Get up to $400 cash1 when you become a member.
Open your account in as little as 5 minutes online.
Step 1 - Become a member
By opening a Free Chequing, Free Debit, and More Account® with no minimum monthly balance required.
- No monthly fee
- Unlimited day-to-day transactions2
- Free eStatements
- Save an annual average of up to $200 compared to other financial institutions.3
- Click here for service fees on services that are not included with this account.
Step 2 - Earn $3001
By setting up and maintaining the below activities within the first two months of opening your account.
We’ll make it easy by emailing you the instructions after you open your account.
- 1 direct deposit Your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. for 3 months consecutive
- Make at least 15 everyday transactions These are transactions like withdrawals, e-transfers, and debits that one would perform day-to-day. Direct deposits and pre-authorized payments count too. within 3 months of account opening
Step 3 - Earn $1001
By growing your savings with a regular, automatic contribution to a new Mutual Funds account.
- Open a new Mutual Funds account
- Set up a monthly, pre-authorized contribution, minimum of $100
- Following Step 1, book an appointment with us to set up your Mutual Funds account and pre-authorized contribution
This offer is only available to new, personal members who are residents of British Columbia. See terms and conditions.
To receive this offer, you can open your account online or in person at one of our branches.
- 1 direct deposit for 3 months consecutive
- Make at least 15 everyday transactions within 3 months
- Set up a new investment and pre-authorized contribution (min. $100 monthly)
Switching your banking to Coast Capital is easy, and we’ve given you time to complete all the eligibility requirements to ensure you get your bonus.
Here’s when you can expect your $300 cash bonus, which will typically be deposited to your New Account via electronic funds transfer within 60-90 days of Coast Capital confirming that you have fulfilled the qualifying criteria listed above. For example, see payment schedule below:
|If you create an account during one of the months below and start criteria within the first 60 days;||You'll get your $300 bonus within 60-90 days* following criteria completion.|
|March 2023||August - October 2023|
|April 2023||September - November 2023|
|May 2023||October - December 2023|
|June 2023||November 2023 - January 2024|
*Your payout will depend on when you start your offer criteria.
You can earn a $100 Investment Offer bonus immediately following setting up your new pre-authorized contribution (min. $100 monthly) to your new investment1.
Following account creation, you can book an appointment with one of our advisors to set up a Mutual Funds account and your pre-authorized contribution (min. $100 monthly). Once completed, you will be eligible to receive the $100, which will be deposited directly to your chequing account.
I am a Coast Capital small business member; do I qualify if I open a personal account?
- Log in to digital banking through a computer or our mobile app.
- Select from the menu, Account Overview, then Download Void Cheque and select the account you want the Void Cheque for.
- Click the Export button to download a PDF file containing your void cheque. Save or print this PDF to provide a digital or physical copy to your employer.
As a financial cooperative, all Coast Capital members are owners.
Join us and experience the difference a real financial partner makes.
We want you to feel confident that you're on the right path to achieving what matters to you. Our members are our only shareholders, so if it matters to you, it matters to us. Our focus is to educate and guide our members to the right financial solutions and to provide clear, simple, and personalized advice to maximize your results.
Our commitment to our members is more than just their financial needs, it's also to their community. As a Certified B Corp, we want a more inclusive and sustainable world for all so we reinvest 10% of our profits each year back into the communities we work, live and serve in. And your membership is what helps make this all happen.
Open your account in as little as 5 minutes.
- Read New Member Offer terms and conditions here.
- Transactions include cheques, Coast Capital Savings® and EXCHANGE Network ATM withdrawals, Interac® Direct Payment, preauthorized payments, Coast-by-Phone® bill payments, Coast Online® Banking bill payments and in-branch withdrawals, transfers and bill payments. Deposits and self-serve (Coast Capital Savings® ATM, Coast-by-Phone® and Coast Online® Banking) transfers are free.Additional network ATM transactions are subject to the fees listed. Surcharges from other financial institution ATMs are excluded.
- Fee savings based on comparisons to average fees on chequing products charged by other Canadian financial institutions.