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Compound interest grows your investment faster.

Have earned interest added to the initial investment annually so you earn interest on your interest.

GIC Details

Available terms and rates 1 - 5 years
4.70% 1 year term
4.60% 15 month term
4.50% 18 month term
4.50% 2 years term
4.40% 3 years term
4.25% 4 years term
4.25% 5 years term
Access to funds Non-redeemable Funds can not be accessed for the duration of the term.
If you may need access to the funds, consider a redeemable option.
Minimum investment $500
Interest earned

Choose from:

  • Paid yearly
  • Compound yearly
  • Paid monthly
Availability Available in Non-registered and Registered Account such as an RRSP, RIF, RESP or TFSA

Other GICs

Explore our other GICs and find one that works for your needs.


View other GICs

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MANAGING YOUR MONEY
All about GICs (term deposits)

What's a GIC, and how does it work? We've put together a guide to understanding all things GIC - including why you need one.

GROW YOUR MONEY
How to choose the right GIC for your goals.

It may seem particularly challenging right now to save for the future, but we promise there’s a way. Even though inflation and rising interest rates have dimmed economic forecasts for the next couple years, there are still great savings and investing opportunities available.

GROW YOUR MONEY
Balancing risk and reward with market-linked GICs

When it comes to investing, there are many different strategies you can try. For example, if you invest in stocks, you have an opportunity of getting higher returns. However, it’s a riskier product. Alternatively, you could go for safer investments, such as guaranteed investment certificates (GICs)...

CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information

Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing.

The information on this page provided for general information purposes only. It is not to be relied upon as financial, tax, or investment advice or guarantees about the future, nor should it be considered a recommendation to buy or sell. You should consult your professional advisor for specific financial, investment, and tax advice tailored to your needs to ensure that individual circumstances are considered properly and action is taken based on the latest available information.