This is the referral
where everyone wins.
where everyone wins.
Get up to $4001 when you become a new member and use your chequing account. Offer ends November 28, 2024.
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The membership that keeps on giving.
For a limited time, use your friend’s referral promo code to become a member and get up to $400 for opening and using a new Coast Capital chequing account1. When you complete the offer criteria listed below, you’ll get paid and your friend will too.
Become a member today.
Join us and open an account online using your friend's referral promo code before November 28, 2024. Follow the steps below to get your cash bonus and for your friend to get theirs too. Already know the steps and have your promo code? Get started today.
How to get this offer.
By opening a Coast Capital chequing account. Use your friend's promo code to make sure they get their bonus too.
Choose the chequing account that's right for you below. Click to learn about each account's features. Cash bonus amount varies by account.
- $400 bonus: Elevate Chequing Account
- $250 bonus: Unlimited Chequing Account
- $150 bonus: Free Chequing, Free Debit and More Account
- Click here for service fees on services that are not included with these account.
- Download our account guide
- $16.95/month or less†
- Premium banking benefits like free Interac e-Transfers, more included ATM transactions, credit card rebates and more
- Plus, free access to Coursera’s 11,000+ online courses and professional certificates (Value $538/year)‡
- And ID Assist® 24/7 online identity theft protection monitoring with password manager (Value $156/year)
- Click here for service fee
† Pay $8.50/month if you:
- are 25 years of age or younger;
- are 59 years of age or older; or
- maintain a minimum $4,000 daily balance at all times throughout the calendar month.
Or pay $11.95/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible transaction codes include the following; Payroll: 200-207; Pension: 230-233, 310-312, 315-316; Govt Payment: 313, 318, 600-607; Gig Payroll: 450
‡ Coursera is an online learning platform offering multiple continuing education opportunities from leading universities and institutions. The products offered by Coursera can, but do not guarantee to, help users advance, relaunch, or improve their earning potential in their careers. As a bonus on their Coast Capital Elevate Chequing Account, a primary account holder will receive one (1) free Coursera for Business license for the account holder’s personal use. This license will be associated with the primary account holder’s email address on Coast Capital’s records. The license can only be used with the associated email address to open a Coursera account. The license will be valid for the period the primary account holder maintains a Coast Capital Elevate Chequing Account in good standing. The license has a monetary value of $538 CAD per year or monthly monetary value of $79 CAD as of January 1, 2024. Limit of one (1) license per primary account holder. No substitutions will be allowed. Coast Capital may allow, at its sole discretion, transfers of the license to another individual as decided by the primary account holder. The license may be subject to content, course, and program exclusions or limitations at the sole discretion of Coursera. The use of the license will be exclusively subject to Coursera’s terms, conditions, and policies. Details regarding Coursera’s products, terms, conditions, and policies can be found at https://www.coursera.org/
- $8.50/month or less‡
- Unlimited day-to-day transactions†, including free Interac e-Transfers
- One free book of 25 single Canadian cheques per year
- Free paper or e-Statements
- Plus, ID Assist® 24/7 online identity theft protection monitoring for no extra charge (Value $96/year)
- Click here for service fee
† Transactions include cheques drawn on the account, Coast Capital® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free & unlimited.
‡ Pay $0/month if you:
- are 25 years of age or younger;
- are 59 years of age or older; or
- maintain a minimum $4,000 daily balance at all times throughout the calendar month.
Or pay $3.50/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible transaction codes include the following; Payroll: 200-207; Pension: 230-233, 310-312, 315-316; Govt Payment: 313, 318, 600-607; Gig Payroll: 450
- No monthly fee
- Unlimited day-to-day transactions†
- Sending an e-Transfer $1.50 each; receiving e-Transfers is free
- Free withdrawals and deposits at 4,000+ ding free® ATMs across Canada
- Free eStatements (Online)‡
- Overdraft Protection on approved credit
- Click here for service fee
† Transactions include cheques drawn on the account, Coast Capital ® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free and unlimited.
‡ Low-Cost Account: Our Free Chequing, Free Debit & More Account meets our public commitment to ensure that members have access to basic banking services at a nominal cost. If printed statements are requested instead of eStatements, this account costs $3/month. If you are a student, youth, Guaranteed Income Supplement recipient, or Registered Disability Savings Plan (RDSP) beneficiary, you may request printed statements at no charge. Call our Advice Centre or visit a branch to find out more information.
By setting up a direct deposit or maintaining a balance.
Within the first 60 days after account opening, complete one of the following criteria.
- Add an eligible payroll or direct deposit2 Your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. and maintain the same payroll or direct deposit for 90 consecutive days or more
OR/AND - Make a deposit of at least $4,000 in your chequing account and maintain the $4,000 balance daily for 90 consecutive days or more
or call us at 1.888.517.7000
Enter the referral code into the promo code field in your application.
Switching your banking to Coast Capital is easy, and we’ve given you time to complete the eligibility requirements to ensure you get your bonus.
Here’s when you can expect your cash bonus, which will typically be deposited to your New Account via electronic funds transfer within 60-90 days of Coast Capital confirming that you have fulfilled the qualifying criteria listed above. For example, see payout schedule below:
If you start the offer qualifying criteria during: | You should receive yourbonus within 60-90 days of completing the qualifying criteria: |
---|---|
August 2024 | January-March 2025 |
September 2024 | February-April 2025 |
October 2024 | March-May 2025 |
November 2024 | April-June 2025 |
Your payout will depend on when your friend or family member starts their offer criteria.
To get up to $400, within the first 60 days following account creation, set up and maintain;
- Add an eligible payroll or direct deposit2 and maintain the same payroll or direct deposit for 90 consecutive days or more
OR/AND - Make a deposit of at least $4,000 in your chequing account and maintain the $4,000 balance daily for 90 consecutive days or more
If you signed up without the provided referral code, you will still be eligible for a cash bonus, if you meet all the eligibility requirements. However, your friend will not receive the referral bonus.
No, you must sign up online using the code your friend provided.
- Log in to digital banking through a computer or our mobile app.
- Select from the menu, Account Overview, then Download Void Cheque and select the account you want the void cheque for.
- Click the Export button to download a PDF file containing your void cheque. Save or print this PDF to provide a digital or physical copy to your employer.
I already have an account with Coast Capital, can I open a new one to get the bonus?
No, if you already have an account with Coast Capital, you are not eligible for this bonus. Please refer to the terms and conditions for more details.
I used to have an account with Coast Capital, am I eligible?
No, if you have had a previous personal account with Coast Capital, you are not eligible for this offer. Please refer to the terms and conditions for more details.
Why was my membership application denied?
There are a number of reasons a membership application may be declined. If your online application was declined please contact us.
- Read full referral offer terms and conditions. Refer to the Personal Membership Referee Qualifying Criteria for the New Chequing Account Offer.
- Eligible payroll or direct deposit transaction codes include the following transaction code types; Payroll: 200-207; Pension: 230-233, 310-312, 315-316; Govt Payment: 313, 318, 600-607; Gig Payroll: 450 or deposits from employers approved by Coast Capital (Doordash, Skip the Dishes, Uber, Uber Eats, Lyft, Avon, Youngliving, BC Housing, and Public Service Pension Plan) will qualify.
Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information
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Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.