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Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm. Or, we'll come to you.
Members Get It® Mortgages
Our members get more with Members Get It Mortgages. You'll get a great rate2 and up to $1,000 in Help Extras®3.
- New mortgages with a term of 3 years or more receive $1,000 in Help Extras®
- Put your Help Extras toward investment products such as term deposits in non-registered or registered accounts such as an RRSP, RESP or TFSA
- More Help Extras when you renew down the road
Terms & Conditions
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Closed, residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. If fees apply, the Annual Percentage Rate (APR) could increase. Rates subject to change without notice.
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Initial interest rate and APR, compounded monthly.
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Some conditions apply for Help Extras. Contact us for details.
Personal Line of Credit
A helpful alternative to cash advances or large credit card purchases. Get access to extra funds and only pay interest when it's used.
- Pay down the balance at any time
- Re-advance your loan as many times as you need
- Interest1 charged only on what you use
- Access money through your chequing account, debit card, cheques or in a branch
- Creditor insurance available
Terms & Conditions
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Rate and approval based on risk profile.
Free Chequing, Free Debit, and More Account®
Nobody really likes fees. This account is free with no minimum balance required.
- No monthly fee
- Unlimited day-to-day transactions1
- Free withdrawals and deposits at 4000+ ding free® ATMs across Canada
- Free in-branch, online or phone bill payments
- Free online cheque images
- Overdraft Protection available2
- Free eStatements
Terms & Conditions
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Rates are subject to change.
Transactions include cheques, Coast Capital Savings® and EXCHANGE Network ATM withdrawals, Interac® Direct Payment, preauthorized payments, Coast-by-Phone® bill payments, Coast Online® Banking bill payments and in-branch withdrawals, transfers and bill payments. Deposits and self-serve (Coast Capital Savings® ATM, Coast-by-Phone® and Coast Online® Banking) transfers are free.
Additional network ATM transactions are subject to the fees listed. Surcharges from other financial institution ATMs are excluded.
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Overdraft limits are subject to qualification. Monthly fee applies where overdraft is used.
For more information, see our full list of service fees.
Tax-Free Savings Account
If you're over 18, thanks to the government, you won't get taxed on the income or growth you make on your investment, even when it's withdrawn. That's right, no taxes, from the government.
- No maximum age limit to open or hold a TFSA
- No deadline for your contributions
- Unused TFSA contribution room can be carried forward to future years
- Investment income earned in a TFSA plan, including capital gains, will not be taxed, even when withdrawn
- Multiple investment products such as Term Deposits and Mutual Funds available within a TSFA
Disclosure
Coast Capital Savings Credit Union provides service and advice related to deposit, loan and mortgage products. Coast Capital Financial Management Ltd. provides service and advice related to life insurance, segregated funds and annuities. Worldsource Financial Management Inc. provides service and advice related to mutual funds. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the Fund Facts before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation (CDIC) or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.
Not sure if you can afford to buy your first home?
Let's have a quick Where You're At Money Chat® to help solve your money matters.
