Student Banking

DAY TO DAY BANKING

Financial well-being 101

At Coast Capital, we make student banking easy so you can focus on more important things, like making it out of that group project alive. Together, we’ll create a realistic plan so you have one less thing to worry about.

Choose from our selection of student lending and savings products to help you get through school and build for your financial future at the same time.

Enjoy convenient and worry-free banking

We'll help you get the most out of your budget. Talk to us today.

BOOK APPOINTMENT

Everything you need in one place

Food Bank Donation Food Bank Donation

Student Line of Credit

Borrow up to $40,000* and enjoy flexible payment options with the Student Line of Credit, designed specifically for post-secondary students to help pay for expenses like tuition, rent, or a major purchase like a laptop.

*Terms and conditions apply.

Learn more

Student Line of Credit

Borrow up to $40,000* and enjoy flexible payment options with the Student Line of Credit, designed specifically for post-secondary students to help pay for expenses like tuition, rent, or a major purchase like a laptop.

*Terms and conditions apply.

Learn more

Free Chequing, Free Debit, and More Account®

Everything is expensive as a student, but banking doesn’t have to be.

LEARN MORE

The High-interest Savings Account

Your savings don't need to be locked away. Get a great rate and easy access to your money.

LEARN MORE

No-fee Student Visa

Establish credit and enjoy other perks like travel insurance, extended warranties and extra protection on your lifeline – your cell phone.

LEARN MORE

Personal Loans

A personal loan can help whether you need money for education, a major purchase, or to consolidate higher interest rate debt.

LEARN MORE

Convenient digital money tools

Remote resources open 24/7 and available to help you through your post-secondary experience.

Digital Banking

Campus doesn’t need to be near a branch. You can complete transfers, bill payments, cheque deposits or almost anything with the touch of your fingertip.
Learn more 
Money Manager

Get a snapshot of your budget, spending and all other bank accounts in one place with our financial management tool.
Learn more 
Calculators

How long will it take to pay off your loan? TFSA or RRSP? Can you afford avocado toast? Crunch the numbers on our calculators and find out.
Get Started 

Like what you see? Here's more.

MANAGING YOUR MONEY
 How to pay off your student loan like a pro
If you're done school (or nearly finished), it's time to work on paying down that student loan. Here's how you can pay it off without sacrificing fun.
Read article
GROW YOUR MONEY
 RESPecting your kids: How to save for their education
If you’re a parent, you want the best for your kids – including a good education.
Read article
MONEY HELP
 5 Money Tips for University Students
You don't have to be a starving student. We'll help you get the good stuff in life, even in university, with our 5 money savings tips.
Read article
Let’s build the right plan, together

Our team of experts will find the right solutions for you and your goals.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.

BOOK APPOINTMENTFIND A BRANCH


CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information


Free Chequing, Free Debit, and More Account®
Nobody really likes fees. This account is free with no minimum balance required.
  • No monthly fee
  • Unlimited day-to-day transactions1
  • Free withdrawals and deposits at 4000+ ding free® ATMs across Canada
  • Free in-branch, online or phone bill payments
  • Overdraft Protection on approved credit
  • Free eStatements2
  • Click here for service fees on services that are not included with this account.
  • Download our account guide
Apply Online

Terms & Conditions

  1. Rates are subject to change.

    Transactions include cheques, Coast Capital Savings® and EXCHANGE Network ATM withdrawals, Interac® Direct Payment, preauthorized payments, Coast-by-Phone® bill payments, Coast Online® Banking bill payments and in-branch withdrawals, transfers and bill payments. Deposits and self-serve (Coast Capital Savings® ATM, Coast-by-Phone® and Coast Online® Banking) transfers are free.

    Additional network ATM transactions are subject to the fees listed. Surcharges from other financial institution ATMs are excluded.

  2. Overdraft limits are subject to qualification. Monthly fee applies where overdraft is used. 

  3. As a federal credit union, we are publicly committed to ensuring all Canadians have access to basic banking services at a nominal cost through a low-cost account, including free paper statements. If you identify as a student, youth, Guaranteed Income Supplement recipient, or Registered Disability Savings Plan (RDSP) beneficiary, you are also eligible for free paper statements for your Free Chequing, Free Debit, and More Account, upon request. Call our Contact Centre or visit a branch to find out more information.

For more information, see our full list of service fees.

Close
No-fee Student Visa Credit Card
Establish credit and get some extra protection on your cell phone.
19.9 % 3 Annual interest
  • Mobile Device Insurance4
  • Optional: pay a $30/year fee to reduce your annual interest rate to 12.9%
  • No annual fee
  • 3-day complimentary travel insurance
Apply online

Terms & Conditions

  1. Other fees and costs may be applicable that would increase the total Cost of Credit and Annual Percentage Rate. Please contact us for full details.

  2. Mobile Device Protection provides coverage for your cell phone, smartphone and tablet up to $1,000 in the event of loss, theft, mechanical breakdown or accidental damage. Fund the purchase of your new device through your wireless service provider and pay your device's monthly wireless bill with your Coast Visa Desjardins Student card or Purchase your new device with your Coast Visa Desjardins Student Card. For more details on the Mobile Device Insurance visit the Visa Desjardins Website.

Close
Student Line of Credit5
A Student line of credit is a borrowing product designed specifically for students to help pay for post-secondary education expenses.
  • Line of Credit limits of up to $40,000 (up to $10,000 per year of study)
  • Competitive interest rate of Prime +2%, as of May 14, 2020, the interest rate is 4.45%.6
  • Re-borrow funds at any time up to the pre-set limit
  • After you finish school, there is a 12 month grace period of interest only payments, before you have to start repaying the principal amount.

Apply online

Terms & Conditions


1. Credit approval based on risk profile

2. A co-borrower is a requirement for application approval

Close
Personal Loans5
A personal loan can help whether you need money for education, a major purchase, or to consolidate higher interest rate debt.
  • Term length options available from 1 to 10 years
  • Fixed or variable rate options
  • Weekly, bi-weekly, semi-monthly or monthly payment schedule options
Apply online

Terms & Conditions

  1. Rate and approval based on risk profile.

* Variable rate. On approved credit. Rate subject to change.

Close
High-interest Savings Account
Your money doesn't have to be locked away to make a return. Deposit or withdraw funds at any time, while your money earns daily interest.
  • No monthly fee
  • 0.10% interest rate7
  • 2 free monthly transactions8
  • $5 per additional transaction
Apply online

Terms & Conditions

  1. Refer to coastcapitalsavings.com/rates for our current rates and how interest will be calculated.

  2. Transactions include Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, bill payments, and withdrawals. Deposits and self-serve transfers between Coast Capital Savings accounts are free.

For more information, see our full list of service fees.

Close

Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

  1. Transactions include cheques, Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital Savings accounts), and withdrawals. Deposits and electronic transfers (between Coast Capital Savings accounts) Coast Capital Savings® ATM, Coast-by-Phone®, Coast Mobile® Banking and Coast Online are free.
  2. Low-cost Account Option. As a federal credit union, we are publicly committed to ensuring all Canadians have access to basic banking services at a nominal cost through a low-cost account, including free paper statements. If you identify as a student, youth, Guaranteed Income Supplement recipient, or Registered Disability Savings Plan (RDSP) beneficiary, you are also eligible for free paper statements for your Free Chequing, Free Debit, and More Account, upon request. Call our Contact Centre or visit a branch to find out more information.
  3. Current rates are subject to change without notice.
  4. Mobile Device Protection provides coverage for your cell phone, smartphone and tablet up to $1,000 in the event of loss, theft, mechanical breakdown or accidental damage. Fund the purchase of your new device through your wireless service provider and pay your device's monthly wireless bill with your Coast Visa Desjardins Student card or Purchase your new device with your Coast Visa Desjardins Student Card. For more details on the Mobile Device Insurance visit the Visa Desjardins Website
  5. Subject to Coast Capital standard lending policies and criteria. Personal guarantee(s), security, and additional documentation may be required. Fees may apply. Other conditions may apply.
  6. Rates subject to changes without notice. Refer to coastcapitalsavings.com/rates [link] for our current rates.
  7. Interest is calculated at this rate on the closing daily balance and paid monthly. Refer to coastcapitalsavings.com/rates/personal-and-business[link] for our current rates and more information on how interest will be calculated.
  8. Transactions include Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, bill payments, and withdrawals. Deposits and self-serve transfers between Coast Capital Savings accounts are free.
Download on the App Store
Get It On Google Play