Get up to $500* cash when you become a member.


Plus, no monthly fees with our free chequing account.*Conditions apply.

We're member owned. So what matters to you, matters to us.

With rising prices and interest rates, we can all use a little extra cash. For a limited time, get up to $500 cash when you become a Coast Capital member1. Get started by simply opening a Free Chequing, Free Debit, and More Account® and enjoy perks like no monthly fees, free day-to-day transactions3 and no minimum balance required. That's an average savings of up to $200 annually compared to other financial institutions.2

Become a member today.

Take advantage of this limited-time offer now. Follow the steps below to learn how to get up to $500.

Know the steps below already? Get started right away.

Switch to Coast Capital and get up to $500 cash.1

It's simple - just add your payroll, use your debit card, and set up automatic savings into a Mutual Fund account with Coast Capital.
Step 1 - Become a member

By opening a Free Chequing, Free Debit, and More Account®, with no minimum balance required.

  • No monthly fee
  • Unlimited day-to-day transactions3
  • Free eStatements
  • Click here for service fees on services that are not included with this account.
  • Download our account guide

Step 2 - Earn $4001

By setting up and maintaining the below activities within the first two months of account opening.

We’ll make it easy by emailing you the instructions after you open your account.

  • 1 direct deposit Your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. for 3 months consecutive
  • Make at least 15 everyday transactions These are transactions like withdrawals, e-transfers, and debits that one would perform day-to-day. Direct deposits and pre-authorized payments count too. within 3 months of account opening

Step 3 - Earn $1001

By growing your savings with a regular, automatic contribution to a new Mutual Funds account.

  • Open a new Mutual Funds account
  • Set up a monthly, pre-authorized contribution, min. of $100
  • Following Step 1, book an appointment with us to set up your Mutual Funds account and pre-authorized contribution.
See terms and conditions for full details.

Make more when you save more.

Get a cash bonus of up to $1,000.

For a limited time, get up to $1,0004 when you transfer investments into mutual funds with Coast Capital.

Investment Cash Bonus
$50,000 - $100,000 Up to $200
$100,000.01 - $200,000 Up to $400
$200,000.01 - $300,000 Up to $600
$300,000.01 - $400,000 Up to $800
$400,000.01 - $500,000 Up to $1,000
$500,000.01 or more $1,000
We've answered your most popular FAQs.

This offer is only available to new, personal members who are residents of British Columbia. See terms and conditions.

To receive this offer, you can open your account online or in person at one of our branches. In as little as 5 minutes, open an account through our digital membership opening, but you can also visit one of our branches.

To earn $400, within the first 2 months following account creation, set up and maintain;
  • 1 direct deposit for 3 months consecutive
  • Make at least 15 everyday transactions within 3 months
To earn $100;
  • Set up a new investment and pre-authorized contribution (min. $100 monthly)

Switching your banking to Coast Capital is easy, but we’ve also given you ample time to complete all the eligibility requirements to ensure you get your bonus.

Here’s when you can expect your $400 cash bonus, which will be automatically deposited into your new account if you meet all the requirements;

If you create an account and start criteria within first 60 days during; 60 days following criteria completion, you’ll get your $400 bonus between;
September 2022 February - April 2023
October 2022 March - May 2023
November 2022 April - June 2023
December 2022 May - July 2023

Your payout will depend on when you start your offer criteria.

You can earn your $100 bonus immediately following setting up your new pre-authorized contribution (min. $100 monthly) to your new investment.

Following account creation, you can book an appointment with one of our advisors to set up a Mutual Funds account and your pre-authorized contribution (min. $100 monthly). Once completed, you will be eligible to receive the $100, which will be deposited directly to your chequing account.

I am a Coast Capital small business member; do I qualify if I open a personal account?
Yes, as long as you are a new personal banking member and have never had a previous personal account. To open a personal membership follow the steps to open an account online or in branch.

Can I earn multiple bonuses by opening multiple accounts?
No. You are only eligible for one bonus.

Do I get the bonus if I open a joint account?
Yes. If you are a new personal member to Coast Capital. If the criteria is met on the joint account, you are only eligible for a single Cash Bonus Offer.

I’m an existing member at Coast Capital, if I open a joint account with another person, do they get the bonus?
Yes. If you add a new member to a joint account, the new member will be eligible for the bonus. Joint Accounts and Joint Memberships are only eligible for a single Cash Bonus Offer.

I’m an existing member at Coast Capital, can I open a new one to get the bonus?
No. Current and past personal members do not qualify for this offer.

I used to have an account with Coast Capital, am I eligible?
No. If you’ve had a previous personal membership with Coast Capital, you are not eligible for this offer.

How do I set up a direct deposit?
  1. Log in to digital banking through a computer or our mobile app.
  2. Select from the menu, Account Overview, then Download Void Cheque and select the account you want the Void Cheque for.
  3. Click the Export button to download a PDF file containing your void cheque. Save or print this PDF to provide a digital or physical copy to your employer.

How do I know if my direct deposit is eligible?
In order to be eligible for the bonus, your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. Check the terms and conditions for more details.

How do I check if I have made 15 eligible transactions?
The easiest way to track eligible transactions is through our personal financial management tool, Money Manager, located in online banking and the Coast Mobile app. Learn about your spending habits, set budgets, track your progress towards your goals and pay down your debt more effectively. Once you have set up Money Manager, simply check your transactions. (Exclusions: Account or service charges and account to account transfers.) Transactions like point of sale, e-Tranfers, direct deposits and pre-authorized debits count towards your eligible transactions.

Why was my application denied?
There are a number of reasons an application may be declined. If your online application was declined please contact us.

As a financial cooperative, all Coast Capital members are owners.

So the success of our members really is our top priority and we actually care how things turn out.

Join us and experience the difference a real financial partner makes.

Real Partnership Real Partnership
When you're a Coast Capital member, we're with you every step of the way because your success is our success. We deeply value real human connection and that's why for over 80 years, we've been a trusted partner for our members. The more we understand you personally, the better we can help you create the real life you want today.
Real Advice Real Advice

We want you to feel confident that you're on the right path to achieving what matters to you. Our members are our only shareholders, so if it matters to you, it matters to us. Our focus is to educate and guide our members to the right financial solutions and to provide clear, simple, and personalized advice to maximize your results.

Real Impact Real Impact

Our commitment to our members is to more than just their financial needs, it's also to their community. As a Certified B Corp, we want a more inclusive and sustainable world for all so we reinvest 10% of our profits each year back into the communities we work, live and serve in. And your membership is what helps make this all happen.

Take advantage of this limited-time offer.

Open your account in as little as 5 minutes.

Looking to become a business banking member?

For a limited time, get up to $500* when you become a business member. *Conditions apply. Learn more 

  1. Read full $500 offer terms and conditions here.
  2. Fee savings based on comparisons to average fees on chequing products charged by other Canadian financial institutions.
  3. Transactions include cheques, Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital Savings accounts), and withdrawals. Deposits and electronic transfers (between Coast Capital Savings accounts) Coast Capital Savings® ATM, Coast-by-Phone®, Coast Mobile® Banking and Coast Online are free. Excludes e-Transfer fees. Sending an e-Transfer is $1.50 each; receiving e-Transfers is free.
  4. Read Investment Bonus Offer terms and conditions here.
Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds.