Get up to $350* when you become a member.

LIMITED TIME

Plus, save up to $200 a year2 in account fees with our Free Chequing, Free Debit, and More Account®. *Conditions apply.

A real reason to switch.

For a limited time, get up to $350 when you become a Coast Capital member1. Plus, save up to $200 on account fees annually2. Get started by simply opening a Free Chequing, Free Debit, and More Account® and enjoy perks like no monthly fee, free day-to-day transactions and no minimum balance required.

Become a member today.

Take advantage of this limited-time offer now. Follow the steps below to learn how to get up to $350. Know the steps below already? Get started right away.


Switch to Coast Capital and get up to $350.

Plus save up to $200 a year on annual fees with Free Chequing, Free Debit & More Account®.2
Step 1 - Become a member

By opening a Free Chequing, Free Debit, and More Account®3, with no minimum balance required.


  • No monthly fee
  • Unlimited day-to-day transactions
  • Free eStatements
  • Click here for service fees on services that are not included with this account.
  • Download our account guide



Step 2 - Earn $3001

By setting up and maintaining the below activities within the first two months of account opening.


We’ll make it easy by emailing you the instructions after you open your account.

  • 1 direct deposit Your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. for 3 months consecutive
  • Make at least 15 everyday transactions These are transactions like withdrawals, e-transfers, and debits that one would perform day-to-day. Direct deposits and pre-authorized payments count too. within 3 months of account opening



Step 3 - Earn $501

By growing your savings with a regular, automatic contribution to a new Mutual Funds account.


  • Open a new Mutual Funds account
  • Set up a monthly, pre-authorized contribution, min. of $50
  • Following Step 1, book an appointment with us to set up your Mutual Funds account and pre-authorized contribution.
See terms and conditions for full details.

Looking to become a business banking member?

For a limited time, get up to $300* when you become a member. *Conditions apply. Learn more 

We’re member owned. That means if it matters to you, it matters to us.

As a financial cooperative, all Coast Capital members are owners.  So the success of our members really is our top priority and we actually care how things turn out.

Real Partnership Real Partnership
When you're a Coast Capital member, we're with you every step of the way because your success is our success. We deeply value real human connection and that's why for over 80 years, we've been a trusted partner for our members. The more we understand you personally, the better we can help you create the real life you want today.
Real Advice Real Advice

We want you to feel confident that you're on the right path to achieving what matters to you. Our members are our only shareholders, so if it matters to you, it matters to us. Our focus is to educate and guide our members to the right financial solutions and to provide clear, simple, and personalized advice to maximize your results.

Real Impact Real Impact

Our commitment to our members is to more than just their financial needs, it's also to their community. As a Certified B Corp, we want a more inclusive and sustainable world for all so we reinvest 10% of our profits each year back into the communities we work, live and serve in. And your membership is what helps make this all happen.

We've answered your most popular FAQs.

This offer is only available to new, personal members who are residents of British Columbia. See terms and conditions.
To receive this offer, you can open your account online or in person at one of our branches. It takes less than 5 minutes to open an account through our digital membership opening, but you can also visit one of our branches.
To earn $300, within the first 2 months following account creation, set up and maintain;
  • 1 direct deposit for 3 months consecutive
  • Make at least 15 everyday transactions within 3 months
To earn $50;
  • Set up a new investment and pre-authorized contribution (min. $50 monthly)

Switching your banking to Coast Capital is easy, but we’ve also given you ample time to complete all the eligibility requirements to ensure you get your bonus.

Here’s when you can expect your $300 bonus, which will be automatically deposited into your new account if you meet all the requirements;

If you create an account and start the criteria within first 60 days beginning: 60 days following your criteria completion, you’ll get your $300 bonus between:
August, 2021 January- March, 2022
September, 2021 February 2022 - April, 2022
October, 2021 March 2022 - May, 2022

You can earn your $50 bonus following setting up your new pre-authorized contribution (min. $50 monthly) to your new investment.

Following account creation, you can book an appointment with one of our advisors to set up a Mutual Funds account and your pre-authorized contribution (min. $50 monthly). Once completed, you will be eligible to receive the $50, which will be deposited directly to your chequing account.


I am a Coast Capital small business member; do I qualify if I open a personal account?
Yes, as long as you are a new personal banking member and have never had a previous personal account. To open a personal membership follow the steps to open an account online or in branch.

Can I earn multiple bonuses by opening multiple accounts?
No. You are only eligible for one bonus.

Do I get the bonus if I open a joint account?
Yes. If you are a new personal member to Coast Capital. If the criteria is met on the joint account, you are only eligible for a single Cash Bonus Offer.

I’m an existing member at Coast Capital, if I open a joint account with another person, do they get the bonus?
Yes. If you add a new member to a joint account, the new member will be eligible for the bonus. Joint Accounts and Joint Memberships are only eligible for a single Cash Bonus Offer.

I’m an existing member at Coast Capital, can I open a new one to get the bonus?
No. Current and past personal members do not qualify for this offer.

I used to have an account with Coast Capital, am I eligible?
No. If you’ve had a previous personal membership with Coast Capital, you are not eligible for this offer.

How do I set up a direct deposit?
  1. Log in to digital banking through a computer or our mobile app.
  2. Select from the menu, Account Overview, then Download Void Cheque and select the account you want the Void Cheque for.
  3. Click the Export button to download a PDF file containing your void cheque. Save or print this PDF to provide a digital or physical copy to your employer.

How do I know if my direct deposit is eligible?
In order to be eligible for the bonus, your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. Check the terms and conditions for more details.

How do I check if I have made 15 eligible transactions?
The easiest way to track eligible transactions is through our personal financial management tool, Money Manager, located in online banking and the Coast Mobile app. Learn about your spending habits, set budgets, track your progress towards your goals and pay down your debt more effectively. Once you have set up Money Manager, simply check your transactions. (Exclusions: Account or service charges and account to account transfers.) Transactions like point of sale, e-Tranfers, direct deposits and pre-authorized debits count towards your eligible transactions.

Why was my application denied?
There are a number of reasons an application may be declined. If your online application was declined please contact us.
Take advantage of this limited-time offer.

Open your account in as little as 5 minutes.


  1. Read full $350 offer terms and conditions here.
  2. Fee savings based on comparisons to average fees on chequing products charged by other Canadian financial institutions.
  3. Transactions include Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments and withdrawals. Deposits and self-serve transfers are free. Additional fees may be charged by third parties as part of the transaction amount. International ATM Fee: $5.00 each plus 2% administration fee on transaction amount. International POS fee for High-Interest Savings Account: $5.00 each plus 2% administration fee on transaction amount. The ‘transaction amount’ we use to calculate the commission is the amount of the POS or ATM request we receive and pay from your account to settle your international ATM or POS transaction. The ATM or POS request we receive is in Canadian dollars. Any currency conversion to calculate the Canadian dollar transaction amount is done by a third party in the electronic network your debit request comes through on. We do not set the rates for or complete those currency conversions. Fees or commissions of third parties involved in processing your international ATM or POS transaction may also be included in the transaction amount.
Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds.