Financial well-being 101

At Coast Capital, we make student banking easy so you can focus on more important things, like making it out of that group project alive. Together, we’ll create a realistic plan so you have one less thing to worry about.

Choose from our selection of student lending and savings products to help you get through school and build for your financial future at the same time.

Enjoy convenient and worry-free banking

We'll help you get the most out of your budget. Talk to us today.

Everything you need in one place

Food Bank Donation Food Bank Donation

Student Line of Credit

Borrow up to $40,000* and enjoy flexible payment options with the Student Line of Credit, designed specifically for post-secondary students to help pay for expenses like tuition, rent, or a major purchase like a laptop.

*Terms and conditions apply.


Student Line of Credit

Borrow up to $40,000* and enjoy flexible payment options with the Student Line of Credit, designed specifically for post-secondary students to help pay for expenses like tuition, rent, or a major purchase like a laptop.

*Terms and conditions apply.


Free Chequing, Free Debit, and More Account®

Everything is expensive as a student, but banking doesn’t have to be.

The High-interest Savings Account

Your savings don't need to be locked away. Get a great rate and easy access to your money.

No-fee Student Visa

Establish credit and enjoy other perks like travel insurance, extended warranties and extra protection on your lifeline – your cell phone.

Personal Loans

A personal loan can help whether you need money for education, a major purchase, or to consolidate higher interest rate debt.

Convenient digital money tools

Remote resources open 24/7 and available to help you through your post-secondary experience.

Digital Banking

Campus doesn’t need to be near a branch. You can complete transfers, bill payments, cheque deposits or almost anything with the touch of your fingertip.
Money Manager

Get a snapshot of your budget, spending and all other bank accounts in one place with our financial management tool.
Calculators

How long will it take to pay off your loan? TFSA or RRSP? Can you afford avocado toast? Crunch the numbers on our calculators and find out.

Like what you see? Here's more.

MANAGING YOUR MONEY
How to pay off your student loan like a pro
If you're done school (or nearly finished), it's time to work on paying down that student loan. Here's how you can pay it off without sacrificing fun.
GROW YOUR MONEY
RESPecting your kids: How to save for their education
If you’re a parent, you want the best for your kids – including a good education.
MONEY HELP
5 Money Tips for University Students
You don't have to be a starving student. We'll help you get the good stuff in life, even in university, with our 5 money savings tips.
Let’s build the right plan, together

Our team of experts will find the right solutions for you and your goals.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.



CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the CDIC.


Free Chequing, Free Debit, and More Account®
Nobody really likes fees. This account is free with no minimum balance required.

  • No monthly fee
  • Unlimited day-to-day transactions1
  • Free withdrawals and deposits at 4000+ ding free® ATMs across Canada
  • Free in-branch, online or phone bill payments
  • Overdraft Protection available2
  • Free eStatements3
  • Click here for service fees on services that are not included with this account.
  • Download our account guide
No-fee Student Visa Credit Card
Establish credit and get some extra protection on your cell phone.
19.9 % 1 Annual interest

  • Mobile Device Insurance2
  • Optional: $30/year with a 12.9% interest rate
  • No annual fee
  • 3-day complimentary travel insurance
Terms & Conditions
Student Line of Credit
A Student line of credit is a borrowing product designed specifically for students to help pay for post-secondary education expenses.

  • Line of Credit limits of up to $40,000 (up to $10,000 per year of study)
  • Competitive interest rate of Prime +2%, as of May 14, 2020, the interest rate is 4.45%.
  • Re-borrow funds at any time up to the pre-set limit
  • After you finish school, there is a 12 month grace period of interest only payments, before you have to start repaying the principal amount.

Personal Loans
A personal loan can help whether you need money for education, a major purchase, or to consolidate higher interest rate debt.

  • Term length options available from 1 to 10 years
  • Fixed or variable rate options1
  • Weekly, bi-weekly, semi-monthly or monthly payment schedule options
High-interest Savings Account
Your money doesn't have to be locked away to make a return. Deposit or withdraw funds at any time, while your money earns daily interest.

  • No monthly fee
  • 0.10%3 interest rate
  • 2 free monthly transactions4
  • $5 per additional transaction
Terms & Conditions

Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

Coast Capital Savings Federal Credit Union is a member of the CDIC. For information on changes to deposit insurance and the transition period, see our Statement of Transitional Coverage.


  1. Other fees and costs may be applicable that would increase the total Cost of Credit and Annual Percentage Rate. Please contact us for full details.
  2. Mobile Device Protection provides coverage for your cell phone, smartphone and tablet up to $1,000 in the event of loss, theft, mechanical breakdown or accidental damage. Fund the purchase of your new device through your wireless service provider and pay your device's monthly wireless bill with your Coast Visa Desjardins Student card or Purchase your new device with your Coast Visa Desjardins Student Card. For more details on the Mobile Device Insurance visit the Visa Desjardins Website
  3. Refer to coastcapitalsavings.com/rates for our current rates and how interest will be calculated.
  4. Transactions include Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, bill payments, and withdrawals. Deposits and self-serve transfers between Coast Capital Savings accounts are free.