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Explore our other GICs and find one that works for your needs.

 
1 - 5 years GIC
16 Month Flex GIC
3-Year Rising GIC
Available terms
1-5 Years
16 Months
3 Years
Access to funds This is the flexibility to cash out (redeem) the GIC during the term.
 
 
 
Non-Redeemable With non-redeemable GICs, there’s penalty if you take your investment out before the GIC matures. If you may need access to the funds, consider a redeemable option.
yes
 
 
Redeemable after 30 days without penalty on interest payable
 
yes
 
Redeemable in part of full on GIC anniversary date
 
 
yes
Minimum investment
$500
$500
$500
Interest earning options
 
 
 
Paid annually Get an interest payment on each anniversary of opening the GIC.
yes
 
yes
Compound annually Have earned interest added to the initial investment annually so you earn interest on your interest. Then get a lump sum interest payment at the end of the term.
yes
 
yes
Paid monthly Get an interest payment each month
yes
 
 
Paid every 8 months
 
yes
 
Compound at 8 months
 
yes
 
Availability
 
 
 
Available as a Non-registered account
yes
yes
yes
Available as a Registered Account such as an RRSP, RIF, RESP or TFSA
yes
yes
yes
Available as a Registered Account such as an FHSA
yes
yes