Don't miss out on this new member offer.

Open your account in as little as 5 minutes online.

Switch your banking to us and get up to $400 cash.1

We’re member-owned, so what matters to you matters to us. Join for the $400, but stay for the difference a real financial partner makes. Follow the 3 steps below to get your cash bonus.

Step 1 - Become a member

By opening a Free Chequing, Free Debit, and More Account® with no minimum monthly balance required.

  • No monthly fee
  • Unlimited day-to-day transactions2
  • Free eStatements
  • Save an annual average of up to $200 compared to other financial institutions.3
  • Click here for service fees on services that are not included with this account.

Open your account online in as little as 5 minutes.

Step 2 - Earn $3001

By setting up and maintaining the below activities within the first two months of opening your account.

We’ll make it easy by emailing you the instructions after you open your account.

  • 1 direct deposit Your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. for 3 months consecutive
  • Make at least 15 everyday transactions These are transactions like withdrawals, e-transfers, and debits that one would perform day-to-day. Direct deposits and pre-authorized payments count too. within 3 months of account opening

Step 3 - Earn $1001

By growing your savings with a regular, automatic contribution to a new Mutual Funds account.

  • Open a new Mutual Funds account
  • Set up a monthly, pre-authorized contribution, minimum of $100
  • Following Step 1, book an appointment with us to set up your Mutual Funds account and pre-authorized contribution
We've answered your most popular FAQs.

This offer is only available to new, personal members who are residents of British Columbia. See terms and conditions.

To receive this offer, you can open your account online or in person at one of our branches. 

To earn $300, within the first 2 months following account creation, set up and maintain;
  • 1 direct deposit for 3 months consecutive
  • Make at least 15 everyday transactions within 3 months
To earn $100;
  • Set up a new investment and pre-authorized contribution (min. $100 monthly)

Switching your banking to Coast Capital is easy, and we’ve given you time to complete all the eligibility requirements to ensure you get your bonus.

Here’s when you can expect your $300 cash bonus, which will typically be deposited to your New Account via electronic funds transfer within 60-90 days of Coast Capital confirming that you have fulfilled the qualifying criteria listed above. For example, see payout schedule below:

If you create an account during one of the months below and start criteria within first 60 days; You'll get your $300 bonus within 60-90 days* following criteria completion.
March 2023 August - October 2023
April 2023 September - November 2023
May 2023 October - December 2023
June 2023 November 2023 - January 2024

*Your payout will depend on when you start your offer criteria.

You can earn a $100 Investment Offer bonus immediately following setting up your new pre-authorized contribution (min. $100 monthly) to your new investment1.

Following account creation, you can book an appointment with one of our advisors to set up a Mutual Funds account and your pre-authorized contribution (min. $100 monthly). Once completed, you will be eligible to receive the $100, which will be deposited directly to your chequing account.

I am a Coast Capital small business member; do I qualify if I open a personal account?
Yes, as long as you are a new personal banking member and have never had a previous personal account. To open a personal membership follow the steps to open an account online or in branch.

Can I earn multiple bonuses by opening multiple accounts?
No. You are only eligible for one bonus.

Do I get the bonus if I open a joint account?
Yes. If you are a new personal member to Coast Capital. If the criteria is met on the joint account, you are only eligible for a single Cash Bonus Offer.

I’m an existing member at Coast Capital, if I open a joint account with another person, do they get the bonus?
Yes. If you add a new member to a joint account, the new member will be eligible for the bonus. Joint Accounts and Joint Memberships are only eligible for a single Cash Bonus Offer.

I’m an existing member at Coast Capital, can I open a new one to get the bonus?
No. Current and past personal members do not qualify for this offer.

I used to have an account with Coast Capital, am I eligible?
No. If you’ve had a previous personal membership with Coast Capital, you are not eligible for this offer.

How do I set up a direct deposit?
  1. Log in to digital banking through a computer or our mobile app.
  2. Select from the menu, Account Overview, then Download Void Cheque and select the account you want the Void Cheque for.
  3. Click the Export button to download a PDF file containing your void cheque. Save or print this PDF to provide a digital or physical copy to your employer.

How do I know if my direct deposit is eligible?
In order to be eligible for the bonus, your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. Check the terms and conditions for more details.

How do I check if I have made 15 eligible transactions?
The easiest way to track eligible transactions is through our personal financial management tool, Money Manager, located in online banking and the Coast Mobile app. Learn about your spending habits, set budgets, track your progress towards your goals and pay down your debt more effectively. Once you have set up Money Manager, simply check your transactions. (Exclusions: Account or service charges and account to account transfers.) Transactions like point of sale, e-Tranfers, direct deposits and pre-authorized debits count towards your eligible transactions.

Why was my application denied?
There are a number of reasons an application may be declined. If your online application was declined please contact us.

As a financial cooperative, all Coast Capital members are owners.

So the success of our members really is our top priority and we actually care how things turn out.

Join us and experience the difference a real financial partner makes.

We’re for real
Real Partnership
When you're a Coast Capital member, we're with you every step of the way because your success is our success. We deeply value real human connection and that's why for over 80 years, we've been a trusted partner for our members. The more we understand you personally, the better we can help you create the real life you want today.

We’re for real
Real Advice

We want you to feel confident that you're on the right path to achieving what matters to you. Our members are our only shareholders, so if it matters to you, it matters to us. Our focus is to educate and guide our members to the right financial solutions and to provide clear, simple, and personalized advice to maximize your results.

We’re for real
Real Impact

Our commitment to our members is more than just their financial needs, it's also to their community. As a Certified B Corp, we want a more inclusive and sustainable world for all so we reinvest 10% of our profits each year back into the communities we work, live and serve in. And your membership is what helps make this all happen.

Take advantage of this limited-time offer.

Open your account in as little as 5 minutes.

  1. Read New Member Offer terms and conditions here.
  2. Transactions include cheques, Coast Capital Savings® and EXCHANGE Network ATM withdrawals, Interac® Direct Payment, preauthorized payments, Coast-by-Phone® bill payments, Coast Online® Banking bill payments and in-branch withdrawals, transfers and bill payments. Deposits and self-serve (Coast Capital Savings® ATM, Coast-by-Phone® and Coast Online® Banking) transfers are free.Additional network ATM transactions are subject to the fees listed. Surcharges from other financial institution ATMs are excluded.
  3. Fee savings based on comparisons to average fees on chequing products charged by other Canadian financial institutions.
Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds.