This is the referral
where everyone wins.
where everyone wins.
Get up to $450 when you become a new business member and use your chequing account.1 Plus, your friend will receive their referral bonus too.
Offer details
For a limited time, use your friend’s referral promo code to become a new business member and open a business chequing account before December 1, 2025. When you complete the offer criteria listed below, you’ll get paid and your friend will too.
To qualify for this offer:
- Become a new business member and open the business chequing account that's right for you:
- $450 cash: Business Premium Chequing Account
- $350 cash: Business Essential Chequing Account
- $200 cash: Business Core Chequing Account
- Within the first 90 days after your account opens:
- Set up one or more recurring preauthorized payments of at least $50 each. At least two payments need to be successfully withdrawn in the first 90 days.
- Start using your account by completing 15 transactions through the account.
- $6 monthly fee
- Unlimited in-branch and ATM deposits†
- Send 2 free Interac e-Transfers per month, then $1.50 each. Receiving e-Transfers is free
- $1.25 per withdrawal‡
- Unlimited transfers via Coast Online® Banking, Coast Mobile® Banking app and Coast-by-Phone®
- Visit Services Fees for more information
Terms and Conditions.
†Deposits inculde in-branch deposits, pre-authorized credits, Coast Capital Savings® business depository ATM deposits, regular ATM deposits and electronic deposits.
‡Withdrawals include cheques, Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, online, mobile, telephone banking and in-branch bill payments, in-branch transfers between Coast Capital Savings accounts, and in-branch withdrawals. Non-EXCHANGE® ATM fee: $2.50 each; additional fees may be charged by third parties as part of the transaction amount. International ATM Fee: $5.00 each plus 2% administration fee on transaction amount. International POS fee: $2.15 each plus 2% administration fee on transaction amount. The ‘transaction amount’ is the international ATM or POS payment instruction that we receive in Canadian Dollars and pay from your account to settle the transaction. The ‘transaction amount’ is converted to Canadian Dollars by third party participants in the electronic network used to process the transaction at rates which are not set by us. Third party fees or commissions may also be included in the transaction amount.
For more information, see our full list of service fees.
- $65/month or $0/month* with minimum daily balance of $75,000
- Enjoy priority queue service through our Business Advice Centre
- Unlimited Interac e-Transfers
- Unlimited in-branch deposits†, withdrawals‡, transfers, bill payments
- Up to $130 one-time first-year fee rebate on a Coast Capital Business Mastercard®, issued by Collabria♢
- Rebates on Wagepoint payroll services∝ and PaymentStream ATF set up fee availableÞ
- Visit Services Fees for more information
Terms and Conditions.
*Maintain a minimum $75,000 daily balance at all times throughout the calendar month.
†Deposits include in-branch deposits, pre-authorized credits, Coast Capital Savings® business depository ATM deposits, regular ATM deposits and electronic deposits.
‡Withdrawals include cheques, Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, online, mobile, telephone banking and in-branch bill payments, in-branch transfers between Coast Capital Savings accounts, and in-branch withdrawals. Non-EXCHANGE® ATM fee: $2.50 each; additional fees may be charged by third parties as part of the transaction amount. International ATM Fee: $5.00 each plus 2% administration fee on transaction amount. International POS fee: $2.15 each plus 2% administration fee on transaction amount. The ‘transaction amount’ is the international ATM or POS payment instruction that we receive in Canadian Dollars and pay from your account to settle the transaction. The ‘transaction amount’ is converted to Canadian Dollars by third party participants in the electronic network used to process the transaction at rates which are not set by us. Third party fees or commissions may also be included in the transaction amount.
♢Subject to approval of a Coast Capital Business Credit Card by Coast Capital’s credit card provider Collabria Financial Services inc., at its sole discretion. Up to $130 one-time rebate on the first year annual fee for eligible Coast Capital Business Credit Cards. Eligible Credit cards include the Low Rate Business Mastercard® and World Elite® Business Mastercard. The fee rebate shall be applied directly to eligible Coast Capital Business Premium Chequing Account in the year the eligible Coast Capital Business credit card account, or Coast Capital Business Premium Chequing Account, or both are opened. Limit of one fee rebate per Coast Capital Business Premium Chequing Account. The eligible credit card account and Business Premium Chequing Account must be in good standing at the time the fee rebate is applied. Coast Capital may change, revoke, or end this offer at any time in its sole discretion and without further notice.
∝Subject to approval of service by Wagepoint Inc., at its sole discretion. Up to $40 fee rebate per month to be applied to your Business Premium Chequing account when you maintain a Business Premium Chequing account in good standing and are a paying subscriber of a Wagepoint 2.0 Monthly Plan or Wagepoint 2.0 Unlimited Plan. Limit one fee rebate per eligible Coast Capital Business Premium Chequing account.
ÞSubject to approval. $100 one-time Payment Stream AFT set up fee rebate. Limit one fee rebate per eligible Coast Capital Business Premium Chequing account.
For more information, see our full list of service fees.
- $28/month or $14/month* with minimum daily balance of $45,000
- Unlimited in-branch and ATM deposits† plus 15 free withdrawals per month, then $1.25 each‡
- Send 5 free Interac e-Transfers per month, then $1.50 each. Receiving e-Transfers is free
- Up to $25 one-time first-year fee rebate on eligible Coast Capital Business Mastercard®, issued by Collabria♢
- Rebates on Wagepoint payroll services∝ and PaymentStream ATF set up fee availableÞ
- Visit Services Fees for more information
Terms and Conditions.
* Maintain a minimum $45,000 daily balance at all times throughout the calendar month.
† Deposits include in-branch deposits, pre-authorized credits, Coast Capital Savings® business depository ATM deposits, regular ATM deposits and electronic deposits.
‡ Withdrawals include cheques, Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, online, mobile, telephone banking and in-branch bill payments, in-branch transfers between Coast Capital Savings accounts, and in-branch withdrawals. Non-EXCHANGE® ATM fee: $2.50 each; additional fees may be charged by third parties as part of the transaction amount. International ATM Fee: $5.00 each plus 2% administration fee on transaction amount. International POS fee: $2.15 each plus 2% administration fee on transaction amount. The ‘transaction amount’ is the international ATM or POS payment instruction that we receive in Canadian Dollars and pay from your account to settle the transaction. The ‘transaction amount’ is converted to Canadian Dollars by third party participants in the electronic network used to process the transaction at rates which are not set by us. Third party fees or commissions may also be included in the transaction amount.
♢ Subject to approval of a Coast Capital Business Credit Card by Coast Capital’s credit card provider Collabria Financial Services inc., at its sole discretion. Up to $25 one-time rebate on the first year annual fee for eligible Coast Capital Business Credit Cards. Eligible Credit cards include the Low Rate Business Mastercard® and World Elite® Business Mastercard .The fee rebate shall be applied directly to eligible Coast Capital Business Essential Chequing Account in the year the eligible Coast Capital Business credit card account, or Coast Capital Business Essential Chequing Account, or both are opened. Limit of one fee rebate per Coast Capital Business Essential Chequing Account. The eligible credit card account and Business Essential Chequing Account must be in good standing at the time the fee rebate is applied. Coast Capital may change, revoke, or end this offer at any time in its sole discretion and without further notice.
∝ Subject to approval of service by Wagepoint Inc., at its sole discretion. $20 fee rebate per month to be applied to your Business Essential Chequing account when you maintain a Business Essential Chequing account in good standing and are a paying subscriber of a Wagepoint 2.0 Monthly Plan or Wagepoint 2.0 Unlimited Plan. Limit one fee rebate per eligible Coast Capital Business Essential Chequing account.
Þ Subject to approval. $50 one-time Payment Stream AFT set up fee rebate. Limit one fee rebate per eligible Coast Capital Business Essential Chequing account.
For more information, see our full list of service fees.
We’ve answered your most popular FAQs.
Opening a business account online is fast and easy. You can open most corporation accounts online, without having to visit a branch.
Not all signers need to be together to start the application – just one Director or partner needs to start the application. Once the application has been reviewed by the Coast Capital Business team, the individual signers will each be sent an email with a link to complete their individual portions.
To ensure you have the right information to open your account quickly, check out our guide here.
If you’re setting up another business type, unable to apply online or have any questions, please reach out to our Business Banking Team.
To receive the cash bonus, follow these steps:
Step 1: Become a business member and open a Business Core Chequing, Business Essential Chequing or Business Premium Chequing Account by December 1, 2025.
Step 2: Set up one or more recurring pre-authorized payments of at least $50 each, for bill, loan, mortgage, or credit card payments. Make sure at least two payments are successfully withdrawn, under the pre-authorized payment, in the first 90 days.
Step 3: Start using your account. You qualify for the cash bonus if at least 15 transactions are processed through the account in the first 90 days.
Read full terms and conditions (Refer to the Business Membership Referee Qualifying Criteria).
If you have questions or need help picking the right solutions for your business, connect with our Business Banking Team at 1.855.350.7775 or book an appointment online.
When will I receive the cash bonus?
The cash bonus will be deposited into your account by April 30, 2026. Read full terms and conditions (Refer to the Business Membership Referee Qualifying Criteria).
I have a personal membership at Coast Capital already. Do I qualify for these offers?
If you already have a personal membership with us but no business membership, you are eligible for this offer. If you are an existing business member who is opening a new chequing account for your existing business, you are not eligible.
I used to have a business account with Coast Capital. Am I eligible?
To be eligible, you must not have or have had a business membership or account with Coast Capital within the last 5 years, for the business that either the Deposit-for-free Account or One Small Fee Account will be used for.
Are account transfers part of the eligibility for the 15 transactions through the chequing account?
No. Account transfers, service fees, interest charges, and incomplete transactions will not qualify. For details and a summary of eligible transactions, read full terms and conditions (Refer to the Business Membership Referee Qualifying Criteria).
Why is my application to open a new chequing account denied?
There are a number of reasons an application may be declined. If your online application for a new chequing account was declined, please contact us or call us at 1.855.350.7775.
Start by opening your business account online, in person or calling us at 1.855.350.7775.
Read full referral offer terms and conditions. Refer to the Business Membership Referee Qualifying Criteria.