Joining lives with your partner isn't simple, but becoming a member is.
Open your account in as little as 5 minutes online.
Creating a better life for yourself shouldn’t be a dream. It’s why for over 80 years we’ve taken the time to truly know our members. The more we understand you personally, the better we can help you plan for the real life you want today.
Our members are our shareholders, so your success is our success. Our focus is to educate and guide you to the right financial solutions for your goals, with clear, simple and personalized advice that you can feel confident in.
As a Certified B Corp we want a more inclusive and sustainable world for all. Your membership helps us reinvest 10% of our budgeted bottomline every year to unlocking financial opportunities for our members, employees and communities.

Step 1 - Become a member
By opening a Free Chequing, Free Debit, and More Account® with no minimum monthly balance required.
- No monthly fee
- Unlimited day-to-day transactions2
- Free eStatements
- Save an annual average of up to $200 compared to other financial institutions3
- Click here for service fees on services that are not included with this account

Step 2 - Earn $3001
By setting up and maintaining the below activities within the first two months of opening your account.
We’ll make it easy by emailing you the instructions after you open your account.
- 1 direct deposit
Your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. for 3 months consecutive
- Make at least 15 everyday transactions
These are transactions like withdrawals, e-transfers, and debits that one would perform day-to-day. Direct deposits and pre-authorized payments count too. within 3 months of account opening

Step 3 - Earn $1001
By growing your savings with a regular, automatic contribution to a new Mutual Funds account.
- Open a new Mutual Funds account
- Set up a monthly, pre-authorized contribution, minimum of $100
- Following Step 1, book an appointment with us to set up your Mutual Funds account and pre-authorized contribution

This offer is only available to new, personal members who are residents of British Columbia. See terms and conditions.
To receive this offer, you can open your account online or in person at one of our branches.
- 1 direct deposit for 3 months consecutive
- Make at least 15 everyday transactions within 3 months
- Set up a new investment and pre-authorized contribution (min. $100 monthly)
Switching your banking to Coast Capital is easy, but we’ve also given you ample time to complete all the eligibility requirements to ensure you get your bonus.
Here’s when you can expect your $300 welcome cash bonus, which will be automatically deposited into your new account if you meet all the requirements;
If you create an account and start criteria within first 60 days during; | 60 days following criteria completion, you’ll get your $300 bonus between; |
---|---|
March 2023 | August - October 2023 |
April 2023 | September - November 2023 |
May 2023 | October - December 2023 |
June 2023 | November 2023 - January 2024 |
Your payout will depend on when you start your offer criteria.
You can earn a $100 bonus immediately following setting up your new pre-authorized contribution (min. $100 monthly) to your new investment.
Following account creation, you can book an appointment with one of our advisors to set up a Mutual Funds account and your pre-authorized contribution (min. $100 monthly). Once completed, you will be eligible to receive the $100, which will be deposited directly to your chequing account.
I am a Coast Capital small business member; do I qualify if I open a personal account?
- Log in to digital banking through a computer or our mobile app.
- Select from the menu, Account Overview, then Download Void Cheque and select the account you want the Void Cheque for.
- Click the Export button to download a PDF file containing your void cheque. Save or print this PDF to provide a digital or physical copy to your employer.
Open your account in as little as 5 minutes.
- Read New Member Offer terms and conditions here.
- Transactions include cheques, Coast Capital Savings® and EXCHANGE Network ATM withdrawals, Interac® Direct Payment, preauthorized payments, Coast-by-Phone® bill payments, Coast Online® Banking bill payments and in-branch withdrawals, transfers and bill payments. Deposits and self-serve (Coast Capital Savings® ATM, Coast-by-Phone® and Coast Online® Banking) transfers are free.Additional network ATM transactions are subject to the fees listed. Surcharges from other financial institution ATMs are excluded.
- Fee savings based on comparisons to average fees on chequing products charged by other Canadian financial institutions.