The membership that keeps on giving.

For a limited time, use your friend's referral promo code to become a member and get $100 for setting up direct deposit1. When you complete the offer criteria you'll get paid and your friend will too. As an extra bonus, you can also earn 20% cashback on your household bills, up to $450 (until November 30, 2023).

Become a member today.

Join us and open an account online using your friend's referral promo code before December 28, 2023. Follow the steps below to get your cash bonus and for your friend to get theirs too. Already know the steps and have your promo code? Get started today.

How to get this offer.

Step 1 - Become a member.

By opening a free chequing account, use your friend's promo code to make sure they get their bonus too.


  • No monthly fee
  • No minimum balance required
  • Unlimited day-to-day transactions
  • Free eStatements
  • Click here for service fees on services that are not included with this account.
  • Download our account guide



†Read terms and conditions

Terms and Conditions.

† Transactions include cheques, Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital Savings accounts), and withdrawals. Deposits and electronic transfers (between Coast Capital Savings accounts) Coast Capital Savings® ATM, Coast-by-Phone®, Coast Mobile® Banking and Coast Online are free.

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Step 2 - Earn $1001

By setting up a direct deposit. This criteria must be completed for your friend to receive their referral bonus.


Within the first 60 days after account opening.

  • Set up 1 direct deposit for 3 consecutive months
  • Your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment
Plus, you can earn 20% cashback2 on household bills.

Up to a maximum cashback bonus of $450. This offer expires November 30, 2023.


Within 60 days of account opening:

  • Make eligible1 bill payments See FAQs section for links on how to make and set up bill payments and pre-authorized debits. or set-up pre-authorized debits that recur for 3 consecutive months 20% cashback will be received after the payment has successfully cleared your chequing account for at least 3 consecutive months, to the same bill provider or more. Each payment must be at least $25.

Earn cashback on payments like utilities, cell phone, cable, mortgage, property tax, insurance, strata, gym memberships, car payments and more.

Credit card payments are not eligible for this offer. See full list of exclusions in Terms and Conditions below.

We've answered your most popular FAQs.

Enter the referral code into the promo code field in your application.


Switching your banking to Coast Capital is easy, and we’ve given you time to complete the eligibility requirements to ensure you get your bonus.

Here’s when you can expect your $100 cash bonus, which will typically be deposited to your New Account via electronic funds transfer within 60-90 days of Coast Capital confirming that you have fulfilled the qualifying criteria listed above. For example, see payout schedule below:

If you create an account during one of the months below and start welcome referral bonus criteria within first 60 days; 60-90 days following criteria completion, you'll get your $100 between;
August or September 2023 January - April 2024
October 2023 March - May 2024
November 2023 April - June 2024
December 2023 May - July 2024

Your payout will depend on when your friend or family member starts their offer criteria.

To earn $100, within the first 2 months following account creation, set up and maintain;

  • 1 direct deposit for 3 months consecutive

If you signed up without the provided referral code, you will still be eligible for the $100 bonus, if you meet all the eligibility requirements. However, your friend will not receive the referral bonus.

No, you must sign up online using the code your friend provided.

  1. Log in to digital banking through a computer or our mobile app.
  2. Select from the menu, Account Overview, then Download Void Cheque and select the account you want the void cheque for.
  3. Click the Export button to download a PDF file containing your void cheque. Save or print this PDF to provide a digital or physical copy to your employer.

How do I know if my direct deposit is eligible?

In order to be eligible for the bonus, your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. Check the terms and conditions for more details.

I already have an account with Coast Capital, can I open a new one to get the bonus?

No, if you already have an account with Coast Capital, you are not eligible for this bonus. Please refer to the terms and conditions for more details.

 

I used to have an account with Coast Capital, am I eligible?

No, if you have had a previous personal account with Coast Capital, you are not eligible for this offer. Please refer to the terms and conditions for more details.

 

Why was my membership application denied?

There are a number of reasons a membership application may be declined. If your online application was declined please contact us.

  1. Read full new personal member Welcome Referral Bonus terms and conditions here.
  2. Read full new member Cashback Offer terms and conditions here.

CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information


Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.