A guaranteed return, always

Secure a worry-free investment and a great rate.
Effective June 3, 2021 Term Deposits are now called GICs (Guaranteed Investment Certificates) to align with industry standards.

Explore our featured GICs and find the right one for you


Market-Linked GIC

For a limited time, earn a higher return based on stock market performance with our 5 Year Market-Linked GIC, with a guaranteed minimum return of 5.00%* and up to a maximum return of 15%*.

15 Month Non-Redeemable GIC

Get a high return on a shorter-term commitment.


Rising Rate GIC

Benefit from compound interest and the choice to redeem your money on each anniversary without penalty.


Year 1


Year 2


Year 3

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Features and benefits

Secured Savings

Avoid dipping into your savings account by securing your money.
Guarantee Return

Regardless of the circumstances, you’ll know exactly what your return will be.
Competitive Rates

Enjoy the security of high-interest rates even if they drop again.

GIC available as RRSP, RIF, TFSA, RESP. Minimum deposit of $500.

Step-by-Step Guide

Get our online GIC offers in 3 easy steps

Step 1

If you’re not a Coast Capital member, apply online (personal; business).

Then, log into online banking.

Step 2

In Digital Banking:

In the left hand menu, select ‘Products & Services’ and then ‘Open Account’. 

Step 3

Select ‘Non-Registered GICs’ then select the product you’d like.

Need a hand? We can help.

Like what you see? Here's more.

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RRSP vs TFSA. Which is better for you?
What's really better for our savings goals, an RRSP or a TFSA? With tax season on the horizon, we break down what to choose, and when.
How to find right investment professional
Learn how to look for the right investment professional to help you reach all your financial goals.
Why it’s important to invest with a goal
If you’re not investing with a purpose, you’re on a road without a clear destination. Read up and learn about the benefits of goals based investing.
Let’s find the right GIC, together.

Our Investment Team will work with you to find the GIC that’s right for you and your goals.

Call us at 1.888.517.7000 Mon-Fri, 8am-5:30pm or book an appointment online.

CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the CDIC.

*Term deposit rates subject to change. Advertised rate includes an additional 0.10 percentage points per annum, subject to purchasing either an 15-month non-redeemable term deposit or 2-year non-redeemable term deposit within one of the following registered investment vehicles: RRSP, RIF, RESP or TFSA. Individuals are responsible for understanding their own CRA contribution limits in registered investment vehicles. Offer only available through Contact Centre or in branch. The bonus 0.10 percentage points will be added to the posted rate of the promotional product for the full amount of the term deposit. Rate holds are not eligible for the promotional offers. Coast Capital Savings Federal Credit Union reserves the right to terminate the Offer at any time.

Minimum investment of $500 required.

* Offers subject to change without notice at any time. Interest rates are calculated annually and accrued daily. Minimum investment of $500; eligible for non-registered, TFSA, RRSP, RRIF, and RESP contributions.
GIC rates subject to change. Rate holds are not eligible for the promotional offers. Coast Capital Savings Federal Credit Union reserves the right to terminate the Offer at any time.
Minimum investment of $500 required.