Trusted advice to help you achieve homeownership

We know that there’s a lot to consider when buying your first home. We'll help you every step of the way. Our team works in your best interest to make sure you find the right mortgage, features and rate that work best for your unique financial goals.

We make it even easier with our Help Extraswhich includes a $1000 cash bonus when you start a new mortgage with Coast Capital1.

Apply online, book an appointment at a nearby branch or call our Mortgage Team at 1.888.517.7749 to get pre-approved today.

Featured rates
1.67%APR5-Year Variable *
1.85%APR5-Year Fixed *

Check out our other mortgage rates.

Members Get It® Mortgages

Our members get more with Members Get it Mortgages. You’ll get a great rate and a $1000 cash bonus1 through Help Extras™ when you switch to an eligible mortgage with us today.

On your path to homeownership, you can make the most of your $1000 Help Extras cash bonus by investing it in our non-registered or registered accounts such as an RRSP, RESP or TFSA.

Personal Line of Credit
A helpful alternative to cash advances or large credit card purchases. Get access to extra funds and only pay interest when it's used.
  • Pay down the balance at any time
  • Re-advance your loan as many times as you need
  • Interest4 charged only on what you use
  • Access money through your chequing account, debit card, cheques or in a branch

Get $1000 with Help Extras™

No need to choose between homeownership and saving, because Members Get It Mortgages come with Help Extras. With a new mortgage with a term of 3 years or more, you’ll get a $1000 cash bonus1. If you’re looking for ways to make the most of your $1000, check out our great investment options.

Members Get It Mortgage™

Get a reduced rate to help cover the costs of CMHC or insurance with Sagen™, plus a $1000 cash bonus through Help Extras1.

$500 Towards Your Fees
In addition to the Help Extras cash bonus, we’ll cover $500 worth of legal and appraisal fees2.

Here’s what you need to do.
Step 1
Take no more than 10 minutes to complete the pre-approval form. We’ll get back to you within 2 business days.
Step 2
We’ll contact you to discuss your application including required documents, rates and terms.
Step 3

Finalize your mortgage.

Get started

Like what you see? Here's more.

Why you should talk to a mortgage specialist
A perfect mortgage is so much more than just a seductively low-interest rate. Read up on why you should always talk to a mortgage specialist.
Fixed vs. variable – which mortgage rate is right for you?
What type of mortgage is the most suitable for you? Fixed-rate mortgage or a variable mortgage? This short guide sets out what you need to know.
5 (more) mortgage FAQs answered by an expert (Janessa)
Here are 5 common questions Janessa, a relationship manager, gets asked about mortgages.
Mortgage questions? Let's chat.
Call us at 1.888.517.7749 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.

*Closed, residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. If fees apply, the Annual Percentage Rate (APR) could increase. Rates subject to change without notice. The fixed mortgage Annual Percentage Rate (APR) is compounded semi-annually, not in advance. The variable mortgage APR is compounded monthly, not in advance. Each APR calculation is based on a $300,000.00 mortgage at a 25 year amortization, assuming an appraisal fee of $300 (which includes fees associated with determining the value of the property). If there are no additional cost of borrowing charges, the APR and the interest rate will be the same. The APR assumes the interest rate does not vary over the term. Variable mortgage interest rates will change when the Coast Capital Savings Prime Rate changes.

  1. Help Extras are available for new closed mortgage loans with a principal amount not less than $150,000, having a term of not less than 3 years. Pre-approval is available for both primary residences and rental properties. Must be either a first mortgage, or a second mortgage behind a Coast Capital Savings first mortgage. Other conditions will apply. Contact us for details.
  2. Subject to approval.