Purchase your term deposit online in 3 easy steps.

Enjoy having the guarantee that your savings is working as hard as possible by securing our highest return rate.


A flexible term deposit that pays like a locked-in rate, but it's redeemable after 6 months without penalty on interest payable.


Get a high return on a shorter-term commitment.

Not a Coast Capital member?

Are you a business member?

Secured Savings

Avoid dipping into your savings account by securing your money.
Guarantee Return

Regardless of the circumstances, you’ll know exactly what your return will be.
Competitive Rates

Enjoy the security of high-interest rates even if they drop again.

All three products are available as RRSP, RIF, TFSA, RESP. Only need $500 to get started.

Get this term deposit offer in 3 easy steps

Step 1

If you’re not a Coast Capital member, apply online (personal; business).

Then, log into online banking.

Step 2

In Online Banking:

In the left hand menu, select ‘Products & Services’ and then ‘Open Account’. 

Step 3

Select ‘Term Deposits’ then select the term you’d like.

Need a hand? We can help.

Like what you see? Here's more.

All about term deposits
What's a term deposit, and how does it work? We've put together a guide to understanding all things term deposits - including why you need one.
How to automate saving
Automated saving isn’t a robot who comes every two weeks to snag a $20 out of your wallet. Read how to set yourself up for saving success.
RRSP vs TFSA. Which is better for you?
What's really better for our savings goals, an RRSP or a TFSA? With tax season on the horizon, we break down what to choose, and when.
Questions? Talk to us today
Call us at 1.888.517.7000 Mon-Fri, 8am-5:30pm. Or email us anytime.

CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the CDIC.

Stuff we have to say.
*Term deposit rates subject to change. Advertised rate includes an additional 0.10 percentage points per annum, subject to purchasing either an 15-month non-redeemable term deposit or 2-year non-redeemable term deposit within one of the following registered investment vehicles: RRSP, RIF, RESP or TFSA. Individuals are responsible for understanding their own CRA contribution limits in registered investment vehicles. Offer only available through Contact Centre or in branch. The bonus 0.10 percentage points will be added to the posted rate of the promotional product for the full amount of the term deposit. Rate holds are not eligible for the promotional offers. Coast Capital Savings Federal Credit Union reserves the right to terminate the Offer at any time.

Minimum investment of $500 required.