Build a stronger business by investing.

GICs & SAVINGS

Secure a worry-free investment and a great rate.

1 Year Better Than Cash® GIC

AVAILABLE ONLINE

Flexibility is fundamental to a successful business.

Enjoy the best of both worlds with a secured high-interest rate GIC and the freedom to redeem it after 6 months without penalty on interest payable.

2.75%^1,2

15 Month Non-Redeemable GIC

AVAILABLE ONLINE

Get a guaranteed return on a short-term commitment.

3.50%^1,3

High-Interest Business Savings Account

Your money doesn't have to be locked away to make a return. Deposit or withdraw funds at any time, while your money earns daily interest. See tiered interest rates here.

Earn a tiered rate starting at

0.40%⁴

Secured Savings

Avoid dipping into your business’ savings by securing your money.

Guarantee Return

Regardless of the circumstances, you’ll know exactly what your return will be.

Competitive Rates

Enjoy the security of high-interest rates with our GICs, even if they drop again.

Flexibility

With the 1 Year Better Than Cash GIC, redeem your investment after only 6 months, without penalty or interest payable.

Step 1

If you’re not a Coast Capital member, apply online (Personal Banking; Business Banking).

Then, sign into digital banking.

Need a hand? We can help.

Step 2

In Digital Banking:

In the left hand menu, select ‘Products & Services’ and then ‘Open Account’.

Step 3

Select ‘Non-Registered GICs’ then select the product you’d like.

If the GIC is for your personal banking and you're interested in registered accounts, book an appointment below.

BOOK APPOINTMENT

GROW YOUR MONEY

All about GICs (term deposits)

What's a GIC, and how does it work? We've put together a guide to understanding all things GICs - including why you need one.

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MONEY HELP

5 Essential Small Business Banking Tips

Small business owners face many challenges in today’s markets. Here are 5 business banking tips to build a solid financial foundation for your business.

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MONEY HELP

How to manage your business's cash flow

Nicole from our Payments & Cash Management team digs into all things cash management, plus tools & tips for staying on top of your business's cash flow.

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SMALL BUSINESS CENTRE

Eseential saving practices to sustain a small business

A healthy savings reserve is an important asset to build if you want long-term business success. Here's what to consider when putting together your plan.

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SMALL BUSINESS CENTRE

How to set up a small business emergency budget

Sitting down for a couple of hours and setting up an emergency budget can make a world of difference when the unexpected happens. Here’s how to do it.

Read article

Terms & Conditions

1.    Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum and accrued daily. Minimum investment of $500.
2.    Interest paid at maturity. No interest will be paid if you redeem this GIC within the first 6 months.
3.    Choose interest to be paid annually (compounding), annually (non-compounding), or monthly (non- compounding).
4.    Interest rate is subject to change without notice. Interest is calculated, per annum, at this rate on the portion of the closing daily balance within the tier. Interest is paid monthly. Learn more about how our interest rates are calculated on deposit and term deposit products.

Build a stronger business by investing.

Our wide range of GICs and savings options can help your business achieve its goals — tomorrow and beyond. Speak with one of our advisors to find the solution that's right for your business.

1 Year Better Than Cash® GIC

15 Month Non-Redeemable GIC

High-Interest Business Savings Account

Features and Benefits

Step-by-Step Guide

Like what you see? Here's more.