Personal Lending


Members get a helping hand with loans.

Big expenses happen. And you won’t always have money in your pocket to pay for them. That’s where loans come in.

Our team can help figure out the loan that’s right for you and your situation -whether you’re in need of a student loan, a new car or a loan to top up this year’s RRSP contribution.

Personal Loans

A personal loan can help whether you need money for education, a major purchase, or to consolidate higher interest rate debt.

  • Term length options available from 1 to 10 years
  • Fixed or variable rate options1
  • Weekly, bi-weekly, semi-monthly or monthly payment schedule options
  • Creditor insurance available
Apply online Read the not-so-fine print

Terms & Conditions

  1. Rate and approval based on risk profile.



A loan for your first-ever RRSP contribution, to help make your annual contribution, or to ″top up″ unused contribution room from past years.

  • Defer payments for the first 90 days (on a 1-year loan)
  • 1-year RRSP ExpressLoan is re-advanceable every year
  • 2 to 7 year finance terms1 available
  • Finance any investment product within your RRSP account
Apply online Read the not-so-fine print

Terms & Conditions

  1. Rate and approval based on risk profile.

Interest payments on RRSP loans are not tax deductible.

Need a hand?

Let's have a quick Where You're At Money Chat® to help you solve your money matters and determine which loan is right for you.
Schedule a Money Chat

More help.

Here are other products we’ll go over with you when you get a loan from Coast Capital Savings.

Loan Insurance

Through our partners at Valeyo, we offer personal loan insurance which covers loan payments if you become disabled due to a health issue, accident or injury. In the event that you pass away, loan insurance covers the outstanding balance of your loan.
Learn more.

Automatic Deposits and Payments

Make deposits into your chequing or savings account at a regular frequency. You can also set up automatic bill payments.

Learn more

Coast Mobile® Banking App

Do most of your banking with your smartphone and tablet on our Apple or Android App.

Get our App

Ready to apply?

Here’s what you need to do.

Step 1

Take no more than 10 minutes to complete the loan application. We’ll get back to you within 3 business days.

Step 2

We’ll contact you to discuss your application including required documents, rates and terms.

Step 3

Finalize the loan at a branch of your choice.

Get started

Need more help? You can count on us.

Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.

Email us Find a branch

‡ Valeyo is a marketer of personal loan insurance underwritten by Canadian Premier Life Insurance Company (Head Office - Toronto, ON) and insurance-related products. This product may not pay off your entire personal loan obligation. Any benefits will be payable to your creditor. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your Coast Capital Savings lender.
* Variable rate. On approved credit. Rate subject to change.