Build a stronger business by investing.

GICs & SAVINGS
Secure a worry-free investment and a great rate.

Our wide range of GICs and savings options can help your business achieve its goals — tomorrow and beyond. Speak with one of our advisors to find the solution that's right for your business.

1 Year Better Than Cash® GIC

AVAILABLE ONLINE

Flexibility is fundamental to a successful business.

Enjoy the best of both worlds with a secured high-interest rate GIC and the freedom to redeem it after 6 months without penalty on interest payable.

2.75%1,2

15 Month Non-Redeemable GIC

AVAILABLE ONLINE

Get a guaranteed return on a short-term commitment.

3.65%1,3

High-Interest Business Savings Account

Your money doesn't have to be locked away to make a return. Deposit or withdraw funds at any time, while your money earns daily interest. See tiered interest rates here.

Earn a tiered rate starting at
0.55%4

Not a Coast Capital Business member?

Are you a personal member?

Features and Benefits

Secured Savings

Avoid dipping into your business’ savings by securing your money.
Guarantee Return

Regardless of the circumstances, you’ll know exactly what your return will be.
Competitive Rates

Enjoy the security of high-interest rates with our GICs, even if they drop again.
Flexibility

With the 1 Year Better Than Cash GIC, redeem your investment after only 6 months, without penalty or interest payable.


Step-by-Step Guide

Get your GIC online in 3 easy steps.
Step 1

If you’re not a Coast Capital member, apply online (Personal Banking; Business Banking).

Then, sign into digital banking.

Need a hand? We can help.

Step 2

In Digital Banking:

In the left hand menu, select ‘Products & Services’ and then ‘Open Account’. 


Step 3

Select ‘Non-Registered GICs’ then select the product you’d like.

If the GIC is for your personal banking and you're interested in registered accounts, book an appointment below.

Like what you see? Here's more.

GROW YOUR MONEY
All about GICs (term deposits)
What's a GIC, and how does it work? We've put together a guide to understanding all things GICs - including why you need one.
MONEY HELP
5 Essential Small Business Banking Tips
Small business owners face many challenges in today’s markets. Here are 5 business banking tips to build a solid financial foundation for your business.
MONEY HELP
How to manage your business's cash flow
Nicole from our Payments & Cash Management team digs into all things cash management, plus tools & tips for staying on top of your business's cash flow.
SMALL BUSINESS CENTRE
Eseential saving practices to sustain a small business
A healthy savings reserve is an important asset to build if you want long-term business success. Here's what to consider when putting together your plan.
SMALL BUSINESS CENTRE
How to set up a small business emergency budget
Sitting down for a couple of hours and setting up an emergency budget can make a world of difference when the unexpected happens. Here’s how to do it.
Let’s find the right GIC, together.

Our Small Business Banking Team will work with you to find the GIC that’s right for you and your goals.

Call us at 1.888.517.7000 Mon-Fri, 8am-5:30pm PT or book an appointment online.



CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information


1.    Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum and accrued daily. Minimum investment of $500.
2.    Interest paid at maturity. No interest will be paid if you redeem this GIC within the first 6 months.
3.    Choose interest to be paid annually (compounding), annually (non-compounding), or monthly (non- compounding).
4.    Interest rate is subject to change without notice. Interest is calculated, per annum, at this rate on the portion of the closing daily balance within the tier. Interest is paid monthly. Learn more about how our interest rates are calculated on deposit and term deposit products.