Make your money, make more money.

You might want more space, more education or more vacation. We’ll work with you to find real solutions to achieve what's important to you and your loved ones. Meet with our Investment Team to make sure your money is working as hard as it can.

See a full list of our investment rates.

Talk to us today.

Your success really is our top priority. Connect with our Investment Team today by booking your complimentary appointment online or calling us at 1.888.517.7000.

Why invest with Coast Capital?

Real Partnership Real Partnership

As a member-owned financial cooperative for over 80 years, if it matters to you it matters to us. We work hard to understand members personally, so we can help you build a plan to live the real life you want.

Real Advice Real Advice

Our members are our shareholders, so your success is our success. Our focus is to educate and guide you to the right financial solutions with clear, simple and personalized advice that you can feel confident about.

Real Impact Real Impact

As a Certified B Corp we want a more sustainable world for all. That’s why we reinvest 10% of our profits to unlocking financial opportunities for our members, employees and communities to build better futures.

What type of product are you interested in?
16 Month Flex GIC
Flexibility with a great return.
0.90%
1 - 8 Months
6.80%
9 - 16 Months

  • Redeemable with interest after 30 days
  • Enjoy a guaranteed return where the longer you stay, the more it pays
  • Available in Non-registered only
  • Only need $500 to get started
Call 1.888.517.7000 or book an appointment online today.

† Read terms and conditions.

Terms and Conditions.

† Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum and accrued daily. Minimum investment of $500 ($250 for junior accounts). Choose interest to be paid every 8 months (compounding) or every 8 months (non-compounding). Partial or full redemptions allowed, subject to the minimum redemption amount of $500 ($250 for junior accounts) while maintaining minimum investment amount of $500 ($250 for junior accounts). The effective simple interest rate if held to maturity is 3.85% when averaging 0.90% for the first 8 months and 6.80% for the second 8 months of the term. No interest is payable if redeemed before 30 days. Rate holds are not eligible for the promotional offers.

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1 Year Better Than Cash® GIC
A redeemable GIC that pays like a locked-in investment.
2.90%

  • Redeemable after 6 months without penalty on interest payable
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
  • Only need $500 to get started
  • Check out our Help and Support Page for more information on how to open a GIC online

† Read terms and conditions.

Terms and Conditions.

† Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum and accrued daily. Minimum investment of $500. Eligible for non-registered, TFSA, RRSP and RRIF. Interest paid at maturity. No interest will be paid if you redeem this GIC within the first 6 months. Minimum redemption amount of $500 while maintaining the minimum investment amount. Rate holds are not eligible for the promotional offers.

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15 Month Non-
Redeemable GIC
Get a high return on a shorter-term commitment.
4.00%

  • Available in Non-registered and Registered Account such as an RRSP, RIF, RESP or TFSA
  • Only need $500 to get started
  • Non-redeemable prior to maturity
† Read terms and conditions.

Terms and Conditions.

† Offers subject to change or termination, without notice, at any time. Interest rates are calculated annually and accrued daily. Rate holds are not eligible for the promotional offers.



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Mutual Funds
We partner with leading Canadian Mutual Fund providers to curate portfolios of investment options to support your values, goals, timeframe and tolerance for risk.

  • Preferred partners include Guardian Capital, SEI, Fidelity, NEI and CI
  • Lower management expense ratio fees
  • Conservative fund management through an institutional-quality approach
  • ESG and responsible investing focus with our Sustainable Funds, managed and offered by Guardian Capital LP†
  • Available in Non-registered and Registered Accounts such as an RRSP, RRIF, RESP or TFSA
  • Most mutual funds have a minimum investment of $1,000
  • Not locked in, so you can buy or sell mutual funds at any time
† Read terms and conditions.

Terms and Conditions.

Guardian Capital LP is the Manager and Portfolio Manager of the Sustainable Funds. Worldsource Financial Management Inc. is the Principal Distributor of the Sustainable Funds.

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Market-Linked GIC
Tap into the stock market with this GIC where the return is based on the performance of an underlying market index.†

  • Potential to earn higher returns linked to stock market performance​
  • Principal investment protected​
  • Interest is compounded annually and paid at maturity​
  • Only $500 to get started​
  • No commissions or management fees​
  • Available in Non-registered and Registered Account such as an RRSP or TFSA
  • Non-redeemable prior to maturity

† Read terms and conditions.

Terms and Conditions.

† The variable return can only be known at maturity. These investments cannot be transferred or redeemed and will not pay any interest or principal before maturity. Product specific terms and conditions apply.

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Rising Rate GIC
Benefit from compound interest and the choice to redeem your money on each anniversary without penalty.
3.65%
Year 1
4.10%
Year 2
5.00%
Year 3

  • Only $500 to get started
  • Choice of earning compound or annual interest
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
† Read terms and conditions.

Terms and Conditions.

Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum and accrued daily. Minimum investment of $500. Eligible for non-registered, TFSA, RRSP and RRIF. Choose interest to be paid annually (compounding) or annually (non-compounding). Partial or full redemptions allowed on the annual anniversary date of the GIC. Minimum redemption amount of $500 while maintaining the minimum investment amount. Redemption outside the designated anniversary date is strictly prohibited. Rate holds are not eligible for the promotional offers.

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Online Investing
Ready to self-manage your investments? We are pleased to partner with Qtrade Investor, Canada’s leading online discount brokerage†

  • Easy-to-use online and mobile trading platforms
  • Low commissions and independent research tools
  • Wide range of investments available including stocks, bonds, GICs, mutual funds and options, plus new issues/IPOs
  • Over 100 exchange-traded funds (ETFs) that you can buy commission-free
  • Discounted trading commissions for those who trade often or have a larger account balance
  • No administration fees when you maintain a minimum account balance
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
† Read terms and conditions.

Terms and Conditions.

† Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc.

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Helpful Resources

Worldsource Financial Management

Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and subsidiary of Guardian Capital, a Canadian publicly-traded investment management company. Their expertise allows us to provide better products and services, online account access and reporting.

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.


Worldsource Financial Management

Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and subsidiary of Guardian Capital, a Canadian publicly-traded investment management company. Their expertise allows us to provide better products and services, online account access and reporting.

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.


Optimize your investment strategy

GROW YOUR MONEY
How to find right investment professional
Learn how to look for the right investment professional to help you reach all your financial goals.
MANAGING YOUR MONEY
Keeping a long-term view on the market
Learn all about why it's important to remind ourselves that market movements are normal, and markets do recover.
GROW YOUR MONEY
Pay Yourself First: the benefits of automatic savings.
Learn how to inject more certainty into your savings through a technique known as pay yourself first, or a little more dramatically automatic savings.

Real advice from real people.

We'll work with you to find real investment solutions to achieve what matters to you.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.


CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information


Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing.