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The membership that keeps on giving

For a limited time, use your friend’s referral promo code to become a member and get up to $400 for opening and using a new Coast Capital chequing account1. When you complete the offer criteria listed below, you’ll get paid — and your friend will too.

Become a member today

Join us and open an account online using your friend's referral promo code before June 30, 2025. Follow the steps below to get your cash bonus and ensure your friend gets theirs, too. Already know the steps and have your promo code? Get started today.

Open account

How to get this offer

Step 1 - Become a member

By opening a Coast Capital chequing account. Use your friend's promo code to make sure they get their bonus too.

Choose the chequing account that's right for you below. Click to learn about each account's features. Cash bonus amount varies by account.

Open account
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Step 2 - Get up to $4001

By setting up a recurring payroll or direct deposit.

Within the first 60 days after account opening, complete the following criteria.

  • Add a recurring eligible payroll or direct deposit2 Your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. (at least once a month), and maintain the same payroll or direct deposit for 90 consecutive days or more
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New members can also get a bonus with a new credit card and savings account.
Learn more

We've answered your most popular FAQs

Enter the referral code into the promo code field in your application.

Screenshot of account application form with promo code field

Switching your banking to Coast Capital is easy, and we’ve given you time to complete the eligibility requirements to ensure you get your bonus.

Here’s when you can expect your cash bonus, which will typically be deposited to your New Account via electronic funds transfer within 60-90 days of Coast Capital confirming that you have fulfilled the qualifying criteria listed above. For example, see payout schedule below:

If you start the offer qualifying criteria during: You should receive yourbonus within 60-90 days of completing the qualifying criteria:
April 2025 September - November 2025
May 2025 October - December 2025
June 2025 November 2025 - January 2026

To get up to $400, within the first 60 days following account creation, set up and maintain;

  • A recurring, eligible payroll or direct deposit2 (at least once a month), and maintain the same payroll or direct deposit for 90 consecutive days or more

If you signed up without the provided referral code, you will still be eligible for a cash bonus, if you meet all the eligibility requirements. However, your friend will not receive the referral bonus.

Yes, you can open your account online or in-branch as long as you include your referral code in your application. If you're opening your account in branch, ensure your advisor is aware that you have a referral code.

  1. Log in to digital banking through a computer or our mobile app.
  2. Select from the menu, Account Overview, then Download Void Cheque and select the account you want the void cheque for.
  3. Click the Export button to download a PDF file containing your void cheque. Save or print this PDF to provide a digital or physical copy to your employer.

I already have an account with Coast Capital, can I open a new one to get the bonus?

No, if you already have an account with Coast Capital, you are not eligible for this bonus. Please read the terms and conditions for more details (Refer to the Personal Membership Referee Qualifying Criteria for the New Chequing Account Offer).

 

I used to have an account with Coast Capital, am I eligible?

You are eligible as long as you haven't been a Coast Capital member within the last 5 years (from the start of the offer period). Please read the terms and conditions for more details (Refer to the Personal Membership Referee Qualifying Criteria for the New Chequing Account Offer).

 

Why was my membership application denied?

There are a number of reasons a membership application may be declined. If your online application was declined please contact us.

CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information

Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

1. Read full referral offer terms and conditions. Refer to the Personal Membership Referee Qualifying Criteria for the New Chequing Account Offer.

2. Eligible payroll or direct deposit transaction codes include the following transaction code types: Payroll (200-207), Pension (230-233, 310-312, and 315-316), Govt Payment (313, 318, 328 and 600-607), or deposits from employers approved by Coast Capital (Doordash, Skip the Dishes, Uber, Uber Eats, Lyft, Avon, Youngliving, Fantuan Asian Food Delivery).