Build a stronger business
by investing

Secure a worry-free investment and a great rate.

Explore our featured term deposits and find the right one for your business


1-Year Better Than Cash®
Term Deposit

Flexibility is fundamental to a successful business.

Enjoy the best of both worlds with a secured high-interest rate term deposit and the freedom to redeem it after 6 months without penalty on interest payable.



15-Month Non-Redeemable
Term Deposit

Get a great rate on a shorter-term commitment.


Safe Bet, No Sweat™ 3-Year

Market-Linked Term Deposit

Guarantee your principal investment and earn a minimum of 0.33%** and a maximum 2.28%** based on market performance.

Call 1.844.517.7763 or meet with our team today.

Not a Coast Capital Business member?

Are you a personal member?

Features and benefits

Secured Savings

Avoid dipping into your business’ savings by securing your money.
Guarantee Return

Regardless of the circumstances, you’ll know exactly what your return will be.
Competitive Rates

Enjoy the security of high-interest rates even if they drop again.

Term deposits available as RRSP, RIF, TFSA, RESP. Minimum deposit of $500.

Step-by-Step Guide

Get our online term deposit offers in 3 easy steps
Step 1

If you’re not a Coast Capital member, apply online (personal; business).

Then, log into online banking.

Step 2

In Digital Banking:

In the left hand menu, select ‘Products & Services’ and then ‘Open Account’. 

Step 3

Select ‘Term Deposits’ then select the term you’d like.

Need a hand? We can help.

Like what you see? Here's more.

All about term deposits
What's a term deposit, and how does it work? We've put together a guide to understanding all things term deposits - including why you need one.
5 Essential Small Business Banking Tips
Small business owners face many challenges in today’s markets. Here are 5 business banking tips to build a solid financial foundation for your business.
How to manage your business's cash flow
Nicole from our Payments & Cash Management team digs into all things cash management, plus tools & tips for staying on top of your business's cash flow.
Eseential saving practices to sustain a small business
A healthy savings reserve is an important asset to build if you want long-term business success. Here's what to consider when putting together your plan.
How to set up a small business emergency budget
Sitting down for a couple of hours and setting up an emergency budget can make a world of difference when the unexpected happens. Here’s how to do it.
Let’s find the right term deposit, together.

Our Investment Team will work with you to find the term deposit that’s right for you and your goals.

Call us at 1.888.517.7000 Mon-Fri, 8am-5:30pm or book an appointment online.

CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the CDIC.

* Interest rates are calculated annually and accrued daily.

**Variable return can only be known at maturity and may be 1.00% (0.33% per annum) for a 3 year market-linked term deposit. These investments cannot be transferred or redeemed and we will not pay any interest or principal before maturity. Not available to purchase through online banking, please call us to purchase 1.844.517.7763.