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FATCA-CRS

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Background

FATCA (Foreign Account Tax Compliance Act) is a U.S. legislation that requires financial institutions outside of the United States to report information about the income earned by U.S. taxpayers in other jurisdictions. FATCA is incorporated into Canadian law as Part XVIII of the Income Tax Act (Canada).

CRS (Common Reporting Standard) is an international framework (i.e., OECD framework) that enables participating countries, including Canada, to share information about the income earned by foreign tax residents (i.e., individuals who are considered tax residents in other jurisdictions). Jurisdictions that have signed on to the international framework are required to enact domestic legislation that compels local financial institutions to (i) identify foreign taxpayers and (ii) report the financial account information of foreign taxpayers to the local tax authority (i.e., in Canada the Income Tax Act (Part XIX) obligates Canadian financial institutions to report to the Canada Revenue Agency).

Both FATCA and CRS were introduced to help governments work together to combat tax evasion.

Self-Certification Forms

If Coast Capital, requests your tax residency information, or if your previously provided tax residency status has changed, please download and complete the appropriate FATCA/CRS Self-Certification form. You can return the completed form by visiting any Coast Capital branch or through one of the following methods:

Email:
FATCA/CRSCompliance@coastcapitalsavings.com

Mail:
Coast Capital - FATCA/CRS Compliance - Investment Operations
800 – 9900 King George Blvd
Surrey, BC V3T 0K7

Our shared obligations

As a member of Coast Capital, you’re required to provide your current tax residency status and update it if it changes in the future. This may include adding U.S. or other foreign details—such as identification, address, or phone number—to your profile. If you identify as a U.S. or foreign person, you must also provide your Tax Identification Number (TIN) issued by the country where you are a tax resident.

As a Canadian financial institution, Coast Capital is legally required to collect and maintain records of our members’ tax residency status. This information helps us identify which individuals and businesses are required to report to the Canada Revenue Agency (CRA) under the Income Tax Act (Canada).

Your privacy matters to us. Any reporting related to FATCA and CRS is handled in accordance with our privacy policy to ensure your personal and account information remains protected.

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FATCA

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