Investment Products

INVESTMENTS

Make your money, make more money.

You might want more space, more education or more vacation. We’ll work with you to find real solutions to achieve what's important to you and your loved ones. Meet with our Investment Team to make sure your money is working as hard as it can.

See a full list of our investment rates.

Talk to us today.

Your success really is our top priority. Connect with our Investment Team today by booking your complimentary appointment online or calling us at 1.888.517.7000.

BOOK APPOINTMENT

Real Partnership

As a member-owned financial cooperative for over 80 years, if it matters to you it matters to us. We work hard to understand members personally, so we can help you build a plan to live the real life you want.

Real Advice

Our members are our shareholders, so your success is our success. Our focus is to educate and guide you to the right financial solutions with clear, simple and personalized advice that you can feel confident about.

Real Impact

As a Certified B Corp we want a more sustainable world for all. That’s why we reinvest 10% of our profits to unlocking financial opportunities for our members, employees and communities to build better futures.

3.25% ‡ _{1-year term}

Get your RRSP tax receipt† and then decide on your long-term investment later. Meet with our Investment Team when it's more convenient for you.
One time option to convert to another Coast Capital GIC or mutual fund before one year term ends
Only $500 to get started
Also available for purchase as RIF and TFSA registered accounts
Confirm your RRSP limit before making a contribution

Book an appointment or get started online.

GET STARTED

† Read terms and conditions.

Terms and Conditions.

† Get a printed copy of your RRSP tax receipt from a branch or a digital version will be emailed to you at the end of the month.

‡ Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum, accrued daily, and paid at maturity. Minimum investment of $500. Eligible for non-registered, TFSA, RRSP and RRIF. Rate holds are not eligible for the promotional offers.

4.25% †

Available in Registered Accounts such as an RRSP, RIF, RESP or TFSA
Only need $500 to get started
Non-redeemable prior to maturity

Get Started

† Read terms and conditions.

Terms and Conditions.

† Offers subject to change or termination, without notice, at any time. Interest rates are calculated annually and accrued daily. Rate holds are not eligible for the promotional offers.

Preferred partners include Guardian Capital, SEI, Fidelity, NEI and CI
Lower management expense ratio fees
Conservative fund management through an institutional-quality approach
ESG and responsible investing focus with our Sustainable Funds, managed and offered by Guardian Capital LP†
Available in Non-registered and Registered Accounts such as an RRSP, RRIF, RESP or TFSA
Most mutual funds have a minimum investment of $1,000
Not locked in, so you can buy or sell mutual funds at any time

Learn more

† Read terms and conditions.

Terms and Conditions.

† Guardian Capital LP is the Manager and Portfolio Manager of the Sustainable Funds. Worldsource Financial Management Inc. is the Principal Distributor of the Sustainable Funds.

1.00% †

1 - 8 Months

7.00% †

9 - 16 Months

Redeemable with interest after 30 days
Enjoy a guaranteed return where the longer you stay, the more it pays
Available in Non-registered only
Only need $500 to get started

Call 1.888.517.7000 or book an appointment online today.

BOOK APPOINTMENT

† Read terms and conditions.

Terms and Conditions.

† The effective simple interest rate if held to maturity is 4.00% when averaging 1.00% for the first 8 months and 7.00% for the second 8 months of the term. Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum and accrued daily. Minimum investment of $500 ($250 for junior accounts). Choose interest to be paid every 8 months (compounding) or every 8 months (non-compounding). Partial or full redemptions allowed, subject to the minimum redemption amount of $500 ($250 for junior accounts) while maintaining minimum investment amount of $500 ($250 for junior accounts). No interest is payable if redeemed before 30 days. Rate holds are not eligible for the promotional offers.

4.25 ^% †

Available in Non-registered and Registered Account such as an RRSP, RIF, RESP or TFSA
Only need $500 to get started
Non-redeemable prior to maturity

Get Started

† Read terms and conditions.

Terms and Conditions.

† Offers subject to change or termination, without notice, at any time. Interest rates are calculated annually and accrued daily. Rate holds are not eligible for the promotional offers.

Potential to earn higher returns linked to stock market performance
Principal investment protected
Interest is compounded annually and paid at maturity
Only $500 to get started
No commissions or management fees
Available in Non-registered and Registered Account such as an RRSP or TFSA
Non-redeemable prior to maturity

Learn more

† Read terms and conditions.

Terms and Conditions.

† The variable return can only be known at maturity. These investments cannot be transferred or redeemed and will not pay any interest or principal before maturity. Product specific terms and conditions apply.

3.60% †

Year 1

3.80% †

Year 2

4.20% †

Year 3

Only $500 to get started
Choice of earning compound or annual interest
Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA

Book appointment

† Read terms and conditions.

Terms and Conditions.

† Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum and accrued daily. Minimum investment of $500. Eligible for non-registered, TFSA, RRSP and RRIF. Choose interest to be paid annually (compounding) or annually (non-compounding). Partial or full redemptions allowed on the annual anniversary date of the GIC. Minimum redemption amount of $500 while maintaining the minimum investment amount. Redemption outside the designated anniversary date is strictly prohibited. Rate holds are not eligible for the promotional offers.

Easy-to-use online and mobile trading platforms
Low commissions and independent research tools
Wide range of investments available including stocks, bonds, GICs, mutual funds and options, plus new issues/IPOs
Over 100 exchange-traded funds (ETFs) that you can buy commission-free
Discounted trading commissions for those who trade often or have a larger account balance
No administration fees when you maintain a minimum account balance
Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA

CONNECT WITH US

† Read terms and conditions.

Terms and Conditions.

† Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc.

Worldsource Financial Management

Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and subsidiary of Guardian Capital, a Canadian publicly-traded investment management company. Their expertise allows us to provide better products and services, online account access and reporting.

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.

Go to Worldsource View

Worldsource Financial Management

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.

Go to Worldsource View

GROW YOUR MONEY

How to find right investment professional

Learn how to look for the right investment professional to help you reach all your financial goals.

Read article

MANAGING YOUR MONEY

Keeping a long-term view on the market

Learn all about why it's important to remind ourselves that market movements are normal, and markets do recover.

Read article

GROW YOUR MONEY

Pay Yourself First: the benefits of automatic savings.

Learn how to inject more certainty into your savings through a technique known as pay yourself first, or a little more dramatically automatic savings.

Read article

Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing.

Investment Products

Make your money, make more money.

Why invest with Coast Capital?

Helpful Resources

Worldsource Financial Management

Worldsource Financial Management

Optimize your investment strategy