Trusted advice to help you achieve homeownership

We know that there’s a lot to consider when buying your first home. That’s where we come in. Our team works in your best interest to make sure you find the right mortgage product, features and rate that work best for your unique financial goals.

We make it even easier with our Help Extras where you'll get up to $1000 in to invest, a line of credit plus other benefits.

Apply online, book an appointment at a nearby branch or call our Mortgage Team at 1.888.517.7749 to get pre-approved today.

Featured rates
1.82%APR5-Year Variable *
1.90%APR5-Year Fixed *

Check out our other mortgage rates.

Members Get It® Mortgages

Our members get more with Members Get It Mortgages. You'll get a great rate2 and up to $1,000 in Help Extras®3.

  • New mortgages with a term of 3 years or more receive $1,000 in Help Extras®
  • Put your Help Extras toward investment products such as term deposits in non-registered or registered accounts such as an RRSP, RESP or TFSA

Personal Line of Credit
A helpful alternative to cash advances or large credit card purchases. Get access to extra funds and only pay interest when it's used.
  • Pay down the balance at any time
  • Re-advance your loan as many times as you need
  • Interest4 charged only on what you use
  • Access money through your chequing account, debit card, cheques or in a branch

No need to choose between homeownership and saving, because Members Get It Mortgages come with Help Extras4. With a new mortgage with a term of 3 years or more, you'll get $1,000 in Help Extras towards an investment like an RRSP or Tax-Free Savings Account. Or for a 1 or 2-year mortgage term, you'll still receive $500 in Help Extras. Conditions apply.

Members Get It Mortgage™

You'll get a reduced rate to help cover the costs of CMHC or Genworth Insurance, plus up to $1,0004 in Help Extras.™

$500 Towards Your Fees³
We'll cover $500 worth of legal and appraisal fees. Because nobody really likes fees.

Here’s what you need to do.
Step 1
Take no more than 10 minutes to complete the pre-approval form. We’ll get back to you within 2 business days.
Step 2
We’ll contact you to discuss your application including required documents, rates and terms.
Step 3

Finalize your mortgage.

Get started

Like what you see? Here's more.

Why you should talk to a mortgage specialist
A perfect mortgage is so much more than just a seductively low-interest rate. Read up on why you should always talk to a mortgage specialist.
Fixed vs. variable – which mortgage rate is right for you?
What type of mortgage is the most suitable for you? Fixed-rate mortgage or a variable mortgage? This short guide sets out what you need to know.
5 (more) mortgage FAQs answered by an expert (Janessa)
Here are 5 common questions Janessa, a relationship manager, gets asked about mortgages.
Mortgage questions? Let's chat.
Call us at 1.888.517.7749 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.