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Become a member and open your account online.

How to get up to $650, plus 3.0% bonus interest on savings1,2

Become a new business member and open one or more of the following: an eligible Coast Capital Business Chequing Account, Coast Capital Business Credit Card issued by Collabria®, or a Coast Capital High-Interest Business Savings Account. Choose any combination of the three offers based on your banking needs.

Up to $450 cash1

When you open and use a new eligible Business Chequing Account.

Up to $200 statement credit1

When you open and spend on a new Coast Capital Business Credit Card.

3.0% bonus interest rate2

When you open and deposit into a new High-Interest Business Savings Account.

Offer details

Complete the offer criteria for one or more of the below offers to get the corresponding bonus value paid into your new account:

Get up to $450 with a new business chequing account1

To qualify for this offer:

  1. Become a new business member and open the business chequing account that's right for you:
  2. Within the first 90 days after your account opens:
    • Set up one or more recurring preauthorized payments of at least $50 each. At least two payments need to be successfully withdrawn in the first 90 days.
    • Start using your account by completing 15 transactions through the account.
Book appointment
Get up to $200 with a new Coast Capital Business credit card issued by Collabria1

To qualify for this offer:

  1. Become a new business member online or book an appointment

  2. Then apply for the credit card that's right for you:
  3. Once approved, activate your new Coast Capital Credit Card and spend at least $1,000 in the first 90 days3.

Unlock your bonus interest rate2

Complete the offer criteria below to earn bonus interest in your High-Interest Business Savings Account until December 31, 2025.

Earn a bonus interest rate of 3.0% per annum with a new High-Interest Business Savings Account.2

To qualify for this offer:

  1. Become a new business member and open a non-registered High-Interest Business Savings Account by December 1, 2025.

  2. Start earning 3.0% per annum bonus interest2 on new deposits (up to $20,000,000 CAD total) until December 31, 2025. The bonus interest is in addition to the regular posted interest rate - so that's a total interest rate of X.XX%4 (standard rate is subject to change).

  3. Total interest is accrued daily, and paid at the end of each eligible month. Note: The bonus interest will be posted as a separate entry after the regular interest is posted (can be up to 10 business days afterwards). Membership share must be funded to receive interest payments.

Or book appointment

We’ve answered your most popular FAQs

Opening a business account online is fast and easy. You can open most corporation accounts online, without having to visit a branch.

Not all signers need to be together to start the application – just one Director or partner needs to start the application. Once the application has been reviewed by the Coast Capital Business team, the individual signers will each be sent an email with a link to complete their individual portions.

To ensure you have the right information to open your account quickly, check out our guide here.

If you’re setting up another business type, unable to apply online or have any questions, please reach out to our Business Banking Team.

To receive the cash bonus, follow these steps:

Step 1: Become a business member and open a Business Core Chequing, Business Essential Chequing or Business Premium Chequing Account by December 1, 2025.

Step 2: Set up one or more recurring pre-authorized payments of at least $50 each, for bill, loan, mortgage, or credit card payments. Make sure at least two payments are successfully withdrawn, under the pre-authorized payment, in the first 90 days.

Step 3: Start using your account. You qualify for the cash bonus if at least 15 transactions are processed through the account in the first 90 days.

See full terms and conditions for the cash bonus offer.

If you have questions or need help picking the right solutions for your business, connect with our Business Banking Team at 1.855.350.7775 or book an appointment online.

The New HIBSA Offer will be calculated by adding the 3.0% per annum bonus interest to the current standard posted (non-bonus) interest rate applicable to the balance of the member’s HIBSA account until December 31, 2025 (up to $20,000,000 CAD total).

Total interest is accrued daily, and paid at the end of each eligible month.

Note: The bonus interest will be posted as a separate entry after the regular interest is posted (can be up to 10 business days afterwards). Membership share must be funded to receive interest payments.

When will I receive the cash bonus?

The cash bonus will be deposited into your account by April 30, 2026. See full terms here.

I have a personal membership at Coast Capital already. Do I qualify for these offers?

If you already have a personal membership with us but no business membership, you are eligible for this offer. 

I used to have a business account with Coast Capital. Am I eligible?

To be eligible, you must not have or have had a business membership or account with Coast Capital within the last 5 years (since September 15, 2020) for the business that will open and use the new eligible Business chequing account.

If you have a Coast Capital business membership but want to open a new membership for a different business (legal entity) you may be eligible. Sole prop businesses looking to open a second business membership are not eligible.

Are account transfers part of the eligibility for the 15 transactions through the chequing account?

No. Account transfers, service fees, interest charges, and incomplete transactions will not qualify. For details and a summary of eligible transactions, see full terms here.

Why is my application to open a new chequing account denied?

There are a number of reasons an application may be declined. If your online application for a new chequing account was declined, please contact us or call us at 1.855.350.7775.

 

Take advantage of this limited-time offer

Apply online in as little as 5 minutes. 

1. Read cash offer terms and conditions.

2. Interest rates are calculated per annum, accrued daily, and paid monthly. Read rate offer terms and conditions.

3. Credit Card fees, returns, Cash Advances and interest charges will not count towards the purchase total.

4. Based on regular posted interest rate effective as of October 2, 2025.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.