Coast Capital® Small
Business Suites

All of your business banking needs together in one suite of products.

One-stop shop for all your business banking needs.

We've done the hard work on your behalf. With our Small Business Suites, find the most relevant banking products and services for your business all in one place. We have your business banking needs covered, from chequing and cash flow, to wealth management and financial advice.

Our dedicated business advisors are here to help you choose the right products and services for your business. We’re with you every step of the way.



Become a business member today.

Get started by opening an account online in as little as 15 minutes.* Or book an appointment to meet with our team.

*Pending approval of your online application.


Step 1: Become a member by opening an account.


Start by opening the chequing account that’s right for your business’s needs.

The One Small Fee, the Rest is Free Business Account®

  • Unlimited in-branch deposits, withdrawals, transfers and bill payments1
  • Unlimited cheque clearing
  • Unlimited debit card transactions within Canada
  • $38 monthly fee ($456 per year)

The Deposit-for-free Business Account

  • Unlimited in-branch and ATM deposits2
  • Unlimited transfers via Coast Online®, Coast Mobile® Banking and Coast-by-Phone® 
  • $6 monthly fee ($72 per year)

Step 2: Add solutions to help your business thrive.

Explore our solutions and connect with our Business Banking Team when you're ready.

Business loan3

$10,000 - $300,000

Funding to support expansion or operational updates at an affordable rate and with flexible payment terms.

To apply for a business loan:

Call our Business Banking Team at 1.855.350.7775 or book an appointment online.

Line of Credit3

Ideal funding to support emergency needs or revenue-generating activities since you can repeatedly borrow against it and pay it back.

To apply for a line of credit:

Call our Business Banking Team at 1.855.350.7775 or book an appointment online.

Coast Visa Business Card

$60 annual fee.

Enjoy one of the lowest interest rates in Canada, 1% cashback credit4 and free access to experienced lawyers with corporate legal assistance services.

To apply for a credit card:

Call our Business Banking Team at 1.855.350.7775 or book an appointment online.

Auto & Equipment Financing5


Enjoy low rates and a quick application process for business vehicle and equipment financing. We finance a wide range of business vehicles and equipment like cargo vans, passenger vehicles, trucks and construction equipment.

To apply for financing:

Call our Business Banking Team at 1.855.350.7775 or book an appointment online.

We’ve answered your most popular FAQs

Opening a business account online is fast and easy. You can open a Sole Proprietorship, General Partnership, or Corporation account online in as little as 15 minutes, without having to visit a branch.

Not all signers need to be together to start the application – just one Director or partner needs to start the application. Once the application has been reviewed by the Coast Capital Business team, the individual signers will each be sent an email with a link to complete their individual portions.

To ensure you have the right information to open your account quickly, check out our guide here.

If you’re setting up another business type, unable to apply online or have any questions, please reach out to our Business Banking Team.


If you have questions or need help picking the right solutions for your business connect with our Business Banking Team at 1.855.350.7775 or book an appointment online.

After your account opening, please call our Small Business Team at 1.855.350.7775 to apply for a Coast Business Visa Card, Business Loan, Line of Credit, or Auto and Equipment Financing. Our team will discuss your business needs and help you choose the right financing solutions.

Your success is our success so we're with you every step of the way.

A dedicated business partner every step of the way

When you bank with us, you get a dedicated and experienced Relationship Manager with local expertise, whose business is to know your business. And size doesn't matter to us. Here, we treat all businesses like big business.

Personalized financial advice to set your business up for long-term success6

Our Wealth Team creates strategies that help ensure personal and business financial success. We offer advice about the right financial solutions and strategies to ensure you’re on the path to meet your short and long-term goals.

Get fast financing when you need it

At Coast Capital, we work hard to identify and provide you with the best financing solutions to serve your needs. That’s why we’ve partnered with OnDeck — a leading small business lender to provide you term loans from $10,000 to $300,000 in as short as 1 business day.7 Apply online in minutes.


Get fast financing when you need it

At Coast Capital, we work hard to identify and provide you with the best financing solutions to serve your needs. That’s why we’ve partnered with OnDeck — a leading small business lender to provide you term loans from $10,000 to $300,000 in as short as 1 business day.7 Apply online in minutes.


Award-winning digital banking

We know that as a business owner, you’re busy getting the job done. That’s why we offer our business members digital banking with convenient features customized specifically for them. So instead of waiting in line-ups, you’ll save time for the more important stuff.


Award-winning digital banking

We know that as a business owner, you’re busy getting the job done. That’s why we offer our business members digital banking with convenient features customized specifically for them. So instead of waiting in line-ups, you’ll save time for the more important stuff.


Get all your business banking needs in one place.

Start by opening your account in as little as 15 minutes online.

1. Withdrawals include cheques, Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, online, mobile, telephone banking and in-branch bill payments, in-branch transfers between Coast Capital Savings accounts, and in-branch withdrawals. Non-EXCHANGE® ATM and international ATM and POS administration or third party fees on transaction amount may apply. The 'transaction amount' is the international ATM or POS payment instruction that we receive in Canadian Dollars and pay from your account to settle the transaction. The 'transaction amount' is converted to Canadian Dollars by third party participants in the electronic network used to process the transaction at rates which are not set by us. Third party fees or commissions may also be included in the transaction amount. For more information, see our full list of service fees.
2. Withdrawals include cheques, Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, online, mobile, telephone banking and in-branch bill payments, in-branch transfers between Coast Capital Savings accounts, and in-branch withdrawals. Non-EXCHANGE® ATM and international ATM and POS administration or third party fees on transaction amount may apply. The 'transaction amount' is the international ATM or POS payment instruction that we receive in Canadian Dollars and pay from your account to settle the transaction. The 'transaction amount' is converted to Canadian Dollars by third party participants in the electronic network used to process the transaction at rates which are not set by us. Third party fees or commissions may also be included in the transaction amount. For more information, see our full list of service fees.
3. Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.
4. Business purchases charged to one or more Coast Visa Business cards that total between $12,000 and $500,000 in one year will be eligible for a 1% cashback credited to the Business cardholders account on the anniversary date of the account opening. Visa cheques, cash advances, interest charges, returned goods, administration fees and other fees related to purchases are excluded.
5. Coast Capital Savings Federal Credit Union automotive financing products are subject to standard lending criteria and are offered by Coast Capital Auto & Equipment Finance Ltd. under the name Coast Capital Auto. Coast Capital Savings Federal Credit Union automotive financing products are available in Ontario, Nova Scotia, New Brunswick, Manitoba, British Columbia, Prince Edward Island, Alberta, and Newfoundland and Labrador. Fees may apply.
6. Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds.
7. Short-Term Loans are offered by On Deck Capital Canada, ULC (“OnDeck”) and all loans are subject to OnDeck approval.