It pays to become a member - in more ways than one
Chequing account bonus
Credit card bonus
Savings Account bonus
- Become a new member and choose a chequing account below that’s right for you
- Start the online application by clicking “Open account”Complete the application in as little as 5 minutes
- Add and maintain an eligible payroll or direct deposit
Your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment.Must set up within 60 days of account opening and then maintain for 90 consecutive days (with at least one deposit per month).
Free Chequing, Free Debit, and More Account®
- Unlimited day-to-day transactions†
- Sending an e-Transfer $1.50 each; receiving e-Transfers is free
- Free withdrawals and deposits at 4,000+ ding‐free® ATMs across Canada
- Free eStatements (online)‡
- Overdraft Protection on approved credit
- Read our service fees
Terms and Conditions
† Transactions include cheques drawn on the account, Coast Capital ® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free and unlimited.
‡ Low-Cost Account: Our Free Chequing, Free Debit & More Account meets our public commitment to ensure that members have access to basic banking services at a nominal cost. If printed statements are requested instead of eStatements, this account costs $3/month. If you are a student, youth, Guaranteed Income Supplement recipient, or Registered Disability Savings Plan (RDSP) beneficiary, you may request printed statements at no charge. Call our Advice Centre or visit a branch to find out more information.
◊ Read cash offer terms and conditions
Close- Unlimited day-to-day transactions†, including free Interac e-Transfers
- One free book of 25 single Canadian cheques per year
- Free paper or eStatements
- Plus, ID Assist® 24/7 online identity theft protection monitoring for no extra charge (value $96/year)
- Read our service fees
Terms and Conditions.
† Transactions include cheques drawn on the account, Coast Capital® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free & unlimited.
‡ Pay $0/month if you:
- are 25 years of age or younger; or
- are 59 years of age or older; or
- maintain a minimum $4,000 daily balance at all times throughout the calendar month.
Or pay $3.50/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible payroll or direct deposit transaction codes include the following transaction code types: Payroll (200-207), Pension (230-233, 310-312, and 315-316), Govt Payment (313, 318, 328 and 600-607), or deposits from employers approved by Coast Capital (Doordash, Skip the Dishes, Uber, Uber Eats, Lyft, Avon, Youngliving, Fantuan Asian Food Delivery).
ID Assist®, Sigma Loyalty Group Inc. and all associated marks and logos are trademarks owned or used under license.
◊ Read cash offer terms and conditions
CloseCoast Capital Elevate Chequing Account
- Premium banking benefits like free Interac e-Transfers, more included ATM transactions, credit card rebates and more
- Plus, free access to Coursera’s 13,000+ online courses and professional certificates (value $538/year)‡
- And ID Assist® 24/7 online identity theft protection monitoring with password manager (value $156/year)
- Read our service fees
Terms and Conditions.
† Pay $8.50/month if you:
- are 25 years of age or younger; or
- are 59 years of age or older; or
- maintain a minimum $4,000 daily balance at all times throughout the calendar month.
Or pay $11.95/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible payroll or direct deposit transaction codes include the following transaction code types: Payroll (200-207), Pension (230-233, 310-312, and 315-316), Govt Payment (313, 318, 328 and 600-607), or deposits from employers approved by Coast Capital (Doordash, Skip the Dishes, Uber, Uber Eats, Lyft, Avon, Youngliving, Fantuan Asian Food Delivery).
‡ Coursera is an online learning platform offering multiple continuing education opportunities from leading universities and institutions. The products offered by Coursera can, but do not guarantee to, help users advance, relaunch, or improve their earning potential in their careers. As a bonus on their Coast Capital Elevate Chequing Account, a primary account holder will receive one (1) free Coursera for Business license for the account holder’s personal use. This license will be associated with the primary account holder’s email address on Coast Capital’s records. The license can only be used with the associated email address to open a Coursera account. The license will be valid for the period the primary account holder maintains a Coast Capital Elevate Chequing Account in good standing. The license has a monetary value of $538 CAD per year or monthly monetary value of $79 CAD as of January 1, 2024. Limit of one (1) license per primary account holder. No substitutions will be allowed. Coast Capital may allow, at its sole discretion, transfers of the license to another individual as decided by the primary account holder. The license may be subject to content, course, and program exclusions or limitations at the sole discretion of Coursera. The use of the license will be exclusively subject to Coursera’s terms, conditions, and policies. Details regarding Coursera’s products, terms, conditions, and policies can be found at https://www.coursera.org/
ID Assist®, Sigma Loyalty Group Inc. and all associated marks and logos are trademarks owned or used under license.
- 3 points for every $1 spent on groceries ($20K cap)9
- 2 points for every $1 spent on dining & entertainment ($15K cap)10
- 1 point for every $1 spent on all other purchases1
- Purchase Protection, Extended Warranty Insurance, Auto Rental Collision/ Loss Damage Insurance, and Mobile Device Insurance7
- Emergency Health Care3, Travel Assistance, Baggage coverage & Trip Cancellation coverage8
- Exclusive Benefits*
Terms and Conditions.
†For full details, please see the Rewards Terms & Conditions of this card.
* Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.
** Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. For details of the coverage, refer to your insurance contract here. Some conditions and restrictions apply. Insurance coverage is subject to change.
® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. ®Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
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Cash Back World Elite® Mastercard- 4 points for every $1 spent on grocery and sustainable transit ($20K cap)9
- 2 points for every $1 spent on select recurring bills, digital streaming, and dining ($20K cap)10
- 1 point for every $1 spent on all other purchases1
- Purchase Protection, Extended Warranty Insurance, Auto Rental Collision/ Loss Damage Insurance and Mobile Device Insurance7
- Emergency Health Care3, Travel Assistance & Baggage coverage 8
- Exclusive Benefits*
Terms and Conditions.
†For full details, please see the Rewards Terms & Conditions of this card.
* Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.
** Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. For details of the coverage, refer to your insurance contract here. Some conditions and restrictions apply. Insurance coverage is subject to change.
® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. ®Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.
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Classic Mastercard®- Purchase Protection, Extended Warranty Insurance, and Mobile Device Insurance7
Terms and Conditions.
* Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.
® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. ®Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
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Centra Gold Mastercard®Terms and Conditions.
* Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.
® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. ®Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
†No reward limits on select cards. For full details, please see the Rewards Terms & Conditions of this card.
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Cash Back Mastercard®Terms and Conditions.
†For full details, please see the Rewards Terms & Conditions of this card.
*Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.
® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. ®Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
CloseUnlock an additional 3.7% bonus interest rate with a new High-Interest Savings Account
- Become a new member and open a non-registered High-Interest Savings Account by December 1, 2025.As a new member you must also be the primary account holder to qualify.
- For a limited time, get a 3.7% bonus savings rate - that's a total interest rate of X.XX%. The bonus interest is in addition to the regular posted interest rate.
- The bonus interest will be posted as a separate entry after the regular interest is posted (can be up to 10 business days afterwards). Note: Membership share must be funded to receive interest payments. Total interest is accrued daily, and paid at the end of each eligible month.