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All our chequing accounts include:

Low or waivable fees

We offer different ways to reduce or fully waive your monthly fee while still getting the full value from your account.

Money Manager

Get a snapshot of your budget, spending, and all other bank accounts in one place with our financial management tool in digital banking.

Security alerts

To protect you and your information, we'll send you an alert message when rare or suspicious activity takes place on your account.

National ATM network

Free withdrawals and deposits at 4,000+ ding-free® ATMs across Canada. Explore our ATM locator map for ding-free® ATMs.

Explore our chequing accounts

Choose from our accounts based on the benefits that matter most to you. Compare account features below

Choose from x of x products
Best Features
Coast Capital Elevate Chequing Account
Unlock premium banking benefits, plus free access to Coursera’s global learning platform that could help you advance your career and potentially get paid more.
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$400 cash bonus for new members.◊ Learn more.
  • $16.95/month or less†
  • Premium banking benefits like free Interac e-Transfers, more included ATM transactions, credit card rebates and more
  • Plus, free access to Coursera’s 13,000+ online courses and professional certificates (value $538/year)‡
  • And ID Assist® 24/7 online identity theft protection monitoring with password manager (value $156/year)
  • Click here for service fees

Learn more

 

Open account

† Read terms and conditions.

Terms and Conditions.

† Pay $8.50/month if you: 

  • are 25 years of age or younger; or
  • are 59 years of age or older; or
  • maintain a minimum $4,000 daily balance at all times throughout the calendar month.

Or pay $11.95/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible payroll or direct deposit transaction codes include the following transaction code types: Payroll (200-207), Pension (230-233, 310-312, and 315-316), Govt Payment (313, 318, 328 and 600-607), or deposits from employers approved by Coast Capital (Doordash, Skip the Dishes, Uber, Uber Eats, Lyft, Avon, Youngliving, Fantuan Asian Food Delivery).

‡ Coursera is an online learning platform offering multiple continuing education opportunities from leading universities and institutions. The products offered by Coursera can, but do not guarantee to, help users advance, relaunch, or improve their earning potential in their careers. As a bonus on their Coast Capital Elevate Chequing Account, a primary account holder will receive one (1) free Coursera for Business license for the account holder’s personal use. This license will be associated with the primary account holder’s email address on Coast Capital’s records. The license can only be used with the associated email address to open a Coursera account. The license will be valid for the period the primary account holder maintains a Coast Capital Elevate Chequing Account in good standing. The license has a monetary value of $538 CAD per year or monthly monetary value of $79 CAD as of January 1, 2024. Limit of one (1) license per primary account holder. No substitutions will be allowed. Coast Capital may allow, at its sole discretion, transfers of the license to another individual as decided by the primary account holder. The license may be subject to content, course, and program exclusions or limitations at the sole discretion of Coursera. The use of the license will be exclusively subject to Coursera’s terms, conditions, and policies. Details regarding Coursera’s products, terms, conditions, and policies can be found at https://www.coursera.org/

ID Assist®, Sigma Loyalty Group Inc. and all associated marks and logos are trademarks owned or used under license.

◊ Read New Member Offer terms and conditions

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Coast Capital Unlimited Chequing Account
Get unlimited day-to-day transactions†, including free e-Transfers for a waivable monthly fee.
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$250 cash bonus for new members.◊ Learn more.
  • $8.50/month or less‡
  • Unlimited day-to-day transactions†, including free Interac e-Transfers
  • One free book of 25 single Canadian cheques per year
  • Free paper or eStatements
  • Plus, ID Assist® 24/7 online identity theft protection monitoring for no extra charge (value $96/year)
  • Click here for service fees

Learn more

Open account

† Read terms and conditions.

Terms and Conditions.

† Transactions include cheques drawn on the account, Coast Capital® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free & unlimited.

‡ Pay $0/month if you: 

  • are 25 years of age or younger; or
  • are 59 years of age or older; or
  • maintain a minimum $4,000 daily balance at all times throughout the calendar month.

Or pay $3.50/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible payroll or direct deposit transaction codes include the following transaction code types: Payroll (200-207), Pension (230-233, 310-312, and 315-316), Govt Payment (313, 318, 328 and 600-607), or deposits from employers approved by Coast Capital (Doordash, Skip the Dishes, Uber, Uber Eats, Lyft, Avon, Youngliving, Fantuan Asian Food Delivery).

ID Assist®, Sigma Loyalty Group Inc. and all associated marks and logos are trademarks owned or used under license.

◊ Read New Member Offer terms and conditions

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Free Chequing, Free Debit, and More Account®
Meet your essential banking needs, without a monthly fee or minimum balance required.
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$150 cash bonus for new members.◊ Learn more.
  • No monthly fee
  • Unlimited day-to-day transactions†
  • Sending an e-Transfer $1.50 each; receiving e-Transfers is free
  • Free withdrawals and deposits at 4,000+ ding‐free® ATMs across Canada
  • Free eStatements (online)‡
  • Overdraft Protection on approved credit
  • Click here for service fees

Learn more

Open account

† Read terms and conditions.

† Transactions include cheques drawn on the account, Coast Capital ® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free and unlimited.

‡ Low-Cost Account: Our Free Chequing, Free Debit & More Account meets our public commitment to ensure that members have access to basic banking services at a nominal cost. If printed statements are requested instead of eStatements, this account costs $3/month. If you are a student, youth, Guaranteed Income Supplement recipient, or Registered Disability Savings Plan (RDSP) beneficiary, you may request printed statements at no charge. Call our Advice Centre or visit a branch to find out more information.

◊ Read New Member Offer terms and conditions

Close
Coast Capital US Chequing Account
Unlimited deposits and write cheques in US dollars.
  • No monthly fee
  • Unlimited deposits, one free withdrawal per month†
  • Transaction fee‡ waived when you maintain a minimum monthly balance of $1,000
  • Free eStatements
  • Click here for service fees
Open account
† Read terms and conditions.

† One free withdrawal per month can be completed in branch or over the phone with the Advice Centre. Transactions include cheques drawn on the account, pre-authorized payments, transfers (between Coast Capital accounts), and withdrawals (in-branch). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast-by-Phone® and Coast Capital digital banking are free and unlimited. Cannot complete Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals and Interac Direct Payment.

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Legacy accounts: no longer offered

Coast Chequing® Classic
Account Monthly fee: $11

Fee waived if you’re 59+ years old
  • 40 transactions included2
  • Additional transactions: $1.00
Coast Chequing® Prestige Account Monthly fee: $21

Fee $10.50 if you’re 59+ years old
  • Unlimited day-to-day
transactions2

Compare our chequing accounts

See the benefits and value included.

 

Account features
Free Chequing Account
Unlimited Chequing Account
Elevate Chequing Account
Monthly fee $0 $8.50 or less $16.95 or less
Reduced monthly fee if you :
- Maintain a minimum $4,000 daily balance at all times during the calendar month or
- Are 59+ years of age or
- Are 25 years of age or younger		 N/A Pay $0 Pay $8.50
Or get $5 off monthly fee
When you set up and deposit payroll or another eligible direct deposit into the account.1		 N/A Pay $3.50 Pay $11.95
Interac e-Transfers
Interac e-Transfers
Sending $1.50/transfer Free Free
Receiving Free Free Free
Unlimited day-to-day transactions2 checkmark checkmark checkmark
Free access to ID Assist® online identity theft protection
(For one account holder)		 N/A checkmark checkmark
+Password manager
Free access to Coursera3 online learning platform
(For one account holder)		 N/A N/A checkmark
Free paper or eStatements eStatement only4 checkmark checkmark
One free Canadian cheque book
(Annually)		 Free for ages 59+ 25 singles 50 singles
Up to $50 one-time first-year credit card rebate
On eligible credit cards issued by Collabria5		 N/A N/A checkmark
Two free Interac network Canadian ATM withdrawals per month6 N/A N/A checkmark
Three free International ATM withdrawals per year7 N/A N/A checkmark
  
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Frequently asked questions

The Unlimited Chequing Account is a great option as there is no monthly plan fee when you:

  • are 25 years of age or younger or
  • are 59 years of age or older or
  • maintain a minimum $4,000 daily balance at all times throughout the calendar month

Or pay $3.50/month when you set up and deposit monthly payroll or another eligible direct deposit into the account. Eligible payroll or direct deposit transaction codes include the following: Payroll (200-207), Pension (230-233, 310-312, and 315-316), Govt Payment (313, 318, 328 and 600-607), or deposits from employers approved by Coast Capital (Doordash, Skip the Dishes, Uber, Uber Eats, Lyft, Avon, Youngliving, Fantuan Asian Food Delivery).

The Elevate Chequing Account offers our most premium banking features plus extra perks.


For $16.95 a month or less* you get everything included in our Free Chequing and Unlimited Chequing Accounts plus:

  • Up to $50 one-time rebate on the first year annual fee for eligible Coast Capital credit cards* issued by Collabria5
  • 2 free Interac network ATM withdrawals in Canada per month6, then $2.50/each
  • 3 free International ATM withdrawals per year7 , then $5.00 each. 2% administration fee on transaction amount still applies.


Plus the account comes with free access for one account holder to:

  • Coursera3 - a global platform for online learning and career development through courses and professional certificates from leading universities and companies
  • ID Assist® - Protect yourself from identity theft with 24/7 dark web monitoring and the additional benefit of password manager

*You’ll pay only $11.95 /month when you add an eligible payroll or direct deposit.1

*You’ll pay $8.50 /month if you’re 25 years of age or younger, or 59+ years of age, or when you maintain the minimum daily balance of $4,000.

Yes, you can open multiple chequing accounts with Coast Capital, or add additional chequing accounts to your existing account, through Coast Capital online banking. Learn more about adding another Coast Capital chequing account.

See above for the account comparison table.

You can order cheques online through Coast Online Banking

  1. Log into online banking
  2. From the menu, click Products & Services, then Order Cheques.
  3. Complete the form
    NOTE: Your information will populate once you select the account the cheques are for. If your address needs to updated, you should click the Update Contact Info link.
  4. Click Continue, review the order and click Confirm.

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CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information

1. Eligible payroll or direct deposit transaction codes include the following: Payroll (200-207), Pension (230-233, 310-312, and 315-316), Govt Payment (313, 318, 328 and 600-607), or deposits from employers approved by Coast Capital (Doordash, Skip the Dishes, Uber, Uber Eats, Lyft, Avon, Youngliving, Fantuan Asian Food Delivery).

2. Transactions include cheques drawn on the account, Coast Capital® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free & unlimited.

3. Coursera is an online learning platform offering multiple continuing education opportunities from leading universities and institutions. The products offered by Coursera can, but do not guarantee to, help users advance, relaunch, or improve their earning potential in their careers. On the Coast Capital Elevate Chequing Account, a primary account holder will receive one (1) free Coursera for Business license for the account holder’s personal use. This license will be associated with the primary account holder’s email address on Coast Capital’s records. Only one (1) license can be associated with an email address to open a Coursera account, and if a primary account holder opens two (2) or more Coast Capital Elevate Chequing Accounts, the primary account holder must provide a unique email for each Account in order to receive one (1) license per each opened Account. A license will be valid for the period the primary account holder maintains a Coast Capital Elevate Chequing Account in good standing. A license has a monetary value of CAD 538 per year or a monthly monetary value of CAD 79 as of January 1, 2024. No substitutions will be allowed. Coast Capital may allow, at its sole discretion, transfers of a license to another individual as decided by the primary account holder. The license may be subject to content, course, and program exclusions or limitations at the sole discretion of Coursera. The use of the license will be exclusively subject to Coursera’s terms, conditions, and policies. Details regarding Coursera’s products, terms, conditions, and policies can be found at https://www.coursera.org/

4. Low-Cost Account: Our Free Chequing, Free Debit & More Account meets our public commitment to ensure that members have access to basic banking services at a nominal cost. If printed statements are requested instead of eStatements, this account costs $3/month. If you are a student, youth, Guaranteed Income Supplement recipient, or Registered Disability Savings Plan (RDSP) beneficiary, you may request printed statements at no charge. Call our Advice Centre or visit a branch to find out more information.

5. As a holder of an eligible Coast Capital credit card issued by Collabria – only applies to World Mastercard®, Cash Back World Elite Mastercard ®, and Centra Gold Mastercard® – you may qualify for a onetime fee rebate of up to $50 upon (i) opening or holding an eligible Coast Capital credit card account as the primary cardholder and (ii) opening or holding a Coast Capital Elevate Chequing Account as the primary account holder. For clarity, if you are currently a primary account holder on a Coast Capital Elevate Chequing Account and then open an eligible Coast Capital credit card account, you will be eligible for the onetime fee rebate; if you are currently a primary cardholder on an eligible Coast Capital credit card account and then open a Coast Capital Elevate Chequing Account, you will be eligible for the onetime fee rebate. The fee rebate shall be applied directly to eligible Coast Capital Elevate Chequing Account in the year the eligible Coast Capital credit card account, or Coast Capital Elevate Chequing Account, or both are opened. Limit of one fee rebate per Coast Capital Elevate Chequing Account. The eligible credit card account and Coast Capital Elevate Chequing Account must be in good standing at the time the fee rebate is applied. Coast Capital may change, revoke, or end this offer at any time in its sole discretion and without further notice.

6. Coast Capital waives its fee for up to two (2) Interac® network ATM transactions per month for transactions initiated within Canada. Surcharges from other financial intuition ATMs may apply.

7. Coast Capital waives its fee for up to three (3) international ATM transactions per year for transactions initiated outside Canada. Additional 2.00% international ATM administration fee still applies. The international ATM administration fee is a commission calculate based on the amount of the ATM request Coast Capital receives and is paid from your account to settle your international ATM transaction. The ATM request Coast Capital receives is in Canadian dollars. Any currency conversion to calculate the Canadian dollar transaction amount is done by a third party in the electronic network your ATM request comes through on. Coast Capital does not set the rates for or complete those currency conversions. Fees or commissions of third parties involved in processing your international ATM transaction may also be included in the transaction amount per month for transactions initiated within Canada.

ID Assist®, Sigma Loyalty Group Inc. and all associated marks and logos are trademarks owned or used under license.