It pays to become a member - in more ways than one
Chequing account bonus
Credit card bonus
Savings account bonus
- Become a new member and choose the chequing account below that’s right for you
- Start the online application by clicking “Open account”Complete the application in as little as 5 minutes online.
- Add and maintain an eligible payroll or direct deposit
Your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment.Must set up within 60 days of account opening and then maintain for 90 consecutive days (with at least one deposit per month).
- Unlimited day-to-day transactions†
- Sending an e-Transfer $1.50 each; receiving e-Transfers is free
- Free withdrawals and deposits at 4,000+ ding‐free® ATMs across Canada
- Free eStatements (online)‡
- Overdraft Protection on approved credit
- Read our service fees
Terms and Conditions
† Transactions include cheques drawn on the account, Coast Capital ® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free and unlimited.
‡ Low-Cost Account: Our Free Chequing, Free Debit & More Account meets our public commitment to ensure that members have access to basic banking services at a nominal cost. If printed statements are requested instead of eStatements, this account costs $3/month. If you are a student, youth, Guaranteed Income Supplement recipient, or Registered Disability Savings Plan (RDSP) beneficiary, you may request printed statements at no charge. Call our Advice Centre or visit a branch to find out more information.
◊ Read cash offer terms and conditions
Close- Unlimited day-to-day transactions†, including free Interac e-Transfers
- One free book of 25 single Canadian cheques per year
- Free paper or eStatements
- Plus, ID Assist® 24/7 online identity theft protection monitoring for no extra charge (value $96/year)
- Read our service fees
Terms and Conditions.
† Transactions include cheques drawn on the account, Coast Capital® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free & unlimited.
‡ Pay $0/month if you:
- are 25 years of age or younger; or
- are 59 years of age or older; or
- maintain a minimum $4,000 daily balance at all times throughout the calendar month.
Or pay $3.50/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible payroll or direct deposit transaction codes include the following transaction code types: Payroll (200-207), Pension (230-233, 310-312, and 315-316), Govt Payment (313, 318, 328 and 600-607), or deposits from employers approved by Coast Capital (Doordash, Skip the Dishes, Uber, Uber Eats, Lyft, Avon, Youngliving, Fantuan Asian Food Delivery).
ID Assist®, Sigma Loyalty Group Inc. and all associated marks and logos are trademarks owned or used under license.
◊ Read cash offer terms and conditions
CloseCoast Capital Elevate Chequing Account
- Premium banking benefits like free Interac e-Transfers, more included ATM transactions, credit card rebates and more
- Plus, free access to Coursera’s 13,000+ online courses and professional certificates (value $538/year)‡
- And ID Assist® 24/7 online identity theft protection monitoring with password manager (value $156/year)
- Read our service fees
Terms and Conditions.
† Pay $8.50/month if you:
- are 25 years of age or younger; or
- are 59 years of age or older; or
- maintain a minimum $4,000 daily balance at all times throughout the calendar month.
Or pay $11.95/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible payroll or direct deposit transaction codes include the following transaction code types: Payroll (200-207), Pension (230-233, 310-312, and 315-316), Govt Payment (313, 318, 328 and 600-607), or deposits from employers approved by Coast Capital (Doordash, Skip the Dishes, Uber, Uber Eats, Lyft, Avon, Youngliving, Fantuan Asian Food Delivery).
‡ Coursera is an online learning platform offering multiple continuing education opportunities from leading universities and institutions. The products offered by Coursera can, but do not guarantee to, help users advance, relaunch, or improve their earning potential in their careers. As a bonus on their Coast Capital Elevate Chequing Account, a primary account holder will receive one (1) free Coursera for Business license for the account holder’s personal use. This license will be associated with the primary account holder’s email address on Coast Capital’s records. The license can only be used with the associated email address to open a Coursera account. The license will be valid for the period the primary account holder maintains a Coast Capital Elevate Chequing Account in good standing. The license has a monetary value of $538 CAD per year or monthly monetary value of $79 CAD as of January 1, 2024. Limit of one (1) license per primary account holder. No substitutions will be allowed. Coast Capital may allow, at its sole discretion, transfers of the license to another individual as decided by the primary account holder. The license may be subject to content, course, and program exclusions or limitations at the sole discretion of Coursera. The use of the license will be exclusively subject to Coursera’s terms, conditions, and policies. Details regarding Coursera’s products, terms, conditions, and policies can be found at https://www.coursera.org/
ID Assist®, Sigma Loyalty Group Inc. and all associated marks and logos are trademarks owned or used under license.
World Mastercard®- 3 points for every $1 spent on groceries ($20K cap)†
- 2 points for every $1 spent on dining & entertainment ($15K cap)‡
- 1 point for every $1 spent on all other purchases*
- Purchase Protection, Extended Warranty Insurance, Auto Rental Collision/ Loss Damage Insurance, and Mobile Device Insurance**
- Emergency Health Care, Travel Assistance, Baggage coverage & Trip Cancellation coverage∝
- Exclusive BenefitsÞ
† If annual GROCERY purchase volume on a World Mastercard exceeds $20,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
‡ If annual combined ENTERTAINMENT and DINING purchase volume on a World Mastercard or Visa Infinite Card exceeds $15,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
* Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.
** Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online. Insurance coverage is subject to change.
∝ Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.
Þ Terms & conditions apply. Visit www.mastercard.ca/en-ca/personal/security-benefits/card-benefits.html for more details.
◊ Read New Member Offer terms and conditions
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Cash Back World Elite Mastercard®- 4 points for every $1 spent on grocery and sustainable transit ($20K cap)†
- 2 points for every $1 spent on select recurring bills, digital streaming, and dining ($20K cap)‡
- 1 point for every $1 spent on all other purchases*
- Purchase Protection, Extended Warranty Insurance, Auto Rental Collision/ Loss Damage Insurance and Mobile Device Insurance**
- Emergency Health Care, Travel Assistance & Baggage coverage ∝
- Exclusive BenefitsÞ
Terms and Conditions
† If annual GROCERY purchase volume on a World Mastercard exceeds $20,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
‡ If annual combined ENTERTAINMENT and DINING purchase volume on a World Mastercard or Visa Infinite Card exceeds $15,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
* Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.
** Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online. Insurance coverage is subject to change.
∝ Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.
Þ Terms & conditions apply. Visit www.mastercard.ca/en-ca/personal/security-benefits/card-benefits.html for more details.
◊ Read New Member Offer terms and conditions
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Classic Mastercard®- Purchase Protection, Extended Warranty Insurance, and Mobile Device Insurance†
Terms and Conditions
† Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online. Insurance coverage is subject to change.
◊ Read New Member Offer terms and conditions
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Centra Gold Mastercard®- 1 point for every $1 spent on all purchases†
- Purchase Protection, Extended Warranty Insurance, and Mobile Device Insurance‡
Terms and Conditions
† Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.
‡ Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online. Insurance coverage is subject to change.
◊ Read New Member Offer terms and conditions
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Cash Back Mastercard®- 1 point for every $1 spent on grocery†, gas‡, sustainable transit‡, select recurring bills* and digital streaming purchases* ($5k cap)
- 0.5 points for every $1 spent on all other purchases**
- Purchase Protection, Extended Warranty Insurance, and Mobile Device Insurance∝
Terms and Conditions
† If annual GROCERIES purchase volume on a Cash Back Card exceeds $5,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
‡ If the combined annual GAS and SUSTAINABLE TRANSIT purchase volume on a Cash Back Card exceeds $5,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
* If the combined annual select RECURRING BILLS and DIGITAL STREAMING purchase volume on a Cash Back Card exceeds $5,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
** Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.
∝ Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online. Insurance coverage is subject to change.
◊ Read New Member Offer terms and conditions
CloseUnlock an additional 3.7% bonus interest rate with a new High-Interest Savings Account
- Become a new member and open a non-registered High-Interest Savings Account by December 1, 2025.As a new member you must also be the primary account holder to qualify.
- Until January 31, 2026, earn a 3.7% per annum bonus interest rate on new deposits up to $500,000 CAD total - that's a total interest rate of X.XX%. The bonus interest is in addition to the regular posted interest rate (rate subject to change).
- The bonus interest will be posted as a separate entry after the regular interest is posted (can be up to 10 business days afterwards). Note: Membership share must be funded to receive interest payments. Total interest is accrued daily, and paid at the end of each eligible month.