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The only thing you have to worry about is having nothing to worry about. Accessing the stock market couldn’t be simpler. Even if the market takes a hit, your initial investment is always safe. Save the sweating for your zumba class*.
The Safe Bet, No Sweat Term Deposit product suite offers a 1-Year Canadian Financial Services Term Deposit or a Global Diversified Term Deposit with a term length of 3 or 5 years. You can invest two ways: the first option gives you a guaranteed minimum return rate, but that guarantee means the maximum amount you can earn is a bit lower. The second option doesn't give you a guaranteed minimum return rate, but the maximum amount you can earn is higher.
|Issue Date||Maturity Date||Initial Index||Minimum Guaranteed Rate||Minimum Guaranteed Annual Rate||Maximum Rate||Maximum Annual Rate of Return|
|Air Products & Chemicals Inc (APD UN)||New York SE|
|BCE Inc (BCE CT)||Toronto|
|Canadian National Railway Co (CNR CT)||Toronto|
|Geberit AG (GEBN VX)||SIX Suisse|
|Genuine Parts Co (GPC UN)||New York SE|
|Hennes & Mauritz AB (HMB SS)||Stockholm|
|Johnson & Johnson (JNJ UN)||New York SE|
|L'Oreal SA (OR FP)||Paris|
|Muenchener Rueckversicherungs-Gesellschaft AG in Muenchen (MUV2 GY)||XETRA Frankfurt|
|National Grid PLC (NG/ LN)||London SE|
|Paychex Inc (PAYX UW)||Nasdaq GS|
|Procter & Gamble Co/The (PG UN)||New York SE|
|Public Storage (PSA UN)||New York SE|
|Royal Bank of Canada (RY CT)||Toronto|
|Takeda Pharmaceutical Co Ltd (4502 JT)||Tokyo SE|
|Thomson Reuters Corp (TRI CT)||Toronto|
|Toronto-Dominion Bank/The (TD CT)||Toronto|
|TransCanada Corp (TRP CT)||Toronto|
|Vodafone Group PLC (VOD LN)||London SE|
|Woodside Petroleum Ltd (WPL AT)||Australian SE|
For information on changes to deposit insurance and the transition period if we become a federal credit union, see the notice pursuant to the Disclosure on Continuance Regulations (Federal Credit Unions).