘Show more details'
You can find these numbers in the order they're listed below:

Account Number
Your account number is 11 or 12 digits long excluding the three numbers in the brackets and located either next to or directly below your account name.

Transit Number
Your transit number is 5 digits long.

Institution number 
The institution number for Coast Capital is 809.

Have questions?
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.