A guaranteed return, always.

GICs

Secure a worry-free investment and a great rate.

1 Year Better Than Cash® GIC

AVAILABLE ONLINE

Saving for a vacation or a new car? Enjoy the flexibility of a redeemable GIC that pays like a locked-in investment. Redeemable after 6 months, without penalty on interest payable.

2.90%^1,2

15 Month Non-Redeemable GIC

AVAILABLE ONLINE

Get a guaranteed return on a short-term commitment.

4.05%^1,3

Rising Rate GIC

Benefit from compound interest and the choice to redeem your money on each anniversary without penalty.

3.65%⁴

Year 1

4.10%⁴

Year 2

5.00%⁴

Year 3

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Secured Savings

Avoid dipping into your savings account by securing your money.

Guarantee Return

Regardless of the circumstances, you’ll always get a return.

Competitive Rates

Enjoy the security of high-interest rates even if they drop again.

Flexibility

GIC available as RRSP, RIF, TFSA, RESP. Minimum deposit of $500.

Step 1

If you’re not a Coast Capital member, apply online (Personal Banking; Business Banking ).

Then, sign into digital banking.

Need a hand? We can help.

Step 2

In Digital Banking:

In the left hand menu, select ‘Products & Services’ and then ‘Open Account’.

Step 3

Select ‘Non-Registered GICs’ then select the product you’d like.

If the GIC is for your personal banking and you're interested in registered accounts, book an appointment below.

BOOK APPOINTMENT

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Terms & Conditions

1.  Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum and accrued daily. Minimum investment of $500. Eligible for non-registered, TFSA, RRSP and RRIF.
2.   Interest paid at maturity. No interest will be paid if you redeem this GIC within the first 6 months.
3.  Choose interest to be paid annually (compounding), annually (non-compounding), or monthly (non- compounding).
4.   Interest is calculated per annum, Choose interest to be paid annually (compounding) or annually (non-compounding). Partial or full redemptions allowed on the annual anniversary date of the GIC. Minimum redemption amount of $500 while maintaining the minimum investment amount. Redemption outside the designated anniversary date is strictly prohibited.

Stuff we have to say.

*Term deposit rates subject to change. Advertised rate includes an additional 0.10 percentage points per annum, subject to purchasing either an 15-month non-redeemable term deposit or 2-year non-redeemable term deposit within one of the following registered investment vehicles: RRSP, RIF, RESP or TFSA. Individuals are responsible for understanding their own CRA contribution limits in registered investment vehicles. Offer only available through Contact Centre or in branch. The bonus 0.10 percentage points will be added to the posted rate of the promotional product for the full amount of the term deposit. Rate holds are not eligible for the promotional offers. Coast Capital Savings Federal Credit Union reserves the right to terminate the Offer at any time.

Minimum investment of $500 required.

A guaranteed return, always.

Our wide range of GICs can help you reach your goals — tomorrow and beyond. Speak with an advisor to find the investment solution that's right for you.

1 Year Better Than Cash® GIC

15 Month Non-Redeemable GIC

Rising Rate GIC

Features and Benefits

Step-by-Step Guide

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