Broker Rates
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Mortgage rates and approval based on risk profile. Interest rates are subject to change without notice.
Risk profiles are based on the following:
- Beacon Score. Our minimum beacon score is 600.
- Significant credit events such as bankruptcies, foreclosure, judgements and collections
- Property type: Residential, rental or recreational
- LTV and TDS ratio
|
Fixed Rate Mortgages
|
Rate effective 28-Apr-25 |
|
|---|---|---|
| 1-Year Fixed Rate - Closed | 6.00% 1 | 6.10% 2 |
| 2-Year Fixed Rate - Closed | 5.50% 1 | 5.55% 2 |
| 3-Year Fixed Rate - Closed | 6.20% 1 | 6.24% 2 |
| 4-Year Fixed Rate - Closed | 6.20% 1 | 6.23% 2 |
| 5-Year Fixed Rate - Closed | 6.25% 1 | 6.27% 2 |
| 6-Year Fixed Rate - Closed | 6.40% 1 | 6.42% 2 |
| 7-Year Fixed Rate - Closed | 6.40% 1 | 6.42% 2 |
| 8-Year Fixed Rate - Closed | 6.50% 1 | 6.52% 2 |
| 9-Year Fixed Rate - Closed | 6.70% 1 | 6.72% 2 |
| 10-Year Fixed Rate - Closed | 6.80% 1 | 6.81% 2 |
|
Variable Rate Mortgages
|
Rate effective 13-Mar-25 |
|
|---|---|---|
| 1-Year Variable Rate - Open | 9.10% 2 | 9.20% 2 |
| 5-Year Variable Rate - Closed (Up to 25 Year Amortization) | 4.95% 2 | 4.97% 2 |