We'll help find the right investment solutions for you.

How you invest is actually more important than how much you invest. That’s why we take the time to understand your unique goals to make sure your money is working as hard as possible. No matter what stage of investing you’re in, our Investment Team can help you minimize your debt, maximize your investments, and reach your goals.

Talk to us today.

Our Investment Team works in your best interest to help you get the most out of your hard-earned savings.

Book your complimentary one-hour appointment.



What type of product are you interested in?

Safe Bet, No Sweat®
3-Year Market-Linked Term Deposit

Guarantee your principal investment and earn up to 1.80% based on stock market performance.

  • Earn a minimum of 0.33% and a maximum of 1.80%
  • Interest is compounded annually and paid at maturity
  • Only $500 to get started
  • No commissions or management fees
  • Available in Non-registered and Registered Account such as an RRSP or TFSA

Call 1.844.517.7763

1-Year Better Than Cash® Term Deposit

A flexible term deposit/GIC that pays like a locked-in rate, but it's redeemable after 6 months without penalty on interest payable.

0.60 %

  • Redeemable after 6 months without penalty on interest payable1.

  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA

  • Check out our Help and Support Page for more information


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Disclosure

Offer subject to change without notice at any time. Interest rates are guaranteed and are calculated on a per annum basis. Minimum investment of $500; eligible for non-registered, TFSA, RRSP, RRIF, and RESP contributions.

1. Term deposit is redeemable after 6 months without penalty on interest payable.

Better-than-cash term deposit opened before November 1, 2018 can be redeemed with interest on a different date. Contact us for details.

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15-Month Non-
Redeemable Term Deposit

Get a high return on a shorter-term commitment.

0.90 % 1
  • Available as RRSP, RIF, TFSA, RESP
  • Only need $500 to get started
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Terms & Conditions

1. Offers subject to change without notice at any time. Interest rates are calculated annually and accrued daily. Minimum investment of $500; eligible for non-registered, TFSA, RRSP, RRIF, and RESP contributions.

Term deposit rates subject to change. Rate holds are not eligible for the promotional offers. Coast Capital Savings Federal Credit Union reserves the right to terminate the Offer at any time.

Minimum investment of $500 required.



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Safe Bet, No Sweat® Market-Linked Term Deposit

Tap into the stock market with this term deposit/GIC where the return is based on the performance of an underlying market index¹.

  • 1, 3 or 5 year term available
  • Potential to earn higher returns linked to stock market performance
  • Principal investment protected
  • Interest is compounded annually and paid at maturity
  • Only $500 to get started
  • No commissions or management fees
  • Choose from a globally diversified or Canadian financial services term deposit
  • Available in Non-registered and Registered Account such as an RRSP or TFSA
  • View current and past offers

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Disclosure

The variable return can only be known at maturity, and may be 1.60% for the 1 year term, 3.00% for the 3 year term or nil for the 5 year term. These investments cannot be transferred or redeemed and we will not pay any interest or principal before maturity; maximum annual returns are compounded annually. Terms and conditions apply. The data provided is for informational purposes, and past performance is not necessarily indicative of future returns.

On January 2, 2018, Agrium Inc. (AGU CT) and Potash Corporation of Saskatchewan (POT CT) merged to form the new company Nutrien Ltd (NTR CT). This event requires an adjustment of the performance monitoring for both the 3 year and 5 year Safe Bet, No Sweat term deposit products issued between August 19, 2016 and February 21, 2017 inclusive. The two former companies, AGU and POT, were replaced by the new company NTR at the opening of markets on January 2, 2018. The respective performances of AGU and POT will apply to the new company, with adjustment factors for the calculation of the performance as follows:

- For AGU CT, the adjustment factor by which the starting price must be multiplied is 0.44843 (1 / 2.23)

- For POT CT, the adjustment factor by which the starting price must be multiplied is 2.5 (1 / 0.4)

For additional information, please phone our Contact Centre at 1.888.517.7000.

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The Low-fee, More-for-me Mutual Funds®

Our family of mutual funds gives you more of what you want: conservative management, simplicity and affordability.

  • Lower management expense ratio fees
  • Conservative fund management
  • Simple and flexible to fit your investment goals, life-stage and risk tolerance
  • Start with a $50 monthly contribution or a minimum investment of $1,000
  • Broad selection of investment choices
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
Read the not-so-fine print

Disclosure

The Low-fee, More-for-me Mutual Funds® are managed by SEI Investments Canada Company. Worldsource Financial Management provides mutual funds and services. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses all may be related with mutual fund investments. Please read the Fund Facts carefully before investing.

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Additional Mutual Funds

Through our preferred partners SEI, Fidelity, NEI, CI and Guardian Capital, we offer a number of professionally managed and reputable mutual funds.

  • Not locked in, so you can buy or sell mutual funds at any time
  • Most mutual funds have a minimum investment of $1,000
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
  • Many other mutual fund brands can be transferred for consolidated fund management
Read the not-so-fine print

Disclosure

Coast Capital Savings Credit Union provides service and advice related to deposit, loan and mortgage products. Coast Capital Financial Management Ltd. provides service and advice related to life insurance, segregated funds and annuities. Worldsource Financial Management Inc. provides service and advice related to mutual funds. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the Fund Facts before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation (CDIC) or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.

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Online Investing

Ready to self-manage your investments? We are pleased to partner with Qtrade Investor, Canada’s leading online discount brokerage.

  • Easy-to-use online and mobile trading platforms
  • Low commissions and independent research tools
  • Wide range of investments available including stocks, bonds, GICs, mutual funds and options, plus new issues/IPOs
  • Over 100 exchange-traded funds (ETFs) that you can buy commission-free
  • Discounted trading commissions for those who trade often or have a larger account balance
  • No administration fees when you maintain a minimum account balance
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
Read the not-so-fine print

Disclosure:

Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc.

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Need a hand?

Our experienced Investment Team can help plan the right solutions for your financial goals.

  • Investment planning
  • Retirement planning
  • Education planning
  • Tax planning
  • Estate planning

Worldsource Financial Management

Worldsource logo

Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and subsidiary of Guardian Capital, a Canadian publicly-traded investment management company. Their expertise allows us to provide better products and services, online account access and reporting.

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.

Financial planner Financial planner

Meet Michael Hintz, CFP.

He's just one of our Certified Financial Planners® available to help you reach your financial goals. Our Financial Planners can develop financial solutions to help ensure you save for the future while living well today, whether you're planning your retirement, your child's education, or looking for ways to protect your family or business from the unexpected.

Our Investment Team is here to help:

  • Investment Team available at our Contact Centre, Mon-Sat, 8am-8pm
  • Financial Planners available at all our branch locations

Meet Michael Hintz, CFP.

He's just one of our Certified Financial Planners® available to help you reach your financial goals. Our Financial Planners can develop financial solutions to help ensure you save for the future while living well today, whether you're planning your retirement, your child's education, or looking for ways to protect your family or business from the unexpected.

Our Investment Team is here to help:

  • Investment Team available at our Contact Centre, Mon-Sat, 8am-8pm
  • Financial Planners available at all our branch locations

Like what you see? Here's more.

GROW YOUR MONEY
How to find right investment professional
Learn how to look for the right investment professional to help you reach all your financial goals.
MANAGING YOUR MONEY
Keeping a long-term view on the market
Learn all about why it's important to remind ourselves that market movements are normal, and markets do recover.
GROW YOUR MONEY
Pay Yourself First: the benefits of forced saving
Learn how to inject more certainty into your savings through a technique known as pay yourself first, or a little more dramatically forced savings.
Ready to invest?
Our Investment Team can help you figure out the best financial plan for your goals.
Call us at 1.888.517.7000 Mon-Fri, 8am-8pm; Sat, 8am-5pm.

CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the CDIC.


Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

Coast Capital Savings Federal Credit Union is a member of the CDIC. For information on changes to deposit insurance and the transition period, see our Statement of Transitional Coverage.

Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc. Qtrade is a registered mark owned by Aviso Wealth Inc.