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Mortgage Calculators

Plan for your mortgage with our suite of mortgage calculators.

Have questions? Contact a Mortgage Advisor

Helpful guides for every step of homeownership

Whether you're just starting to save or you're a seasoned homeowner, we're with you every step of the way.

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Find out what you could qualify for

Learn what purchase price you could qualify for through a calculation personalized to you. Your credit score won't be impacted and there's no commitment to apply for a Coast Capital mortgage.

Find out what you could qualify for

Learn what purchase price you could qualify for through a calculation personalized to you. Your credit score won't be impacted and there's no commitment to apply for a Coast Capital mortgage.

Get pre-qualified
Get pre-qualified

Mortgage Calculator FAQs

Check out our Mortgage Basics page to learn more.
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Check out our Mortgage Basics page to learn more, including examples of how the Interest Rate Differential (IRD) and 90 days' interest are calculated.
If you have any questions in any stage of your home ownership journey, our skilled Mortgage Advisors are ready to help. Contact us and we'll help you decide what's right for you.
  • All disclosed values, amounts, and rates are generated by the Coast Capital Mortgage Calculator using a Gross Debt Service (GDS) ratio of 35% and a Total Debt Service (TDS) ratio of 42%.
  • These calculators are made available to you as tools for independent use and are not intended to provide credit advice. The values, amounts, and rates intend to serve as a guideline and may vary depending on your application. All examples and options are hypothetical and are for illustrative purposes only. We cannot and do not guarantee their applicability or accuracy. Your actual values, amounts, and rates will be disclosed in your loan renewal documents, prior to the date of your renewal.
  • Rates are subject to change without notice. If there are no additional costs of borrowing charges, the Annual Percentage Rate (APR) and the interest rate will be the same. If other fees or charges apply, the APR may increase. Your actual APR will be disclosed in your loan renewal documents, prior to the date of your renewal.
  • All home buyers whether making a new purchase, applying for additional funds to be added to a mortgage, or moving a mortgage to another financial institution, must qualify at a stress test rate to reflect that their finances could handle a rate increase. This test uses the higher of the minimum qualifying rate (MQR) set by the Office of the Superintendent of Financial Institutions, or 2% above the contract rate.  We’ve included the MQR as the default option in the Mortgage Calculator.