GICs

Build a stronger business
by investing

Secure a worry-free investment and a great rate.
Effective June 3, 2021 Term Deposits are now called GICs (Guaranteed Investment Certificates) to align with industry standards.

Explore our featured GICs and find the right one for your business

AVAILABLE ONLINE

1 Year Better Than Cash®
GIC

Flexibility is fundamental to a successful business.

Enjoy the best of both worlds with a secured high-interest rate GIC and the freedom to redeem it after 6 months without penalty on interest payable.

0.75%*

AVAILABLE ONLINE

1 Year Redeemable
GIC

Secure the freedom of being able to redeem your funds with full accrued interest any time after 30 days.

0.35%*
AVAILABLE ONLINE

1 Year Non-Redeemable GIC

Get a higher return on a short-term commitment.

0.70%*

Not a Coast Capital Business member?

Are you a personal member?

Features and benefits

Secured Savings

Avoid dipping into your business’ savings by securing your money.
Guarantee Return

Regardless of the circumstances, you’ll know exactly what your return will be.
Competitive Rates

Enjoy the security of high-interest rates even if they drop again.
Flexibility

GIC available as RRSP, RIF, TFSA, RESP. Minimum deposit of $500.


Step-by-Step Guide

Get our online GIC offers in 3 easy steps
Step 1

If you’re not a Coast Capital member, apply online (personal; business).

Then, log into online banking.

Step 2

In Digital Banking:

In the left hand menu, select ‘Products & Services’ and then ‘Open Account’. 


Step 3

Select ‘Non-Registered GICs’ then select the product you’d like.

Need a hand? We can help.

Like what you see? Here's more.

GROW YOUR MONEY
All about GICs (term deposits)
What's a GIC, and how does it work? We've put together a guide to understanding all things GICs - including why you need one.
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How to manage your business's cash flow
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How to set up a small business emergency budget
Sitting down for a couple of hours and setting up an emergency budget can make a world of difference when the unexpected happens. Here’s how to do it.
Let’s find the right GIC, together.

Our Investment Team will work with you to find the GIC that’s right for you and your goals.

Call us at 1.888.517.7000 Mon-Fri, 8am-5:30pm or book an appointment online.


CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the CDIC.


* Interest rates are calculated annually and accrued daily.