Coast Capital®
Small Business Suites

LIMITED TIME Get up to $300* when you become a member and up to $500* in waived fees.

*Conditions apply

Save time and money with Small Business Suites

In addition to great service and loyal customers, the right combination of financial products, services and advice is critical to a business’s financial success.

With Small Business Suites, we've done the hard work on your behalf. All in one place you’ll find the most relevant products and services for your business. We have your business banking needs covered, from chequing and cash flow, to wealth management and financial advice.

For a limited time, get up to $300 when you become a business member1 and up to $500 in waived fees2 to support your small business.


Learn about our Small Business Suites. 

Ready to get started?

Let’s explore all your options to find the right tools and financial solutions for you and your business, together. But first, become a business member by opening your membership online.



Which Small Business Suite is
right for your business?


Select the Small Business Suite that best matches your business to see the list of products and services most relevant to your banking needs.

Essentials Suite

If you’re just starting your business, self-employed or a small/medium-sized business just looking for basic solutions such as day-to-day banking and cash flow, and unsecured lending then this suite is for you.

Expansion Suite

If your small or medium-sized business has greater transaction needs or requires more robust lending solutions to modernize, such as business loans with flexible terms, then this suite is for you.

Have questions about the offer? Click here for our FAQs.




More perks and benefits

Guidance beyond just banking

Coast Capital business members get free access to The Business Resilience Program powered by Spring.

We’ve teamed up with Spring Activator Inc. to offer our members free access to an online learning platform designed to help them assess the status of their business, create a plan to thrive, and equip them with the right tools and resources that go beyond business banking.

Guidance beyond just banking

Coast Capital business members get free access to The Business Resilience Program powered by Spring.

We’ve teamed up with Spring Activator Inc. to offer our members free access to an online learning platform designed to help them assess the status of their business, create a plan to thrive, and equip them with the right tools and resources that go beyond business banking.

A dedicated business partner every step of the way

When you bank with us, you get a dedicated and experienced Relationship Manager with local expertise, whose business is to know your business. And size doesn't matter to us. Here, we treat all businesses like big business.

Personalized financial advice to set your business up for long-term success7

Our Wealth Team creates strategies that help ensure personal and business financial success. We offer advice about the right financial solutions and strategies to ensure you’re on the path to meet your short and long-term goals.

Award-winning digital banking

We know that as a business owner, you’re busy getting the job done. That’s why we offer our business members digital banking with convenient features customized specifically for them. So instead of waiting in line-ups, you’ll save time for the more important stuff.

Award-winning digital banking

We know that as a business owner, you’re busy getting the job done. That’s why we offer our business members digital banking with convenient features customized specifically for them. So instead of waiting in line-ups, you’ll save time for the more important stuff.

Take advantage of these limited-time offers
You can also contact our Small Business Team at 1.855.350.7775 or book an appointment online.



Terms and Conditions

By participating in the 2021 New Business Member Promotion (the “New Business Member Promotion”), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

New Business Member Promotion: The New Business Member Promotion consists of two offers available when you open a new business membership with Coast Capital Savings Federal Credit Union (“Coast Capital”), open either a new Deposit-for-free Business Account™ (“Deposit-for-free Account”) or a new One Small Fee, the Rest is Free Business Account® (“One Small Fee Account ”), and meet the eligibility requirements and qualifying criteria set out here: (i) a one-time $100 credit for opening both a new business membership and a new Deposit-for-free Account (the “Deposit-for-free Offer”); or (ii) a one-time $300 credit for opening both a new business membership and a new One Small Fee Account (the “One Small Fee Offer”) (collectively, the “Offers”). The Deposit-for-free Offer and One Small Fee Offer cannot be combined.

The New Business Member Promotion runs from May 17, 2021 at 12:01 AM PST to June 28, 2021 at 11:59 PM PST, unless terminated at an earlier date by Coast Capital (the “Promotion Period”). 

The Offers: To receive either the Deposit-for-free Offer or the One Small Fee Offer, you must meet all of the eligibility requirements, and complete all of the qualifying criteria, set out below.

Offer Eligibility Requirements: To be eligible for either the Deposit-for-free Offer or the One Small Fee Offer, you must satisfy the following criteria: (i) if you are an individual, you must be of the age of majority, and you must be a resident of British Columbia; (ii) if you are a corporation, partnership, limited partnership, or limited liability partnership, you must be carrying on business in British Columbia, and all individuals who are partners must be of the age of majority; (iii) you must not currently have or have had a business membership or business account with Coast Capital for the business that either the Deposit-for-free Account or One Small Fee Account will be used for at any time on or after January 1, 2014; (iv) you must not previously have received any account opening promotion fee or benefit from us; and (v) you must qualify to open a business membership and either a Deposit-for-free Account or One Small Fee Account, and you must be approved by Coast Capital to open a business membership and either a Deposit-for-free Account or a One Small Fee Account.

Coast Capital is not obligated to open a Deposit-for-free Account or One Small Fee Account. If, in its discretion, Coast Capital does not open a Deposit-for-free Account or One Small Fee Account, you will not be eligible for the corresponding Deposit-for-free Offer or the One Small Fee Offer. 

Offer Qualifying Criteria: Offer Qualifying Criteria: To earn either the Deposit-for-free Offer or the One Small Fee Offer, you must complete all of the following steps: Step 1 - You must open a new business membership and open a Deposit-for-free Account or One Small Fee Account with Coast Capital during the Promotion Period. You may do so at one of our branches or online account opening services. No minimum balance is required. Step 2 -You must set-up at least one recurring, pre-authorized payment, from the Deposit-for-free Account or One Small Fee Account, with a single vendor, where the amount of each recurring payment is $50 or more (the “Pre-authorized Payment ”). For greater certainty, the Pre-Authorized Payment must be for bill, loan, mortgage, or credit card payments. Transfers of funds into other accounts, or into accounts with other financial institutions, are not eligible. Step 3 - Within 90 days of membership creation, you must have two successful withdrawals of payments under the Pre-Authorized Payment clear your account. For greater certainty, a pre-authorized payment does not count for this purpose if it is returned as NSF (not sufficient funds), or if it is a credit for the same amount and with the same vendor as the other pre-authorized payment. Step 4 - Within 90 days of membership creation, you must have processed not less than 15 transactions through the Deposit-for-free Account or One Small Fee Account. Account transfers, service fees, interest charges, and incomplete transactions will not qualify. Step 5 - You must remain a business member in good standing for not less than six (6) months after the end of the month during which you receive your Deposit-for-free Offer or One Small Fee Offer.

Offer Fulfillment: Subject to Coast Capital confirming that you have fulfilled the qualifying criteria listed in Steps 1 to 4 above, the Deposit-for-free Offer or One Small Fee Offer will typically be deposited to your Deposit-for-free Account or One Small Fee Account, as applicable, via electronic funds transfer by October 31, 2021. If you do not remain a business member in good standing for a minimum of six (6) months, after the end of the month during which you receive your Deposit-for-free Offer or One Small Fee Offer, as described in Step 5, then you must repay the full amount of the Deposit-for-free Offer or One Small Fee Offer on demand by Coast Capital. Without limiting your obligation to repay that amount, you hereby authorize Coast Capital to deduct all or any part of that amount from your Deposit-for-free Account or One Small Fee Account or any other account you maintain with Coast Capital. 

Offer Limits: Each individual or business is limited to one Deposit-for-free Offer or One Small Fee Offer. Persons opening an election account, to be used for a political candidate's election campaign, are not eligible. Persons other than individuals, corporations, partnerships, limited partnerships, or limited liability partnerships are not eligible. Joint Accounts and Joint Memberships are only eligible for a single Deposit-for-free Offer or One Small Fee Offer. The Deposit-for-free Offer or One Small Fee Offer are not transferrable or assignable. No substitutions will be permitted.

Privacy Notice: Coast Capital will collect personal information from you to administer the New Business Member Promotion and to determine your eligibility to receive the Offers. This may include the information you submit as part of the New Business Member Promotion, information required to open your Deposit-for-free Account or One Small Fee Account, and information about your Deposit-for-free Account or One Small Fee Account. By participating in the New Business Member Promotion, you consent to Coast Capital’s collection, use and disclosure of your personal information for the administration of the New Business Member Promotion, and otherwise in accordance with Coast Capital’s Privacy Policy. You also consent to Coast Capital using aggregated and anonymized information from your personal information to generate reports regarding the New Business Member Promotion and entrant demographics, which reports Coast Capital may disclose to other persons provided that no identifying information is included in such reports.

General Terms and Conditions: Coast Capital will not be liable to any person for any damage or loss arising from, connected with, or relating to the New Business Member Promotion, regardless of the cause or any fault by Coast Capital or any person for whom Coast Capital is responsible, and notwithstanding that any of those persons may have been advised of the possibility of the loss or damage being incurred. To the fullest extent permissible by applicable law, by participating in the New Business Member Promotion, you agree to indemnify and hold Coast Capital harmless against any and all third party claims arising out of or in connection with any breach by you of these Terms and Conditions or your participation in the New Business Member Promotion. Coast Capital is not obligated to pay any amount in respect of the New Business Member Promotion to any person, if Coast Capital is of the opinion, in its sole discretion, that such person, or any other person or group of persons connected directly or indirectly in any way with such person, is abusing or attempting to abuse the New Business Member Promotion or is otherwise not acting in good faith in its dealings with Coast Capital. Coast Capital may, in its discretion, withdraw, cancel, terminate, modify, or suspend all or any part of the New Business Member Promotion from time to time. Any such withdrawal, cancelation, termination, modification, or suspension will not affect you if you have become a new business member and opened your Deposit-for-free Account or One Small Fee Account prior to such withdrawal, cancelation, termination, modification, or suspension. Coast Capital may, in its discretion, change, supplement, or amend these Terms and Conditions from time to time by posting amended Terms and Conditions. Any such change, supplementation, or amendment will not affect you if you have become a new business member and opened your Deposit-for-free Account or One Small Fee Account prior to such change, supplementation or amendment. Coast Capital may, in its discretion, at any time limit the number of Offers available. Decisions of Coast Capital regarding any and all aspects of the New Business Member Promotion are final and binding on all participants.


  1. Terms and conditions apply. Subject to approval at Coast Capital Savings Federal Credit Union’s (Coast Capital) sole discretion. Coast Capital reserve the right to alter or terminate its Offers at any time. These Offers are limited to one per business membership and are not transferable, substitutable, or duplicable. Offers may be combined with other Coast Capital offers, subject to approval by Coast Capital. All products and service associated with an Offer must remain in good standing. Coast Capital reserves the right to charge any waived fees in the event any applicable product or service is not kept in good standing. Saving value based on the estimate value of the additional services, if purchased separately from the bundle. See full Small Business Suite terms and conditions online.
  2. Annual fee waived for the first year if you sign up from now until June 28, 2021. Member must (i) sign up for an account, and (ii) sign up for a Coast Capital Savings Federal Credit Union business loan or line of credit within 30 days of signing up for an account. Business loans and lines of credit are subject to Coast Capital’s lending policies, criteria, and standard lending fees. Personal guarantee(s), security, and additional documentation may be required. Credit cards and mortgage loans do not qualify. Other fees will apply. For a complete list of fees please review our Service Fees page.
  3. Offer available from May 1, 2021 to June 30, 2021. Eligible member will receive a $60 reimbursement, from Coast Capital, of the member’s first year annual fee on the member’s first card (the “Refund Bonus”). Please see full terms & conditions.
  4. Business purchases charged to one or more Coast Visa Business cards that total between $12,000 and $500,000 in one year will be eligible for a 1% cashback credited to the Business cardholders account on the anniversary date of the account opening. Visa cheques, cash advances, interest charges, returned goods, administration fees and other fees related to purchases are excluded.
  5. Rates and terms are subject to standard lending criteria. Auto refinancing does not apply to existing Coast Capital auto loans or lease. Refinancing may result in a lower monthly payments but may not be the case in every circumstance. Auto refinancing is offered by Travelers Finance Ltd. and Travelers Leasing Ltd. under the name Coast Capital Auto & Equipment Finance.
  6. Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds.
  7. Short-Term Loans are offered by On Deck Capital Canada, ULC (“OnDeck”) and all loans and loans amounts are subject to OnDeck approval.