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Financial well-being 101.

At Coast Capital, we make student banking easy so you can focus on more important things, like making it out of that group project alive. Together, we’ll create a realistic plan so you have one less thing to worry about.

Choose from our selection of student lending and savings products to help you get through school and build for your financial future at the same time.

Enjoy convenient and worry-free banking.

We'll help you get the most out of your budget. Talk to us today.

Everything you need in one place

Food Bank Donation Food Bank Donation

Student Line of Credit

Borrow up to $40,000* and enjoy flexible payment options with the Student Line of Credit, designed specifically for post-secondary students to help pay for expenses like tuition, rent, or a major purchase like a laptop.

*Terms and conditions apply.

Student Line of Credit

Borrow up to $40,000* and enjoy flexible payment options with the Student Line of Credit, designed specifically for post-secondary students to help pay for expenses like tuition, rent, or a major purchase like a laptop.

*Terms and conditions apply.

Free Chequing, Free Debit, and More Account®

Everything is expensive as a student, but banking doesn’t have to be.

The High-Interest Savings Account

Your savings don't need to be locked away. Get a great rate and easy access to your money.

Cash Back Mastercard®

Establish credit and enjoy other perks like travel insurance, extended warranties and extra protection on your lifeline – your cell phone.

Personal Loans

A personal loan can help whether you need money for education, a major purchase, or to consolidate higher interest rate debt.

Convenient digital money tools

Remote resources open 24/7 and available to help you through your post-secondary experience.

Digital Banking
Campus doesn’t need to be near a branch. You can complete transfers, bill payments, cheque deposits or almost anything with the touch of your fingertip.
Money Manager
Get a snapshot of your budget, spending and all other bank accounts in one place with our financial management tool.
Calculators

How long will it take to pay off your loan? TFSA or RRSP? Can you afford avocado toast? Crunch the numbers on our calculators and find out.
Let’s build the right plan, together
Our team of experts will find the right solutions for you and your goals. Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.

Like what you see? Here's more.

MANAGING YOUR MONEY
How to pay off your student loan like a pro.
If you're done school (or nearly finished), it's time to work on paying down that student loan. Here's how you can pay it off without sacrificing fun.
GROW YOUR MONEY
RESPecting your kids: How to save for their education.
If you’re a parent, you want the best for your kids – including a good education.
MONEY HELP
5 Money Tips for University Students.
You don't have to be a starving student. We'll help you get the good stuff in life, even in university, with our 5 money savings tips.
Free Chequing, Free Debit, and More Account®
Nobody really likes fees. This account is free with no minimum balance required.

  • No monthly fee
  • Unlimited day-to-day transactions†
  • Free withdrawals and deposits at 4000+ ding free® ATMs across Canada
  • Free in-branch, online or phone bill payments
  • Overdraft Protection on approved credit
  • Free eStatements‡
  • Sending an e-Transfer $1.50 each; receiving e-Transfers is free
  • Click here for service fees on services that are not included with this account.
  • Download our account guide
† Read terms and conditions.

Terms and Conditions.

Transactions include cheques drawn on the account, Coast Capital ® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free and unlimited.

Low-Cost Account: Our Free Chequing, Free Debit & More Account meets our public commitment to ensure that members have access to basic banking services at a nominal cost. If printed statements are requested instead of eStatements, this account costs $3/month. If you are a student, youth, Guaranteed Income Supplement recipient, or Registered Disability Savings Plan (RDSP) beneficiary, you may request printed statements at no charge. Call our Advice Centre or visit a branch to find out more information.
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Cash Back Mastercard®
Earn Rewards, No Annual Fee.
%
Purchases
22.99 %
Cash Advances

  • 2 points for every $1 spent on gas ($5K cap)†
  • 1 point for every $1 spent on entertainment ($5K cap)†
  • 0.5 points for every $1 spent on all other purchases†
  • Purchase Protection, Extended Warranty Insurance, and Mobile Device Insurance*

Learn more

† Read terms and conditions.

Terms and Conditions.

†For full details, please see the Rewards Terms & Conditions of this card.

*Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.

® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. ®Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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Student Line of Credit†
A Student line of credit is a borrowing product designed specifically for students to help pay for post-secondary education expenses.

  • Line of Credit limits of up to $40,000 (up to $10,000 per year of study)
  • Competitive interest rate of Prime +2%, as of July 11, 2023, the interest rate is 9.20%.‡
  • Re-borrow funds at any time up to the pre-set limit
  • After you finish school, there is a 12 month grace period of interest only payments, before you have to start repaying the principal amount.
† Read terms and conditions.

Terms and Conditions.

† Subject to Coast Capital standard lending policies and criteria. Personal guarantee(s), security, and additional documentation may be required. Fees may apply. Other conditions may apply.

‡ Rates subject to changes without notice. Refer to coastcapitalsavings.com/rates for our current rates.

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Personal Loans†
A personal loan can help whether you need money for education, a major purchase, or to consolidate higher interest rate debt.

  • Term length options available from 1 to 10 years
  • Fixed or variable rate options
  • Weekly, bi-weekly, semi-monthly or monthly payment schedule options
† Read terms and conditions.

Terms and Conditions.

† Subject to Coast Capital standard lending policies and criteria. Personal guarantee(s), security, and additional documentation may be required. Fees may apply. Other conditions may apply.

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High-Interest Savings Account
Your money doesn't have to be locked away to make a return. Deposit or withdraw funds at any time, while your money earns daily interest.

  • No monthly fee
  • 1.60% interest rate†
  • 2 free monthly transactions‡
  • $5 per additional transaction
  • Sending an e-Transfer $1.50 each; receiving e-Transfers is free
  • Click here for service fees on services that are not included with this account
  • Download our account guide
† Read terms and conditions.

Terms and Conditions.

† 1. Interest is calculated at this rate on the closing daily balance and paid monthly. Refer to coastcapitalsavings.com/rates/personal-and-business for our current rates and more information on how interest will be calculated.

‡ 2. Transactions include Coast Capital ® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, in branch transfers (between Coast Capital accounts), bill payments and withdrawals (in branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ATM, Coast-by-Phone and Coast capital digital banking are free & unlimited.

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CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information

Want to compare our accounts with accounts at other financial institutions? Use the Financial Consumer Agency of Canada Account Comparison Tool

Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.