GICs

A guaranteed return, always

Secure a worry-free investment and a great rate.

AVAILABLE ONLINE

1-Year Better Than Cash®
GIC

A flexible GIC that pays like a locked-in rate, but it's redeemable after 6 months without penalty on interest payable.

0.65^%*

AVAILABLE ONLINE

18-Month Non-Reedeemable
GIC

Get a great rate on a short-term commitment.

0.75^%*

3-Year Market-Linked GIC

Guarantee your principal investment and earn a minimum of 0.33%** and a maximum 1.80%** based on market performance.

Call 1.844.517.7763 or meet with our team today.

Book an appointment

Secured Savings

Avoid dipping into your savings account by securing your money.

Guarantee Return

Regardless of the circumstances, you’ll know exactly what your return will be.

Competitive Rates

Enjoy the security of high-interest rates even if they drop again.

Flexibility

GIC available as RRSP, RIF, TFSA, RESP. Minimum deposit of $500.

Step 1

If you’re not a Coast Capital member, apply online (personal; business).

Then, log into online banking.

Step 2

In Digital Banking:

In the left hand menu, select ‘Products & Services’ and then ‘Open Account’.

Step 3

Select ‘Non-Registered GICs’ then select the product you’d like.

Need a hand? We can help.

Get started

GROW YOUR MONEY

All about GICs (term deposits)

What's a GIC, and how does it work? We've put together a guide to understanding all things GICs - including why you need one.

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GROW YOUR MONEY

How to automate saving

Automated saving isn’t a robot who comes every two weeks to snag a $20 out of your wallet. Read how to set yourself up for saving success.

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RRSP vs TFSA. Which is better for you?

What's really better for our savings goals, an RRSP or a TFSA? With tax season on the horizon, we break down what to choose, and when.

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GROW YOUR MONEY

How to find right investment professional

Learn how to look for the right investment professional to help you reach all your financial goals.

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Why it’s important to invest with a goal

If you’re not investing with a purpose, you’re on a road without a clear destination. Read up and learn about the benefits of goals based investing.

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Let’s find the right GIC, together.

Our Investment Team will work with you to find the GIC that’s right for you and your goals.

Call us at 1.888.517.7000 Mon-Fri, 8am-5:30pm or book an appointment online.

Book an appointment

Stuff we have to say.

*Term deposit rates subject to change. Advertised rate includes an additional 0.10 percentage points per annum, subject to purchasing either an 15-month non-redeemable term deposit or 2-year non-redeemable term deposit within one of the following registered investment vehicles: RRSP, RIF, RESP or TFSA. Individuals are responsible for understanding their own CRA contribution limits in registered investment vehicles. Offer only available through Contact Centre or in branch. The bonus 0.10 percentage points will be added to the posted rate of the promotional product for the full amount of the term deposit. Rate holds are not eligible for the promotional offers. Coast Capital Savings Federal Credit Union reserves the right to terminate the Offer at any time.

Minimum investment of $500 required.

Terms & Conditions

* Interest rates are calculated annually and accrued daily.

**Variable return can only be known at maturity and may be 1.00% (0.33% per annum) for a 3 year market-linked GIC. These investments cannot be transferred or redeemed and we will not pay any interest or principal before maturity. Not available to purchase through online banking, please call us to purchase 1.844.517.7763.