Get 22,000 welcome points¹

1. This offer applies to select new consumer and business credit card accounts, which are approved and funded by Collabria Financial Services Inc. (“Collabria”). The Classic Mastercard®, US Dollar Mastercard®, World Mastercard®, and Low Rate Business Mastercard® are not eligible for this offer. Credit card accounts applied for before October 21, 2024, upgraded and switched card accounts, and additional/sub-accounts/joint/supplementary cards are also not eligible for this offer. To be eligible for the Welcome Points, applicants must (i) qualify and be approved for a new eligible credit card account between October 21, 2024 and December 31, 2024, (ii) activate the new eligible credit card account, and (iii) make a purchase with the new eligible credit card on or before January 31, 2025. The Welcome Points will be applied based on the type of new eligible credit card and will be posted to that eligible credit card account within three (3) statement cycles from account activation and first purchase. Applications for a new eligible credit card account can be made in branch or online. Application is subject to approval by Collabria.
2. Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.
3. Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.
4. If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back World Elite Mastercard exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
5. If the combined annual select RECURRING BILLS, DIGITAL STREAMING AND DINING purchase volume on a Cash Back World Elite Mastercard exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
6. Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.