DAY TO DAY BANKING

Student Banking

Government of Canada aid measures for students

 The Canada Emergency Student Benefit (CESB) will provide temporary income support to eligible post-secondary students and new graduates who are unable to work or find work this summer due to COVID-19, or are working and are not making over $1000. Learn more

Enrol in direct deposit to receive your income faster. Learn how

Financial well-being 101

At Coast Capital, we make student banking easy so you can focus on more important things, like making it out of that group project alive. Together, we’ll create a realistic plan so you have one less thing to worry about.

Choose from our selection of student lending and savings products to help you get through school and build for your financial future at the same time.

Enjoy convenient and worry-free banking

We'll help you get the most out of your budget. Talk to us today.

Let's chat

Everything you need in one place

Food Bank Donation Food Bank Donation

Student Line of Credit
Borrow up to $40,000* and enjoy flexible payment options with the Student Line of Credit, designed specifically for post-secondary students to help pay for expenses like tuition, rent, or a major purchase like a laptop.
*Terms and conditions apply.
Learn more 



Student Line of Credit
Borrow up to $40,000* and enjoy flexible payment options with the Student Line of Credit, designed specifically for post-secondary students to help pay for expenses like tuition, rent, or a major purchase like a laptop.
*Terms and conditions apply.
Learn more 


Convenient digital money tools

Remote resources open 24/7 and available to help you through your post-secondary experience.

Digital Banking

Campus doesn’t need to be near a branch. You can complete transfers, bill payments, cheque deposits or almost anything with the touch of your fingertip.
Learn more 

Money Manager

Get a snapshot of your budget, spending and all other bank accounts in one place with our financial management tool.
Learn more 

Calculators

How long will it take to pay off your loan? TFSA or RRSP? Can you afford avocado toast? Crunch the numbers on our calculators and find out.
Get Started 


Like what you see? Here's more.

MONEY HELP
 How to pay off your student loan like a pro
If you're done school (or nearly finished), it's time to work on paying down that student loan. Here's how you can pay it off without sacrificing fun.
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GROW YOUR MONEY
 RESPecting your kids: How to save for their education
If you’re a parent, you want the best for your kids – including a good education.
Read article
MONEY HELP
 5 Money Tips for University Students
You don't have to be a starving student. We'll help you get the good stuff in life, even in university, with our 5 money savings tips.
Read article
Get started today

We make it simple to become a member at Coast Capital.

Financial peace of mind is just a few clicks away.

Apply online

CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the CDIC.


Free Chequing, Free Debit, and More Account®

Nobody really likes fees. This account is free with no minimum balance required.

  • No monthly fee
  • Unlimited day-to-day transactions1
  • Free withdrawals and deposits at 4000+ ding free® ATMs across Canada
  • Free in-branch, online or phone bill payments
  • Overdraft Protection available2
  • Free eStatements3
  • Click here for service fees on services that are not included with this account.
  • Download our account guide
Apply Online
Read the not-so-fine print

Terms & Conditions

  1. Rates are subject to change.

    Transactions include cheques, Coast Capital Savings® and EXCHANGE Network ATM withdrawals, Interac® Direct Payment, preauthorized payments, Coast-by-Phone® bill payments, Coast Online® Banking bill payments and in-branch withdrawals, transfers and bill payments. Deposits and self-serve (Coast Capital Savings® ATM, Coast-by-Phone® and Coast Online® Banking) transfers are free.

    Additional network ATM transactions are subject to the fees listed. Surcharges from other financial institution ATMs are excluded.

  2. Overdraft limits are subject to qualification. Monthly fee applies where overdraft is used. 

  3. As a federal credit union, we are publicly committed to ensuring all Canadians have access to basic banking services at a nominal cost through a low-cost account, including free paper statements. If you identify as a student, youth, Guaranteed Income Supplement recipient, or Registered Disability Savings Plan (RDSP) beneficiary, you are also eligible for free paper statements for your Free Chequing, Free Debit, and More Account, upon request. Call our Contact Centre or visit a branch to find out more information.

For more information, see our full list of service fees.

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No-fee Student Visa Credit Card

Establish credit and get some extra protection on your cell phone.

19.9 % 1 Annual interest
  • Mobile Device Insurance2
  • Optional: $30/year with a 12.9% interest rate
  • No annual fee
  • 3-day complimentary travel insurance
Apply online
Read the not-so-fine print

Terms & Conditions

  1. Other fees and costs may be applicable that would increase the total Cost of Credit and Annual Percentage Rate. Please contact us for full details.

  2. Mobile Device Protection provides coverage for your cell phone, smartphone and tablet up to $1,000 in the event of loss, theft, mechanical breakdown or accidental damage. Fund the purchase of your new device through your wireless service provider and pay your device's monthly wireless bill with your Coast Visa Desjardins Student card or Purchase your new device with your Coast Visa Desjardins Student Card. For more details on the Mobile Device Insurance visit the Visa Desjardins Website.

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Student Line of Credit

A Student line of credit is a borrowing product designed specifically for students to help pay for post-secondary education expenses.

  • Line of Credit limits of up to $40,000 (up to $10,000 per year of study)
  • Competitive interest rate of Prime +2%, as of May 14, 2020, the interest rate is 4.45%.
  • Re-borrow funds at any time up to the pre-set limit
  • After you finish school, there is a 12 month grace period of interest only payments, before you have to start repaying the principal amount.

Apply online
Read the not-so-fine print

Terms & Conditions


1. Credit approval based on risk profile

2. A co-borrower is a requirement for application approval

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Personal Loans

A personal loan can help whether you need money for education, a major purchase, or to consolidate higher interest rate debt.

  • Term length options available from 1 to 10 years
  • Fixed or variable rate options1
  • Weekly, bi-weekly, semi-monthly or monthly payment schedule options
Apply online
Read the not-so-fine print

Terms & Conditions

  1. Rate and approval based on risk profile.

* Variable rate. On approved credit. Rate subject to change.

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The High-interest Savings Account

Your savings don't need to be locked away. Get a great rate and easy access to your money.

  • No monthly fee
  • 0.10%1 interest rate
  • 2 free monthly transactions2
  • $5 per additional transaction
  • No minimum balance required
  • Unrestricted access to funds at a branch, online, by phone or by ATM
  • Free eStatements
  • Also available within a Tax-Free Savings Account (TFSA)
Apply online
Read the not-so-fine print

Terms & Conditions

  1. Refer to coastcapitalsavings.com/rates for our current rates and how interest will be calculated.

  2. Transactions include Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, bill payments, and withdrawals. Deposits and self-serve transfers between Coast Capital Savings accounts are free.

For more information, see our full list of service fees.

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Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

Coast Capital Savings Federal Credit Union is a member of the CDIC. For information on changes to deposit insurance and the transition period, see our Statement of Transitional Coverage.


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