Rates

Today’s rates: get ‘em while they’re hot.

Every mortgage and term deposit comes with our Haggle-free Guarantee®. You always get the best possible rate with no haggling required. Want to see how our rates compare to the competition?

Here are today’s rates for mortgages, term deposits, RRSPs and foreign exchange. Want any of the below rates?  Phone our Contact Centre at 1-888-517-7000 or visit a Coast Capital Savings branch.


Prime Rate (Rate effective 9-Sep-10) Rate
Prime Rate 3.000%
Overdraft Protection (ODP) (Rate effective 2-Apr-12) Rate
Overdraft Protection 21%
Foreign Exchange Rate (Rates effective 23-Apr-14) Member Buy Member Sell
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United Kingdom (Pound) - Cash 1.9420 1.8020
United States (Dollar) - Cash 1.1290 1.0790
Euro - Cash 1.6043 1.4487
Mortgages (Rates effective 2-Apr-14) Interest Rates
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3-Year Fixed Rate - Closed
3.150%1
3-Year Convertible - Closed
2.800%2
5-Year Fixed Rate - Closed
3.650%1
5-Year Fixed Rate - You're the Boss™
3.750%3
Term Deposits (Rates effective 5-Mar-14 ) Rates
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Better-than-cash™ GIC 1.450%
Long Term 1-Year GIC 1.550%
18-Month GIC 1.600%
1-Year Redeemable GIC 1.200%
VISA Desjardins Credit Cards Interest Rates
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Low Rate Modulo GOLD
9.9%
Travel Odyssey GOLD
19.4%
RRSP (Rates effective 5-Mar-14) Rates
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RRSP Better-than-cash™ GIC 1.450%
Long Term RRSP 1-Year GIC 1.550%
Long Term RRSP 18-month GIC 1.600%
Long Term RRSP 5-Year GIC 2.250%
TFSA (Rates effective 5-Mar-14) Rates
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TFSA 18-Month GIC 1.600%
TFSA Better-than-cash™ GIC 1.450%
TFSA Long Term 1-Year GIC 1.550%
TFSA 1-Year Redeemable GIC 1.200%
Personal Loans
Interest rates on personal loans vary based on the application. For more information on rates, call us at 1-888-517-7000, or visit a Coast Capital Savings branch.
For residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. Interest rates subject to change without notice.
1 Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase.
2 Initial interest rate and the APR on a 3-year convertible, closed mortgage, compounded monthly. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate. If fees or charges apply, the APR could increase.
3 High ratio mortgages, non-residential mortgages and non-owner occupied properties are not eligible. Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase.