A guaranteed return, always.

GICs

Secure a worry-free investment and a great rate.

Market-Linked GIC

LIMITED TIME

Earn a higher return based on stock market performance with our 5 Year Market-Linked GIC. Learn more about Market-Linked GICs.

5%*

Minimum return

15%*

Maximum return

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15 Month Non-Redeemable GIC

AVAILABLE ONLINE

Get a higher return on a shorter-term commitment.

1.25%**

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Rising Rate GIC

Benefit from compound interest and the choice to redeem your money on each anniversary without penalty.

1.25%**

Year 1

1.80%**

Year 2

2.15%**

Year 3

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Secured Savings

Avoid dipping into your savings account by securing your money.

Guarantee Return

Regardless of the circumstances, you’ll always get a return.

Competitive Rates

Enjoy the security of high-interest rates even if they drop again.

Flexibility

GIC available as RRSP, RIF, TFSA, RESP. Minimum deposit of $500.

Step 1

If you’re not a Coast Capital member, apply online (personal; business).

Then, log into online banking.

Step 2

In Digital Banking:

In the left hand menu, select ‘Products & Services’ and then ‘Open Account’.

Step 3

Select ‘Non-Registered GICs’ then select the product you’d like.

Need a hand? We can help.

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RRSP vs TFSA. Which is better for you?

What's really better for our savings goals, an RRSP or a TFSA? With tax season on the horizon, we break down what to choose, and when.

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How to find right investment professional

Learn how to look for the right investment professional to help you reach all your financial goals.

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Why it’s important to invest with a goal

If you’re not investing with a purpose, you’re on a road without a clear destination. Read up and learn about the benefits of goals based investing.

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Terms & Conditions

*Offers subject to change or termination, without notice, at any time. Variable return can only be known at maturity and may be 5.00% (0.98% per annum) for the 5 year Market-Linked GIC. These investments cannot be transferred or redeemed and will not pay any interest or principal before maturity; maximum annual returns are compounded annually. Minimum investment of $500 required.; Eligible for non-registered, TFSA and RRSP contributions. Rate holds are not eligible for promotional offers. See 5 Year Global Diversified GIC Terms and Conditions.

**Offers subject to change or termination without notice at any time. Interest rates are calculated annually and accrued daily. Minimum investment of $500; Eligible for non-registered, TFSA, RRSP, RRIF, and RESP contributions. Rate holds are not eligible for promotional offers.

Stuff we have to say.

*Term deposit rates subject to change. Advertised rate includes an additional 0.10 percentage points per annum, subject to purchasing either an 15-month non-redeemable term deposit or 2-year non-redeemable term deposit within one of the following registered investment vehicles: RRSP, RIF, RESP or TFSA. Individuals are responsible for understanding their own CRA contribution limits in registered investment vehicles. Offer only available through Contact Centre or in branch. The bonus 0.10 percentage points will be added to the posted rate of the promotional product for the full amount of the term deposit. Rate holds are not eligible for the promotional offers. Coast Capital Savings Federal Credit Union reserves the right to terminate the Offer at any time.

Minimum investment of $500 required.

A guaranteed return, always.

Explore our featured GICs and find the right one for you.

Market-Linked GIC

15 Month Non-Redeemable GIC

Rising Rate GIC

Features and benefits.

Step-by-Step Guide.

Like what you see? Here's more.