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Step 1
Take no more than 10 minutes to complete the loan application. We’ll get back to you within the same business day.
Step 2

We’ll contact you to discuss your application including required documents, rates and terms.

Step 3

Finalize the loan with a member of our team.

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CCS New Products

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Non-Redeemable Term Deposits
You'll get our best rate no matter how much money you have to invest.
.75% % 1 1-year-term

  • 1 month to 5 year terms
  • Have the interest paid out annually or enjoy compound interest
  • Only need $500 to get started
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
  • View our current term deposit rates
Rising Rate Term Deposit
Benefit from compound interest and the flexibility of redeeming your money on each year anniversary without penalty.
.65 % 1
Year 1
.75 % 1
Year 2
1.30 % 1
Year 3

  • Only $500 to get started
  • Choice of earning compound or annual interest
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
17-Month Non-Redeemable Term Deposit
You'll get a great rate no matter how much money you have to invest.
2.40% % 1 new money only

  • Available as non-registered, RRSP, RIF, TFSA, RESP
  • Only need $500 to get started
Free Chequing, Free Debit, and More Account®
Nobody really likes fees. This account is free with no minimum balance required.

Construction Mortgage
Building a house? Get financing at every stage of your build.

  • Get advances to pay for the cost of building
  • Make interest-only payments up to 12 months
  • Agree on the term upfront
Standing Tall Award
60 Awards of $2,500 Available

Awarded to youth who have overcome adversity and have not only risen up against the odds, but are demonstrating a commitment to continue their education. This award is open to students who have faced challenges such as poverty, health, family issues, personal loss and lack of support.

Registered Education Savings Plan (RESP)
Save for your child's education without paying taxes on the interest earned as you grow your investments within an RESP.

  • Contribute to a lifetime maximum of $50,000
  • Anyone can contribute to the RESP, not just the parents of the child
  • Take advantage of the Canada Education Savings Grant and the BC Training and Education Savings Grant
  • Multiple investment products such as Term Deposits and Mutual Funds available within an RESP account
  • Up to $8,400 in government grants are available
The Low-fee, More-for-me Mutual Funds®
Our family of mutual funds gives you more of what you want: conservative management, simplicity and affordability.

  • Lower management expense ratio fees
  • Conservative fund management
  • Simple and flexible to fit your investment goals, life-stage and risk tolerance
  • Start with a $50 monthly contribution or a minimum investment of $1,000
  • Broad selection of investment choices
  • Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA
Equipment Financing
Whether you need equipment to move the earth or construct a building, we can help bridge the gap between sellers and buyers to make it happen.

  • Equipment-based term loans and capital leases
  • Refinancing
  • Pre-approved financing
  • Highly-structured transactions custom fit to your needs
Not confident enough in witch product you fit?
or call us at 1.888.517.7749

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Your financial big picture
Now available in our online banking
Take control of your finances with our new personal financial management tool.
Take Charge Money Manager™ is now available in Online Banking.
Members get friendly help planning for the unexpected.

Ensure you’re covered when it really counts.

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Free Chequing Members
314,000

members get free chequing

Youth Get It Investments
5,600,000
to help communities through Youth Get It investments
Available ATMs
4,000

ding-free ATMs available to members

Branch Locations
50

locations to serve members

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Hilights

Get free chequing, plus...
Join now, before this offer melts away.
Members get friendly help planning for the unexpected.

Ensure you’re covered when it really counts.

We'll help your investments match your dreams.

Like what you see? Here's more.

MONEY HELP
How a TFSA can up your investment game

Tax-free savings accounts (or TFSAs) are like rubber bands: they’re super flexible. Make sure you know the different ways to stretch and maximize your TFSA.

MONEY HELP
5 quick tips for RRSP season
How much should you save and will it be enough? Click for 5 quick tips on how to take advantage of RRSP season.
MONEY HELP
RRSP vs TFSA. Which is better for you?
What's really better for our savings goals, an RRSP or a TFSA? With tax season on the horizon, we break down what to choose, and when.
MONEY HELP
How to get rid of that credit card debt
How you manage your credit card debt makes a difference in how quickly you pay it back & become debt-free. Here are some ways to gain control of your debt.

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At Coast Capital Savings, we ask our members: How can we help you?
It's not just a clever tagline. It’s our mission to provide simple financial help.
1940
Our roots go back to the 1940s in British Columbia when banks made it difficult for people to get loans. Credit unions were established in communities across the province to make banking fair and accessible.
2000-2002
After several amalgamations of our founding credit unions, three leading organizations emerged, all determined to deliver even more help to their members and communities. Between 2000 and 2002 Pacific Coast Savings on Vancouver Island, Richmond Savings, and Surrey Metro Savings united to become Coast Capital Savings.
Today
We've delivered over 75 years of simple financial help and look forward to delivering 75 more. We’re Canada’s largest credit union by membership with over 52 branches serving 543,000 members in Metro Vancouver, Fraser Valley, Vancouver Island and the Okanagan.
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Members Get It™ Mortgages Featured 5-Year Variable 1.900% 3
Members Get It™ Mortgages Featured 5-Year Fixed 1.990% 1,2
5-Year Variable Special Insured 1.780% 10
5-Year Fixed Special Insured 1.860% 11

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Mortgage Terms Up to 25 Year Amortization More than 25 Year Amortization
1-Year Fixed Rate - Open 3.940% 2 4.190% 2
1-Year Fixed Rate - Closed 2.440% 2 2.540% 2
2-Year Fixed Rate - Closed 2.090% 2 2.190% 2
3-Year Fixed Rate - Closed 2.040% 2 2.140% 2
4-Year Fixed Rate - Closed 2.090% 2 2.190% 2
5-Year Fixed Rate - Closed 1.990% 2 2.090% 2
5-Year Fixed Insured Rate - Closed 1.860% 2,7,8 Not Offered
5-Year Fixed Special Insured Rate - Closed 1.860% 11 Not Offered
6-Year Fixed Rate - Closed 2.690% 2 2.790% 2
7-Year Fixed Rate - Closed 2.690% 2 2.790% 2
8-Year Fixed Rate - Closed 4.140% 2 4.240% 2
9-Year Fixed Rate - Closed 4.190% 2 4.290% 2
10-Year Fixed Rate - Closed 3.090% 2 3.190% 2
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