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Personal & Business Accounts Rates

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You have all kinds of chequing and savings needs. We have all kinds of chequing and savings accounts, with great rates. And the more you put in, the better rate you'll get.

Already a Coast Capital member? Open additional Chequing or Savings accounts using Coast Online® Banking.

Personal Accounts

Coast Capital Elevate Chequing Account
Rate
effective Mar 6, 2024
Elevate Chequing Account Tier 1 - $0 to $999.99 0.000% 1
Elevate Chequing Account Tier 2 - $1,000 to $4,999.99 0.000% 1
Elevate Chequing Account Tier 3 - $5,000 to $9,999.99 0.000% 1
Elevate Chequing Account Tier 4 - $10,000 + 0.000% 1
Coast Capital Unlimited Chequing Account
Rate
effective Mar 6, 2024
Unlimited Chequing Account Tier 1 - $0 to $999.99 0.000% 1
Unlimited Chequing Account Tier 2 - $1,000 to $4,999.99 0.000% 1
Unlimited Chequing Account Tier 3 - $5,000 to $9,999.99 0.000% 1
Unlimited Chequing Account Tier 4 - $10,000 + 0.000% 1
Coast Chequing Prestige Account
(Legacy Account - no longer offered)
Rate
effective May 9, 2022
Coast Chequing Prestige Tier 1 - $0 to $999.99 0.000% 1
Coast Chequing Prestige Tier 2 - $1,000 to $4,999.99 0.000% 1
Coast Chequing Prestige Tier 3 - $5,000 to $9,999.99 0.000% 1
Coast Chequing Prestige Tier 4 - $10,000 + 0.000% 1
Coast Chequing Classic Account
(Legacy Account - no longer offered)
Rate
effective May 18, 2020
Coast Chequing Classic Tier 1 - $0 to $999.99 0.000% 1
Coast Chequing Classic Tier 2 - $1,000 to $4,999.99 0.000% 1
Coast Chequing Classic Tier 3 - $5,000 to $9,999.99 0.000% 1
Coast Chequing Classic Tier 4 - $10,000 + 0.000% 1
Coast US Chequing
Rate
effective Mar 18, 2020
Coast US Chequing Tier 1 - $0 to $999.99 0.000% 1
Coast US Chequing Tier 2 - $1,000 to $4,999.99 0.000% 1
Coast US Chequing Tier 3 - $5,000 to $24,999.99 0.000% 1
Coast US Chequing Tier 4 - $25,000 to $59,999.99 0.000% 1
Coast US Chequing Tier 5 - $60,000 + 0.000% 1
High-Interest Savings
Rate
effective Jun 17, 2024
The High-Interest Savings Account - $0 + 1.450% 2
Overdraft Protection (ODP)
Rate
effective 06-Jun-24
Overdraft Protection ( CA ) 21%
Unauthorized Overdraft (CA) Prime + 18%
Unauthorized Overdraft (US)* 27% (Coast Capital US Base + 18%)
* Please note that we do not offer Overdraft Protection for US currency accounts at this time.

Business Accounts

Coast Business Savings®
Rate
effective Apr 25, 2018
Coast Business Savings Tier 1 - $0 to $4,999.99 0.050% 1
Coast Business Savings Tier 2 - $5,000 to $9,999.99 0.100% 1
Coast Business Savings Tier 3 - $10,000 to $100,000 + 0.150% 1
High-Interest Business Savings
Rate
effective Jan 4, 2023
The High-Interest Business Savings Account Tier 1 - $0 to $24,999.99 1.500% 1
The High-Interest Business Savings Account Tier 2 - $25,000 to $99,999.99 1.750% 1
The High-Interest Business Savings Account Tier 3 - $100,000 to $499,999.99 2.000% 1
The High-Interest Business Savings Account Tier 4- $500,000 - $999,999.99 2.600% 1
The High-Interest Business Savings Account Tier 5- $1,000,000-$4,999,999.99 2.750% 1
The High-Interest Business Savings Account Tier 6 - $5,000,000+ 3.050% 1
Overdraft
Rate
effective 06-Jun-24
Unauthorized Overdraft (CA) Prime + 18%
Unauthorized Overdraft (US)* 27% (Coast Capital US Base + 18%)
* Please note that we do not offer Overdraft Protection for US currency accounts at this time.
  1. These interest rates are subject to change without notice. Interest is calculated, per annum, at the tier rate on the portion of the closing daily balance within the tier. Interest is paid monthly. Learn more about how our interest rates are calculated on deposit and GIC products.
  2. Interest rates are calculated per annum, accrued daily, and paid monthly. Learn more about how our interest rates are calculated on deposit and GIC products.
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CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information

Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.