Everyday banking made simple.

Our chequing accounts make day-to-day banking easy so you can breeze through the small stuff and focus on your overall financial well-being. We’ve got you covered with withdrawals, transfers, ATM transactions, payments, pre-authorized payments, and cheques. We keep it simple and affordable. Why? Because everyday banking shouldn’t be expensive or complicated.

Become a member in as little as 5 minutes.

We make it simple to become a member at Coast Capital. Financial peace of mind is a few clicks away.

Why choose Coast Capital for your daily banking needs?

No or low monthly fees No or low monthly fees
Affordable day-to-day banking means more money in your pocket so your budget has more room to breathe.
Deposit On-the-go Deposit On-the-go
Deposit multiple cheques straight into your account in real-time by simply snapping a photo of the front and back.
4000+ ding-free® ATMs 4000+ ding-free® ATMs
In addition to Coast Capital ATMs, members get ding-free use at any ATM on The EXCHANGE® Network across Canada.
Coast Mobile® Banking app Coast Mobile® Banking app
Complete transfers, bill payments, cheque deposits or almost any transaction on your smartphone with our app.

Free Chequing, Free Debit, and More Account®
Nobody really likes fees. This account is free with no minimum balance required.


  • No monthly fee
  • Unlimited day-to-day transactions†
  • Free withdrawals and deposits at 4000+ ding free® ATMs across Canada
  • Free in-branch, online or phone bill payments
  • Overdraft Protection on approved credit
  • Free eStatements‡
  • Sending an e-Transfer $1.50 each; receiving e-Transfers is free
  • Click here for service fees on services that are not included with this account.
  • Download our account guide
† Read terms and conditions.

Terms and Conditions.

Transactions include cheques drawn on the account, Coast Capital ® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free and unlimited.

Low-Cost Account: Our Free Chequing, Free Debit & More Account meets our public commitment to ensure that members have access to basic banking services at a nominal cost. If printed statements are requested instead of eStatements, this account costs $3/month. If you are a student, youth, Guaranteed Income Supplement recipient, or Registered Disability Savings Plan (RDSP) beneficiary, you may request printed statements at no charge. Call our Advice Centre or visit a branch to find out more information.
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Coast Capital US
Chequing
Write cheques in US dollars

  • No monthly fee
  • Unlimited deposits, 1 free withdrawal per month†
  • Transaction fees‡ waived when you maintain a minimum monthly balance of $1,000.
  • Free eStatements
  • Click here for service fees.
  • Download our account guide
† Read terms and conditions.

Terms and Conditions.

Cannot complete Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interact Direct Payment, or bill payments.

‡ Transactions include cheques drawn on the account, Coast Capital® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free and unlimited.

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Coast Chequing® Prestige Account
Get many daily banking transactions for one low monthly fee.

  • $21 monthly fee ($10.50 if you’re 59+ years old)
  • Unlimited day-to-day transactions†
  • Transaction fees waived when you maintain a minimum monthly balance of $5,000
  • Free personalized single or duplicate Canadian cheque orders
  • 8 free non-Coast Capital Savings ATM withdrawals in Canada and abroad ‡
  • Free Canadian and International bank drafts
  • Free eStatements or paper statements
  • Sending an e-Transfer $1.50 each; receiving e-Transfers is free
  • Click here for service fees
  • Download our account guide
† Read terms and conditions.

Terms and Conditions.

Transactions include cheques drawn on the account, Coast Capital ® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free and unlimited.

 Memberships which contain a Coast Chequing® Classic Account or a Coast Chequing® Prestige Account will not be charged this fee. Students, youth, GIS recipients, and RDSP plan beneficiaries with a Free Chequing, Free Debit, and More Account are eligible to be exempt from this fee.
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Coast Chequing® Classic Account
Get extra perks for a low monthly fee. Fee is waived if you’re 59+.

  • $11 monthly fee (waived if you’re 59+ years old)
  • 40 day-to-day transactions per month†
  • Free personalized cheques
  • Free Canadian office cheques and US bank drafts
  • $10 off annual safety deposit box rental fee
  • Free eStatements or paper statements
  • Sending an e-Transfer $1.50 each, receiving e-Transfers is free
  • Click here for service fees
  • Download our account guide
† Read terms and conditions.

Terms and Conditions.

Transactions include cheques drawn on the account, Coast Capital ® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free and unlimited.



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Not sure which solution is for you? Let's pick the right one, together.

Want to compare our accounts with accounts at other financial institutions? Use the Financial Consumer Agency of Canada Account Comparison Tool

Best-in-class digital money tools

Remote resources open 24/7 and available to help you achieve your financial goals.

Digital Banking

Access our award winning digital banking. It's open 24/7 and available to help you anytime and anywhere.

Money Manager

Get a snapshot of your budget, spending and all other bank accounts in one place with our financial management tool.

Calculators

How long will it take to pay off your loan? TFSA or RRSP? Crunch the numbers on our calculators and find out.

You can open a Sole Proprietorship, General Partnership, or Corporation account online.

If you're setting up any other business type, please book an appointment with our Business Banking Team.


Make your Chequing Account do more.

MONEY HELP
How a TFSA can up your investment game.

Tax-free savings accounts (or TFSAs) are like rubber bands: they’re super flexible. Make sure you know the different ways to stretch and maximize your TFSA.

GROW YOUR MONEY
Top 4 reasons you need a financial plan.
A financial plan is an important tool for anyone who wants to manage their money effectively, whatever their income or net worth. Learn how it can help you.
GROW YOUR MONEY
Pay Yourself First: the benefits of automatic savings.
Learn how to inject more certainty into your savings through a technique known as pay yourself first, or a little more dramatically automatic savings.

Let’s find the right account, together.

Our team of experts will find the right solutions for you and your goals.

Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.


CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information


Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

Want to compare our accounts with accounts at other financial institutions? Use the Financial Consumer Agency of Canada Account Selector Tool