Free Chequing

That moment when you get free chequing and $200.

The Free Chequing, Free Debit and More Account®

  • No monthly fee. No minimum balance requirement. And no charge for day-to-day transactions.1
  • Sign up, set up payroll deposit or a preauthorized debit and we'll give you $200. This offer is open to new BC credit union members.2
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Featured rate: 2.09% 3

5-year variable special insured rate

Let's face it. Unless you're fortunate to have an extra hand from family, or happen to be sitting on a pile of dough, getting 20% for a down payment is tough. And if you have less than the required 20%, you need to get CHMC or Genworth insurance which can add to your monthly mortgage balance.

We make it a bit easier with a little extra help for first-time home buyers. It's our First Home Helper.

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That moment when you get a great rate on your first mortgage

That moment when your business account gives you more for less.

The One Small Fee, the Rest is Free Business Account®

  • For only $38 a month you'll receive unlimited deposits, transfers, withdrawals and bill payments.4
  • Get $200 when you open a business chequing account.5
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  1. Transactions include cheques, Coast Capital Savings® and EXCHANGE Network ATM withdrawals, Interac® Direct Payment, preauthorized payments, Coast-by-Phone® bill payments, Coast Online® Banking bill payments and in-branch withdrawals, transfers and bill payments. Deposits and self-serve (Coast Capital Savings® ATM, Coast-by-Phone® and Coast Online® Banking) transfers are free.
  2. For new members who have not previously had their banking at a credit union. For full details, visit
  3. For new high-ratio-insured, closed, residential (owner-occupied) first mortgage loans made to members with a Direct Payroll Deposit to a Coast Capital Savings account and a Pre-Authorized Credit into a Coast Capital Savings investment product (registered or unregistered) only. Additional mortgage insurance criteria may apply. Interest rate and approval based on risk profile. This is a variable rate product which will fluctuate with the Coast Capital Savings prime rate. Rates subject to change at any time without notice. Additional fees may apply. Insurance fees and other applicable fees, if any, will increase your APR.
  4. Other fees apply for miscellaneous financial services. Ask us for details.
  5. For new members or existing personal members who have not previously had their business banking at a credit union. For full details, visit