A guaranteed return, always

Secure a worry-free investment and a great rate.

Explore our featured term deposits and find the right one for you


15-Month Non-Reedeemable
Term Deposit

Get a great rate on a shorter-term commitment.



1-Year Better Than Cash®
Term Deposit

A flexible term deposit that pays like a locked-in rate, but it's redeemable after 6 months without penalty on interest payable.


Safe Bet, No Sweat™ 3-Year Market-Linked Term Deposit

Guarantee your principal investment and earn a minimum of 0.33%** and a maximum 2.28%** based on market performance.

Call 1.844.517.7763 or meet with our team today.

Not a Coast Capital member?

Are you a business member?

Features and benefits

Secured Savings

Avoid dipping into your savings account by securing your money.
Guarantee Return

Regardless of the circumstances, you’ll know exactly what your return will be.
Competitive Rates

Enjoy the security of high-interest rates even if they drop again.

Term deposits available as RRSP, RIF, TFSA, RESP. Minimum deposit of $500.

Step-by-Step Guide

Get our online term deposit offers in 3 easy steps

Step 1

If you’re not a Coast Capital member, apply online (personal; business).

Then, log into online banking.

Step 2

In Digital Banking:

In the left hand menu, select ‘Products & Services’ and then ‘Open Account’. 

Step 3

Select ‘Term Deposits’ then select the term you’d like.

Need a hand? We can help.

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Let’s find the right term deposit, together.

Our Investment Team will work with you to find the term deposit that’s right for you and your goals.

Call us at 1.888.517.7000 Mon-Fri, 8am-5:30pm or book an appointment online.

CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the CDIC.

*Term deposit rates subject to change. Advertised rate includes an additional 0.10 percentage points per annum, subject to purchasing either an 15-month non-redeemable term deposit or 2-year non-redeemable term deposit within one of the following registered investment vehicles: RRSP, RIF, RESP or TFSA. Individuals are responsible for understanding their own CRA contribution limits in registered investment vehicles. Offer only available through Contact Centre or in branch. The bonus 0.10 percentage points will be added to the posted rate of the promotional product for the full amount of the term deposit. Rate holds are not eligible for the promotional offers. Coast Capital Savings Federal Credit Union reserves the right to terminate the Offer at any time.

Minimum investment of $500 required.

* Interest rates are calculated annually and accrued daily.

**Variable return can only be known at maturity and may be 1.00% (0.33% per annum) for a 3 year market-linked term deposit. These investments cannot be transferred or redeemed and we will not pay any interest or principal before maturity. Not available to purchase through online banking, please call us to purchase 1.844.517.7763.