LIMITED TIME

This is the referral where everyone wins

Get up to $350 when you become a Coast Capital member.

The membership that keeps on giving

Welcome to Coast Capital. We’ve been member-owned for over 80 years, which means we always put our members first. For a limited time, get up to $350* when you become member by using your friend’s code to open a Free Chequing, Free Debit, and More Account®. Aside from cash bonus, you also get to enjoy perks like no monthly fee, free day-to-day transactions and no minimum balance required. It’s the membership that keeps on giving.

Take advantage of this limited-time offer

Apply before June 28 and complete the steps below for your cash bonus. Already know the steps and ready to get started right now?

Join to get up to $350

Plus, once you successfully complete the eligibility requirements, Coast Capital will also donate $150 to education programs in BC.


Step 1 - Become a member

By using your friend’s referral code to open a Free Chequing, Free Debit, and More Account® before June 28.


  • No monthly fee
  • Unlimited day-to-day transactions1
  • Free eStatements
  • Click here for service fees on services that are not included with this account.
  • Download our account guide



Step 2 - Earn $300*

By setting up and maintaining the below activities within the first two months of account opening.


We’ll make it easy by emailing you the instructions after you open your account.

  • 1 direct deposit Your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. for 3 months consecutive
  • 1 pre-authorized debit Pre-authorized debits are payments that are set up to debit an account and credit an external company. For example, cable, internet or a gym membership. $25 min., for three months consecutive
  • Make at least 15 everyday transactions These are transactions like withdrawals, e-transfers, and debits that one would perform day-to-day. Direct deposits and pre-authorized payments count too. within 3 months of account opening



Step 3 - Earn $50*

By growing your savings with a regular, automatic contribution to a new Mutual Funds account.


  • Open a new Mutual Funds account
  • Set up a monthly, pre-authorized contribution, min. of $50
  • Following Step 1, book an appointment with us to set up your Mutual Funds account and pre-authorized contribution.

We’ve answered your most popular FAQs

Switching your banking to Coast is easy, but we’ve also given you ample time to complete all the eligibility requirements to ensure you get your bonus.

Here’s when you can expect your $300 bonus, which will be automatically deposited into your new account if you meet all the requirements;


If your friend creates an account and start criteria within first 60 days during; 60 days following your friend’s criteria completion, you’ll get your $60 bonus between;
May, 2021 October - December, 2021
June, 2021 November 2021 - January, 2022

Your payout will depend on when you start your offer criteria.

You can earn your $50 bonus following setting up your new pre-authorized contribution (min. $50 monthly) to your new investment.


To earn $300, within the first 2 months following account creation, set up and maintain;

  • 1 direct deposit for 3 months consecutive
  • 1 pre-authorized debit min. $25, for 3 months consecutive
  • Make at least 15 everyday transactions within 3 months

To earn $50;

  • Set up a new investment and pre-authorized contribution (min. $50 monthly)
If you signed up without the provided referral code, you will still be eligible for the $350 bonus, if you meet all the eligibility requirements. However, your friend will not receive the referral bonus.
No, you must sign up online using the code your friend provided.

All you have to do, once your membership is approved, is check your inbox for instructions. We’ll send you an email titled ‘Start banking with Coast Capital in just a few clicks’ containing a link that will walk you through the instructions to set up a pre-authorized debit. You can also download a void check in online banking and present to your vendor.

How do I set up my payroll as a direct deposit?

All you have to do, once your membership is approved, is check your inbox for instructions. We’ll send you an email titled ‘Start banking with Coast Capital in just a few clicks’ containing a link that will walk you through the instructions to set up a direct deposit. You can also download a void check in online banking and present to your employer.


How do I know if my direct deposit is eligible?

In order to be eligible for the bonus, your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. Check the terms and conditions for more details.


How do I check if I have had 15 transactions?

The easiest way to track eligible transactions is through our personal financial management tool, Money Manager, located in online banking and the Coast Mobile app. Learn about your spending habits, set budgets, track your progress towards your goals and pay down your debt more effectively. Once you have set up Money Manager, simply check your transactions. (Exclusions: Account or service charges and account to account transfers.)

Transactions like point of sale, etranfers, direct deposits and pre-authorized debits count towards your eligible transactions.


I already have an account with Coast Capital, can I open a new one to get the bonus?

No, if you already have an account with Coast Capital, you are not eligible for this bonus. Please refer to the Terms and Conditions for more details.


I used to have an account with Coast Capital, am I eligible?

No, if you have had a previous personal account with Coast Capital, you are not eligible for this offer. Please refer to the Terms and Conditions for more details.


Why was my application denied?

There are a number of reasons an application may be declined. If your online application was declined please contact us.


Where do I enter the referral code my friend sent me?

Enter the referral code into the promo code field in your application.


* Read full offer terms and conditions here.