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GIC Details

Available terms and rates 1-5 years
Access to funds
This is the flexibility to cash out redeem the GIC during the term.		 Non-redeemable Circular symbol with a lowercase ‘i’ inside for more information on hover With non-redeemable GICs, there’s penalty if you take your investment out before the GIC matures. If you may need access to the funds, consider a redeemable option.
Minimum investment $500
Interest earned

Choose from:

  • Paid annually Circular symbol with a lowercase ‘i’ inside for more information on hover Get an interest payment on each anniversary of opening the GIC.
  • Compound annually Circular symbol with a lowercase ‘i’ inside for more information on hover Have earned interest added to the initial investment annually so you earn interest on your interest. Then get a lump sum interest payment at the end of the term.
  • Paid monthly Circular symbol with a lowercase ‘i’ inside for more information on hover Get an interest payment each month.
Availability Available in non-registered and registered accounts including RRSP, RIF, RESP, FHSA or TFSA

Interest Rates and Terms

Rate is subject to change at any time, without notice. Interest rates are calculated per annum, accrued daily, and paid monthly, annually or at maturity.

Rate Term Length
2.80% One year
3.00% Two-year term
3.30% Three-year term
3.30% Four-year term
3.50% Five-year term
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Invest in a 1-5 Year GIC online in as little as five minutes, or visit us in branch.

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or call us at 1.888.517.7745

CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information

Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.