This is the referral
where everyone wins.

LIMITED TIME

Get up to $400* when you become a Coast Capital member.

*Conditions apply.

The membership that keeps on giving.

Welcome to Coast Capital. As a financial cooperative, all our members are owners.  So their success really is our top priority. That’s why for over 80 years, we’ve been a trusted financial partner to our members. For a limited time, get up to $400 when you become a member1 by using your friend’s promo code to open a Free Chequing, Free Debit, and More Account®. Aside from a cash bonus, you also get to enjoy perks like no monthly fee, free day-to-day transactions and no minimum balance required.

Take advantage of this limited-time offer.

Apply before July 31 and complete the steps below for your cash bonus. Already know the steps and already have your promo code? Get started today.

Join to get up to $400.

Step 1 - Become a member.

By using your friend’s promo code to open a Free Chequing, Free Debit, and More Account® before July 31.


  • No monthly fee
  • No minimum balance required
  • Unlimited day-to-day transactions
  • Free eStatements
  • Click here for service fees on services that are not included with this account.
  • Download our account guide



†Read terms and conditions

Terms and Conditions.

† Transactions include cheques, Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital Savings accounts), and withdrawals. Deposits and electronic transfers (between Coast Capital Savings accounts) Coast Capital Savings® ATM, Coast-by-Phone®, Coast Mobile® Banking and Coast Online are free.

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Step 2 - Earn $3501

By setting up and maintaining the below activities within the first two months of account opening.


We’ll make it easy by emailing you the instructions after you open your account.

  • 1 direct deposit Your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. for 3 months consecutive
  • Make at least 15 everyday transactions These are transactions like withdrawals, e-transfers, and debits that one would perform day-to-day. Direct deposits and pre-authorized payments count too. within 3 months of account opening



Step 3 - Earn $501

By growing your savings with a regular, automatic contribution to a new Mutual Funds account.


  • Open a new Mutual Funds account
  • Set up a monthly, pre-authorized contribution, min. of $50
  • Following Step 1, book an appointment with us to set up your Mutual Funds account and pre-authorized contribution.
We've answered your most popular FAQs.

Enter the referral code into the promo code field in your application.


Switching your banking to Coast Capital is easy, but we’ve also given you ample time to complete all the eligibility requirements to ensure you get your bonus.

Here’s when you can expect your $350 cash bonus, which will be automatically deposited into your new account if you meet all the requirements;

If you create an account and start criteria within first 60 days during; 60 days following criteria completion, you’ll get your $350 bonus between;
May 2022 Oct - Dec 2022
June 2022 Nov 2022- Jan 2023
July 2022 Dec 2022 - Feb 2023

Your payout will depend on when you start your offer criteria.

You can earn your $50 bonus immediately following setting up your new pre-authorized contribution (min. $50 monthly) to your new investment.


To earn $350, within the first 2 months following account creation, set up and maintain;

  • 1 direct deposit for 3 months consecutive
  • Make at least 15 everyday transactions within 3 months

To earn $50;

  • Set up a new investment and pre-authorized contribution (min. $50 monthly)

If you signed up without the provided referral code, you will still be eligible for the $400 bonus, if you meet all the eligibility requirements. However, your friend will not receive the referral bonus.

No, you must sign up online using the code your friend provided.

  1. Log in to digital banking through a computer or our mobile app.
  2. Select from the menu, Account Overview, then Download Void Cheque and select the account you want the void cheque for.
  3. Click the Export button to download a PDF file containing your void cheque. Save or print this PDF to provide a digital or physical copy to your employer.

How do I know if my direct deposit is eligible?

In order to be eligible for the bonus, your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. Check the terms and conditions for more details.


How do I check if I have had 15 transactions?

The easiest way to track eligible transactions is through our personal financial management tool, Money Manager, located in online banking and the Coast Mobile app. Learn about your spending habits, set budgets, track your progress towards your goals and pay down your debt more effectively. Once you have set up Money Manager, simply check your transactions. (Exclusions: Account or service charges and account to account transfers.)

Transactions like point of sale, INTERAC e-Tranfers, direct deposits and pre-authorized debits count towards your eligible transactions.


I already have an account with Coast Capital, can I open a new one to get the bonus?

No, if you already have an account with Coast Capital, you are not eligible for this bonus. Please refer to the terms and conditions for more details.


I used to have an account with Coast Capital, am I eligible?

No, if you have had a previous personal account with Coast Capital, you are not eligible for this offer. Please refer to the terms and conditions for more details.


Why was my application denied?

There are a number of reasons an application may be declined. If your online application was declined please contact us.


1.Read full offer terms and conditions here.